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Best Bankruptcy Attorneys in Lafayette

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316 Ferry Street, Lafayette, IN 47901
Lafayette, IN 47901
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Chosnek Law, P.C., was established over 50 years ago in Lafayette. The firm's team of bankruptcy lawyers helps clients file for either chapter 7 or chapter 13 bankruptcy depending on which type they would qualify for. They also help clients keep their homes, personal belongings, retirement accounts, and vehicles, and deal with collector harassment, foreclosures, garnishments, and lawsuits. The firm also represents creditors and helps them collect money they are owed and deal with mortgage foreclosures, bad checks, and disputes.

316 Ferry Street, Lafayette, IN 47901
Lafayette, IN 47901

Website(765) 742-9081

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

122 East Main Street, Crawfordsville, IN 47933
Crawfordsville, IN 47933
  • Debt Settlement

Henthorn, Harris & Weliever, P.C. seeks to provide debt relief options to the residents of Lafayette. Established in 1898, this firm helps clients understand their legal options and handles six bankruptcy types. Its bankruptcy lawyers offer legal counsel and determine debtors' eligibility for bankruptcy filings. They also offer legal representation in bankruptcy-related litigations, advocating for clients' rights and getting debt relief solutions. Henthorn, Harris & Weliever, P.C. also handles cases involving family law, estate planning, trusts, education law, and commercial law.

122 East Main Street, Crawfordsville, IN 47933
Crawfordsville, IN 47933

Website(765) 362-4440

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

133 North 4th Street, Lafayette, IN 47901
Lafayette, IN 47901
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Student Loan Debt

Perez & Perez Bankruptcy is a family-owned law firm in Lafayette that counsels individuals struggling with financial difficulties. It offers guidance in filing chapters 7 and 13 of the bankruptcy code and avoiding pitfalls in the process. In addition, the bankruptcy lawyers provide debt solutions, such as consolidation, settlement, and the option to utilize retirement savings. With 20 years of combined experience in the industry, the legal team consists of Jay and Cassandra Perez. They concentrated their practice on debt relief and consumer bankruptcy law.

133 North 4th Street, Lafayette, IN 47901
Lafayette, IN 47901

Website(765) 588-5080

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

69 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: Can anyone file bankruptcy?
A: Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.
Q: How bad is it to file bankruptcy twice?
A:

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Q: Can they take my car in Chapter 7 bankruptcy?
A: In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

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