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Best Life Insurance Companies in Indiana

2023

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Website
436 S Morgantown Rd, Indiana, IN 46142
  • Life Insurance

Why choose this provider?

DF Insurance Agency, Inc. is a family-owned business that caters to clients in and around Indiana. It works with multiple carriers to serve the insurance needs of individuals and families. The independent company offers life insurance plans, including whole, universal, and term life coverages. Its team also furnishes fixed annuity, final expense, and mortgage protection policies. Foremost, Bristol West, Grinnel Mutual, Cowbell Cyber, and Anthem are among its partners. DF Insurance Agency has been in business for more than three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10330 Pleasant St Ste 300, Indiana, IN 46060
  • Life Insurance

Why choose this provider?

Indiana Insurance Solutions is an independently owned and operated full-service agency that serves individuals, families, and businesses throughout the metro. It offers different types of individual life insurance policies, including term and permanent life insurance. These plans help cover final expenses and mortgage payments. It also provides fixed annuities, which hold benefits such as tax-deferred growth potential, joint-life payout, and death benefits. Indiana Insurance Solutions has partnered with carriers such as Erie Insurance, Progressive, Westfield, and State Auto.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (12)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7134 State Road 56 N, Indiana, IN 47001
  • Whole Life Insurance
  • Individual Plans
  • Health Insurance
  • Life Insurance

Why choose this provider?

Hummel Insurance Group, LLC, has been providing comprehensive policies and plans for clients within Indiana for at least a century. Its team works with families in creating a comprehensive life insurance plan that offers business security and financial coverage for domestic and educational expenses in the wake of a loved one's passing. Its products are supported by various carriers that are known in the industry, such as Progressive, Safeco, Travelers, and American Collectors Insurance. The agency is also affiliated with Keystone Insurers Group, Inc.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Facebook
3.7 / 5 (6)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
320 West Main St., Indiana, IN 46142
  • Life Insurance

Why choose this provider?

ISU American Business Insurance caters to residents of Indiana who need life coverage plans. These policies protect families from the burden of losing their primary breadwinner by offering death benefits. Non-life policy options are available, covering commercial assets, automobiles, and rental homes. The agency has been headquartered in its current location since 1958 and is a local and independent establishment. It has served 5,000 families and more than 5,000 businesses by supplying products from Liberty Mutual and Progressive.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (17)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11825 N Pennsylvania Street K1P, Indiana, IN 46032
  • Health Insurance
  • Life Insurance

Why choose this provider?

PMA USA serves clients throughout Indiana. It provides life insurance plans for individuals and families, helping those who want to secure their family's finances in case of accidents and illnesses. Its agents also offer supplemental health insurance plans that provide benefits to the insured instead of the healthcare provider. These supplemental plans help policyholders cover lost income and other expenses. This agency exclusively represents Washington National Insurance Company, an insurance carrier that has been in business for over 100 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Website
222 West 161st Street, Indiana, IN 46074
  • Life Insurance

Why choose this provider?

Lazar Insurance serves families, individuals, and businesses in Indiana and the surrounding areas. It helps them prepare financially for unforeseen events like sudden death by providing them with life insurance options. The company is available to assist clients in person, via phone, or through emails and texts. It also helps with home, auto, and professional liability insurance needs. Lazar Insurance was founded by Jeff Lazar in 2002, and its professionals have more than 100 years of combined experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2001 E Wabash St, Indiana, IN 46041
  • Long Term Care

Why choose this provider?

Copas Insurance Agency has been serving Indiana since 2009. The agency offers life insurance coverage that covers child care and education, loan balances, funeral expenses, unpaid medical bills, and probate fees. Clients can also open a life insurance plan as a present to their children and grandchildren. The agency has access to multiple insurance providers to find the policy that suits the customer's specific needs and requirements. It also donates to events and functions that benefit the local church and organizations like the Special Olympics.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (36)
Facebook
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
450 E 96th Suite 500, Indiana, IN 46240
  • Health Insurance
  • Life Insurance

Why choose this provider?

Wize Insurance & Risk Management caters to customers in Indiana who require life insurance policies. These plans include term and life-long coverage options to cushion the impact of grave injury or death on the insured party's beneficiaries and family. Non-life products are available, ranging from automobile to general liability claims protection. The company has been operating for two decades. It delivers insurance contracts in partnership with known names such as Progressive, Nationwide, Erie Insurance, and Travelers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (24)
Facebook
4.8 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3830 W. 96th St., Indiana, IN 46268
  • Life Insurance
  • Health Insurance

Why choose this provider?

MG Myers Insurance serves clients in Indiana. Its life insurance policy covers payments for inpatient and outpatient hospital bills, physician fees, and the use of medical equipment. The policy provides financial assistance to clients in settling funeral and burial expenses and estate taxes. It also covers temporary needs such as short-term loan reduction and educational expenses. MG Myers is a member of the Greater Indianapolis Chamber of Commerce. Its owner, Beth Myers, has been in the insurance industry since 1989.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (18)
Google
4.3 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2342 Cline Ave Suite A, Indiana, IN 46375
  • Individual Plans
  • Health Insurance
  • Life Insurance

Why choose this provider?

Hoosier Insurance Agency represents different carriers to help clients in Indiana find a protection plan that suits their needs. It offers term, whole, and permanent insurance plans. The agency offers additional lines of life insurance that cover burial and final expenses. Homeowners', renters', auto, motorcycle, boat and watercraft, and personal umbrella insurance policies are also available. It extends its services to business owners, offering them coverages for errors and omissions, workers' compensation, and general liability. The independent insurance agency also serves insurance seekers in Illinois.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (275)
Facebook
4.9 / 5 (61)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3901 W State Road 47, Suite 14, Indiana, IN 46069
  • Life Insurance

Why choose this provider?

Bragg Insurance Agency is a family-owned business delivering multi-carrier product options to the residents of Indiana. Its professionals assist homebuyers in making informed decisions in securing insurance products suitable for their needs. They create policies for life insurance options such as term life, final expense, universal life, annuities, and mortgage protection. The agency was established by husband and wife Brian and Kelly Bragg. Both had over 20 years of experience in their fields, with Brian in the lending industry and Kelly in home education.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (77)
Facebook
4.5 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
400 E Clinton St, Indiana, IN 46041
  • Life Insurance

Why choose this provider?

Blevins Insurance provides risk management solutions for individuals, families, and businesses in Indiana. It offers life insurance policies that provide financial protection for beneficiaries in the absence of policyholders as a result of death, injury, or illness. In addition, the independent agency carries insurance products for homes, automobiles, and businesses. It compares rates and policies from various carriers, including Erie Insurance, Progressive, and Nationwide, to provide coverage that matches the specific needs of clients. Blevins Insurance has been in operation since 1998.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (35)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––
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Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

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