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Best Homeowners Insurance Agencies in Lafayette

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Angie Whitlock - Brightway Insurance Agent logo
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Angie Whitlock - Brightway Insurance Agent

750 Park East Boulevard, Lafayette, IN 47905
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  • Fire
  • Flood

Business Description

Angie Whitlock is a Brightway Insurance agent. The independent agency represents a variety of top carriers to deliver homeowners in Lafayette personalized insurance options. Ms. Whitlock utilizes her 20 years in the insurance industry to provide clients with appropriate coverage for their primary and secondary dwellings as well as personal possessions, such as jewelry, camera equipment, firearms, and collectibles. Brightway Insurance also covers condo owners and renters. The company's other policies include auto and life.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Blevins Insurance Agency Inc logo
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Blevins Insurance Agency Inc

803 South 18th Street, Lafayette, IN 47905
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  • Multiple Policy Types
  • Multiple Carriers

Business Description

Blevins Insurance Agency Inc. offers property damage coverage for homeowners in Lafayette. Beyond securing a client's dwelling from hazards such as weather conditions or theft, the company provides policy options that also cover detached structures such as garages and select personal valuables. It offers liability protection against property damage or injury claims from others and medical expenses for the affected parties. Founded in 1998, the company's other lines of insurance include auto, life, and commercial.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (51)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chad Budreau - State Farm Insurance Agent logo
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Chad Budreau - State Farm Insurance Agent

817 South Washington Street, Crawfordsville, IN 47933
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  • Multiple Policy Types

Business Description

Chad Budreau is a State Farm agent providing homeowners insurance options near Lafayette. Mr. Budreau offers personalized solutions for coverage on primary and secondary homes, condos, manufactured homes, and farms. He determines adequate replacement value for the dwelling and personal possessions as well as liability coverage for guests' injuries incurred while on the property. State Farm covers unforeseen events, such as fire, plumbing or sewer line backups and theft or vandalism.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Collicott Insurance logo
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Collicott Insurance

130-A Professional Court, Lafayette, IN 47905
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  • Multiple Policy Types

Business Description

Collicott Insurance has been providing insurance products and services in Lafayette and nearby communities for more than 40 years. The company assists individuals and families in safeguarding their homes and personal belongings against unfortunate events, including fires, storms, vandalism, theft, and accidents within the property. Its agents guide customers in choosing the right insurance policy, evaluating plans from different carriers and identifying coverage needs. Other offerings include auto, farm, life, health, and business insurance plans. The company serves clients throughout Louisiana.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (34)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Henriott Group logo
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Henriott Group

250 Main St, Lafayette, IN 47901
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  • Multiple Policy Types

Business Description

Henriott Group is a multi-line agency that is headquartered in Lafayette. It comprises insurance agents who offer a customized homeowners' insurance policy that protects the home and its contents from unexpected circumstances like fire and other covered natural disasters. The policy also has liability protection that pays for the medical bills if someone gets injured at the property. Additionally, Henriott Group provides insurance plans for renters, condos, rental properties, and flood.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
5.0 / 5 (4)
Google
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jenna Isch - Farmers Insurance logo
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Jenna Isch - Farmers Insurance

2606 Veterans Memorial Parkway South, Lafayette, IN 47909
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Jenna Isch is a Farmers Insurance Group agent operating in Lafayette since 2009. She offers homeowners and renters insurance coverages for personal property and floods. She also provides insurance coverage for landlords, condos, mobile homes, and manufactured homes along with coverage in the event of identity theft. Jenna Isch works on Greater Lafayette Commerce's Small Business of the Month Committee and is also a member of the Association of Women Business Owners

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (35)
Facebook
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lafayette Insurance logo
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Lafayette Insurance

3111 Builder Drive, Lafayette, IN 47909
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Lafayette Insurance carries a line of personal insurance products, including homeowners' insurance. The agency creates insurance policies tailored for homeowners' needs. Its team offers home insurance plans that include dwelling coverage, personal liability coverage, and personal property coverage. The insurance professionals also provide optional protection for identity recovery and valuable possessions such as jewelry and antiques. Aside from these, Lafayette Insurance offers financial protection for owners of mobile homes. Its other personal insurance services include farm insurance, boat insurance, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (60)
Facebook
4.9 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Reese Insurance Agency logo
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Reese Insurance Agency

935 Indiana 25, Lafayette, IN 47909
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Reese Insurance Agency has provided homeowners in Lafayette with insurance solutions for more than eight years. The independent agency represents multiple carriers to deliver personalized coverage at competitive rates. Principal agent Peggy Reese evaluates individual needs to help ensure each policy adequately covers the dwelling and personal possessions against such events as fire and plumbing disasters. Liability coverage is available to protect clients in the event of guest injuries. Reese Insurance Agency also covers secondary homes, condos, and farms.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
RME Insurance logo
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RME Insurance

2812 Main Street, Lafayette, IN 47904
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  • Renter's Insurance

Business Description

RME Insurance is an independent insurance agency serving clients living in Lafayette. Its professionals help clients to review and select the best homeowners insurance options that will cover a variety of disasters including fire, burglary, and pipe bursts. The company's policy can insure clients against loss of valuable personal possessions such as collectible cars. Coverage for medical expenses of injured guests and loss of use is also available under the policy. RME Insurance covers the personal liabilities of policyholders.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (16)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Underwood Insurance Agency Inc logo
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Underwood Insurance Agency Inc

3990 State Road 38 East, Lafayette, IN 47977
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  • Multiple Policy Types
  • Multiple Carriers

Business Description

Founded in 1865, Underwood Insurance Agency, Inc. is a multi-insurance line company that offers property damage coverage for homeowners in Lafayette. Whether clients are affected by fires or theft, the company's home insurance covers common perils that have damaged dwellings, detached structures, and select personal property such as electronics. It also covers additional living expenses in the event of complete loss, liability protection against claims of injury or property damage by others, and medical expenses for the affected parties.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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