Best Car Accident Lawyers in Lafayette

FAQs

• What is the non-emergency contact number for the local police station in Lafayette, Indiana?

  The non-emergency contact number for the Lafayette Police Department is 765-807-1200.

• Where can I get a copy of police reports for incidents related to my case in Lafayette, Indiana?

  A request for documentation form must be filled out. These can be obtained by visiting Lafayette Police Department Records between the hours of 7 a.m. and 5 p.m., Monday through Friday. The request will be reviewed in accordance with State/Federal statutes, and the requester will be notified within a week whether or not the report can be released.

• What are the most common injuries in car accidents in Lafayette?

  Injuries such as broken bones, whiplash, lacerations, TBIs, and burns are common results of car accidents in Lafayette. Back, neck, spinal cord, and internal organs are just some of the potential sites of damage to victims. It is possible for people involved in car crashes to suffer emotional or psychological distress.

• What types of compensation might a car accident victim in Lafayette be entitled to?

  A car accident victim in Lafayette may be entitled to both economic and non-economic damages. The first type of compensation, economic or special damages, refers to those that are easily quantifiable or have a monetary equivalent. Examples include lost wages and medical expenses. Meanwhile, non-economic or general damages are those that do not have a monetary value. Examples include pain and suffering, trauma, and a lower quality of life.

• What are the possible claims arising from a car accident in Lafayette?

  A person involved in a car accident in Lafayette may have several claims, including a liability claim against a negligent motorist or a product liability claim if the crash was caused by a dangerous or defective auto part. The victim may also file an uninsured motorist or personal injury protection claim with their insurance company. Furthermore, a dram shop liability claim can be filed against a restaurant or bar that purposefully overserved a drunk driver.

• What kinds of evidence can a car accident victim in Lafayette use to prove that the other driver was at fault?

  A person involved in a car accident in Lafayette can use evidence such as video footage of the incident, photographs of the accident scene, medical records, and witness statements to demonstrate that the other driver is at fault and therefore liable for damages. The victim may also submit the results of the insurance company's investigation and the driving record of the other driver.

• What is the statute of limitations for car accident claims in Lafayette?

  In Lafayette, the statute of limitations for car accident-related claims is two years. This means that any claim an injured party may have related to a motor vehicle collision must be filed with the county clerk within the specified time frame; otherwise, the court may dismiss the claim without consideration. This two-year period begins on the date of the occurrence.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.