Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in Indianapolis

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Indianapolis Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

301

Reviewed

185

Curated

12

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
7007 Graham Road, Indianapolis, IN 46220
  • Multiple Policy Types

Why choose this provider?

Binford Insurance is an independently owned and operated business based in Indianapolis. It offers a broad range of personal insurance lines, including renters' insurance that meets its clients' coverage needs and protects them against personal liability risks. Other personal insurance products, such as auto, life, motorcycle, and condo insurance, are also available. In addition, Binford Insurance also assists business owners with their business insurance plans. The agency's president, Andrew Bell, is an independent insurance agent and has a background in the mortgage and banking industry.

License Verified:

License: 845061

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (28)
Facebook
4.2 / 5 (5)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10412 Swiftsail Lane, Indianapolis, IN 46256
  • Multiple Policy Types

Why choose this provider?

Insurance Associates of Indiana is an independent and locally owned insurance agency that serves clients in Indianapolis. It offers renters' insurance from several providers, such as Chubb, Travelers, and Progressive, that provides coverage to policyholders' belongings and liabilities. The agency also covers other types of insurance products for homes, vehicles, and businesses. Insurance Associates has been serving the insurance needs of residents of Indianapolis and the surrounding Indiana communities since 1973. It is also authorized to operate in 20 U.S. states.

License Verified:

License: 1623890

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (24)
Facebook
5.0 / 5 (3)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7360 East Washington Street, Indianapolis, IN 46219
  • Multiple Policy Types

Why choose this provider?

Irvington Insurance is an independent insurance agency located in Indianapolis. The full-service firm provides a comprehensive renters' insurance that has both personal property and liability coverage for any damages incurred following a fire, lightning, storms, winds, or other unforeseen circumstances. It also provides repair and replacement costs required as well as financial assistance when renters need to temporarily vacate their homes following repairs or replacements. The company also offers auto, home, commercial, and life insurance. Irvington Insurance was established in 2007.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
6835 East Southport Road, Indianapolis, IN 46237
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Danita Fields is an insurance agent who is affiliated with State Farm. She provides personalized services to clients and their families in Indianapolis and the surrounding areas. She offers a wide range of insurance products such as renters', homeowners', condo, life, health, and car insurance. Renters' insurance provides protection to clients and their personal belongings from losses caused by fire, windstorms, vandalism, loss of use, or theft. It may also include coverage for one's liability in case of injuries.

License Verified:

License: 3483889

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (121)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
5519 East 82nd Street, Indianapolis, IN 46250
  • Multiple Carriers

Why choose this provider?

Skaggs Insurance Agencies, Inc., uses a service-first approach in providing insurance solutions for its clients in the Indianapolis area. It handles renters' insurance as additional coverage for the regular landlord's insurance. Risk management products for valuable possessions, homes, condos, secondary homes, automobiles, and recreational vehicles are also offered. Moreover, the company deals with commercial insurance services for commercial properties, general liabilities, and specialized industries. Skaggs Insurance Agencies also crafts life insurance products for individuals and businesses.

License Verified:

License: 1385810

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
10475 Crosspoint Blvd Suite 250, Indianapolis, IN 46256
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Multiline Insurance Agency caters to residential and commercial property owners within the Indianapolis metro and the neighboring areas. It provides renters' insurance policies that cover clients' properties. Its agents also offer condo, landlord, and homeowners' insurance plans. Multiline Insurance Agency has partnered with more than 20 insurance carriers, including Progressive, Safeco, Allstate, The Hartford, and Kemper. It also customizes insurance solutions for businesses to protect them from property damage and workers' compensation claims.

License Verified:

License: 3371573

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (37)
Facebook
4.7 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1641 Shadeland Avenue, Indianapolis, IN 46219
  • Multiple Carriers

Why choose this provider?

McBee Insurance Agency caters to individuals and families looking for renters' insurance services in Indianapolis. It assists clients in finding a policy that suits their needs, whether it is protection for themselves, their belongings, or their rented property. Its insurance agents also help provide coverage for a client's home against incidents such as fires and most natural disasters. In addition, they work on securing a policy for their customers that covers their belongings and any injuries that may occur on the property.

License Verified:

License: 2467410

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8445 Keystone Crossing #200, Indianapolis, IN 46240
  • Multiple Policy Types

Why choose this provider?

Conner Insurance is an agency that has been serving Indianapolis since 1949. It helps tenants protect their personal belongings from damage or loss due to different circumstances, such as theft, floods, and fires. Liability coverage is available for personal injury or property damage claims that policyholders, their family members, or pets may cause to others. The agency partners with multiple insurance carriers including Nationwide, Travelers, and Progressive. Its CEO, Ben Conner, was recognized by BenefitsPro magazine and the Indianapolis Business Journal for his industry contributions.

License Verified:

License: 1007994

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.5 / 5 (54)
Google
4.8 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4918 South Emerson Avenue, Indianapolis, IN 46203
  • Multiple Carriers

Why choose this provider?

Dalessandro Agency Inc. is an independent full-service insurance agency serving the Indianapolis area. Its clients include families, individuals, and businesses in the local community. It offers a wide range of insurance products, such as home, renter's, farm, and condominium insurance. It also provides coverage for automobiles, motorcycles, motor homes, and RVs, boats, and watercraft. The company was first established in 1995 by founder Steve Dalessandro. It has since then expanded to 5 different locations in cities across Michigan and Indiana.

License Verified:

License: 710944

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (74)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3951 N Meridian Street, Suite 250, Indianapolis, IN 46208
  • Multiple Carriers

Why choose this provider?

Jeff Kolp is an insurance agent who offers different policies for State Farm clients throughout Indianapolis and its surrounding areas. For more than 13 years, he has been providing coverage for the furniture, valuables, electronics, and other personal belongings of renters and homeowners. His office offers other products for illnesses, disability, and loss, as well as the protection of commercial properties. As an RICP and ChFC, Kolp also caters to individuals and families who have finance-related concerns.

License Verified:

License: 562391

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (150)
Facebook
4.5 / 5 (13)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5645 North Post Road, Indianapolis, IN 46216
  • Multiple Policy Types

Why choose this provider?

Insurance by George is an independent insurance agency servicing residents of Indianapolis and its surrounding areas for more than 10 years. The agency offers insurance policies for clients who rent in an apartment or a house, with coverage for personal property and liability in the event of theft or damage. It also writes policy protection for auto and home. Moreover, the agency handles insurance policies for businesses which include general liability and workers' compensation. Insurance by George also assists clients with their life and health insurance needs.

License Verified:

License: 560818

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (12)
Facebook
5.0 / 5 (4)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8465 Keystone Crossing, Indianapolis, IN 46240
  • Multiple Carriers

Why choose this provider?

Owens Insurance Agency is a business that serves the locals of Indianapolis and the surrounding communities. It offers renter insurance to protect the contents of homes, apartments, or rooms from break-ins, natural disasters, or circumstances beyond human control. The agency also offers comprehensive and auto insurance for liabilities and medical payments after collisions. Owens Insurance Agency is an independent firm. It was established in 2014 by Eric Owens, who has over a decade of industry experience.

License Verified:

License: 665830

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (25)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • How much is renters’ insurance in Indianapolis?

    In Indianapolis, the monthly cost of renters' insurance is $19. This rate is 14% higher than the statewide average. Renters in Fort Wayne, Indiana's second-largest city, typically pay $16 per month. Renters' insurance covers property damage, personal liability, and medical expenses for visitors injured in a rented home or apartment.

  • Which insurance companies provide the most affordable renters’ insurance in Indianapolis?

    USAA has the most affordable renters' insurance policies in Indianapolis, starting at $102 per year. Following closely behind is Hastings Mutual, which offers policies for an average of $116 per year, while Safeco charges an annual premium of $125. Travco and Cincinnati Insurance offer policies for $131 and $155 per year, respectively.

  • Which renters’ insurance discount options are available to people living in Indianapolis?

    Residents of Indianapolis may be eligible for lower renters' insurance rates if they purchase both auto and renters' insurance from the same provider. Tenants can also save money on insurance by installing safety equipment such as smoke detectors and security systems. Another way for renters to save money on insurance is to set up automatic payment withdrawals.

  • Is there renters’ insurance for college students in Indianapolis?

    Yes, and Indianapolis-area college students who choose to live off-campus should consider purchasing individual insurance policies to protect their personal belongings. Given that they frequently share rented apartments with roommates, each student should maintain their own renters' insurance rather than sharing policies. On-campus dorm residents are covered by their parents' homeowners' insurance.

  • Which additional coverage options can be added to standard renters’ insurance to meet the unique insurance requirements of Indianapolis residents?

    Tenants in Indianapolis can improve their insurance coverage by considering scheduled personal property based on their specific circumstances and location. Flood, umbrella liability, and earthquake endorsements can also be added to renters' policies. Many insurance companies offer optional coverage to cover items or risks that would otherwise be excluded from standard coverage.

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