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Best Mortgage Refinance Companies in Indianapolis

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650 East Carmel Drive, Carmel, IN 46032
Carmel, IN 46032
  • Residential

Jae Tolliver, head of the Tolliver Team, is a mortgage broker associated with American Mortgage that serves Indianapolis and the surrounding communities. He provides several loan options for first-time homebuyers, such as those sponsored by IHCDA, KHC, OHFA, and THDA. He also offers more traditional loan types, including FHA, VA, conventional, and USDA rural development mortgages. Jae Tolliver has been in the industry since 1998. Additionally, he assists refinancers looking to lower their interest rates or shorten the terms of their mortgages.

650 East Carmel Drive, Carmel, IN 46032
Carmel, IN 46032

Website(317) 934-6592

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

9800 Crosspoint Boulevard, Indianapolis, IN 46256
Indianapolis, IN 46256
  • Reverse Mortgages

1st Signature Lending LLC is a locally-owned mortgage bank established in 2002. Assisting clients in their lending needs, it offers a variety of home loans for homeowners and buyers in Indianapolis. Particularly, it caters to clients planning to reduce their interest rates or shorten their loan terms by refinancing their current houses. It also extends FHA, VA, and USDA loans in addition to conventional loan programs. 1st Signature Lending strives to provide personalized services distinct from large banks.

9800 Crosspoint Boulevard, Indianapolis, IN 46256
Indianapolis, IN 46256

Website(317) 815-6060

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

213 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8610 East 106th Street, Fishers, IN 46037
Fishers, IN 46037
  • New Construction

AmeriFirst Home Mortgage is a mortgage refinancing company serving Indianapolis and surrounding areas since 1983. Founded by David Gahm and Mark Jones, the company's more than 250 loan consultants share their knowledge with clients looking for ways to own a residential property or refinance their mortgage. These programs include conventional loans, Federal Housing Administration loans, HomeStyle® Renovation loans, United States Department of Agriculture loans, and Veteran Affairs loans. AmeriFirst Home Mortgage aims to provide quality professional relationships with its clients.

8610 East 106th Street, Fishers, IN 46037
Fishers, IN 46037

Website(317) 288-9434

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

865 West Carmel Drive, Carmel, IN 46032
Carmel, IN 46032
  • New Construction

Atlantic Mortgage Inc. is a mortgage brokerage firm that has offered home loans to customers in the Indianapolis area since July 2004. Its brokers use their experience to address Realtors', custom builders', and homebuyers' lending needs. They help with pricing for purchase, cash-out refinancing, rate and term refinancing, debt consolidation, and permanent mortgage loans. The staff also advises clients on the different types of mortgages, offering 30-year and 15-year fixed-rate, hybrid ARM, and adjustable-rate mortgages.

865 West Carmel Drive, Carmel, IN 46032
Carmel, IN 46032

Website(317) 580-4900

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4 / 5 ( Good)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

740 East Main Street, Whiteland, IN 46184
Whiteland, IN 46184
Instagram
  • New Construction

Bailey & Wood Financial Group is a mortgage company that has been providing financing solutions to clients in Indianapolis since 2007. Founder Mike Wood and his team of mortgage professionals educate clients on the home loan and refinancing process. They offer various home loan programs, including FHA, USDA, VA, conventional, jumbo, and doctors-only mortgages. Bailey & Wood Financial Group rolled out a Hometown Hero Program for educators and school employees, military members and veterans, and medical personnel.

740 East Main Street, Whiteland, IN 46184
Whiteland, IN 46184

InstagramWebsite(317) 535-4804

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8001 South Meridian Street, Indianapolis, IN 46217
Indianapolis, IN 46217
  • New Construction

Chapman Mortgage is a company that has been providing mortgage refinancing services to Indianapolis for over 20 years. Its founder, Jim Chapman, is an NMLS licensed mortgage professional who guides his clients through the process of buying and selling real estate. In addition, the company offers other mortgage products, such as FHA, VA, and conventional loans. They also provide fixed-rate and adjustable-rate loans as options for clients whose financial goals match with these loan programs.

8001 South Meridian Street, Indianapolis, IN 46217
Indianapolis, IN 46217

Website(317) 883-2604

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

46 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8604 Allisonville Rd Ste 130, Indianapolis, IN 46250
Indianapolis, IN 46250

Golden Oak Lending Indianapolis helps first-time homebuyers and experienced investors with home mortgage refinance in Indianapolis. Founded in 2002, the firm assists borrowers that are seeking to lower monthly payments and pay off mortgages quickly. Golden Oak Lending's refinancing solutions may also allow customers to pay off consolidated debts, extract equity from their home, and take advantage of lower interest rates. Golden Oak specializes in providing customers with FHA and VA loans. The company's USDA loan program allows potential buyers to purchase rural property with low fixed rates and minimal down payments. The loan officers also handle jumbo, cash-out, home equity, and conventional loans.

8604 Allisonville Rd Ste 130, Indianapolis, IN 46250
Indianapolis, IN 46250

Website(317) 706-4653

Show Number
8445 Keystone Crossing, Indianapolis, IN 46240
Indianapolis, IN 46240
  • Reverse Mortgages

Grandview Lending, Inc., is a mortgage refinance company that serves residents in Indianapolis and its surrounding areas. The company guides clients in choosing the right mortgage loans with the best interest rates. Its team of loan specialists handles various loan options including fixed rate, adjustable rate, and reverse mortgage. Programs for renovation, debt consolidation, and first-time homebuyers are also available. The company is led by Mike Farrell, who has been working in the industry since 1998.

8445 Keystone Crossing, Indianapolis, IN 46240
Indianapolis, IN 46240

Website(866) 690-4920

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

344 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8310 Allison Pointe Boulevard, Indianapolis, IN 46250
Indianapolis, IN 46250
Instagram
  • Multi-Family Loans
  • Alternative Income Documentation Loans

Cherry Creek Mortgage, LLC, is a privately owned and operated mortgage refinance company in Indianapolis. The company offers assistance to acquire conventional, jumbo, low down payment, Veterans Affairs, and FHA loans. Its team of mortgage professionals utilizes up-to-date strategies and ideas to help clients acquire a loan. It also assists clients who want to purchase a new house. Cherry Creek Mortgage has been providing services to clients since 1987. It is also licensed to operate in over 30 states.

8310 Allison Pointe Boulevard, Indianapolis, IN 46250
Indianapolis, IN 46250

InstagramWebsite(317) 585-6976

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

92 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

12900 N Meridian St Ste 100, Carmel, IN 46032
Carmel, IN 46032
  • Reverse Mortgages

Keaghan Will has been assisting his Indianapolis-based clients through mortgage lending since 1996. Working with Mid America Mortgage, Inc., he offers loan options for first-time home buyers and clients with low credit scores. Will also provides conventional loans, FHA loans, USDA home loans, VA loans, and jumbo loans. In addition, he collaborates with clients who are interested in financing condominium units and rental properties, including home buyers who purchased a new home that needs further rehabilitation and renovation.

12900 N Meridian St Ste 100, Carmel, IN 46032
Carmel, IN 46032

Website(317) 519-4352

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

250 East 96th Street, Indianapolis, IN 46240
Indianapolis, IN 46240
  • New Construction

Langdon Mortgage in Indianapolis has been providing residential, lending, and finance services to its clients since 1994. Among its services are lending for house purchases, mortgage brokerage, Veteran Affairs - Federal Housing Administration (VA FHA) mortgages, and financial consultancy. The company also provides financing for condominium mortgages with the help of its condominium developer partners. Langdon Mortgage's team of consultant deal-closers and office administrators is lead by company president, Greg Langdon.

250 East 96th Street, Indianapolis, IN 46240
Indianapolis, IN 46240

Website(317) 844-2250

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

70 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

10333 North Meridian Street, Indianapolis, IN 46290
Indianapolis, IN 46290
Instagram

PrimeLending is a mortgage refinance company serving Indianapolis metro. Established in 1986, this firm seeks to simplify homeownership goals with its loans and refinancing options. Its website provides resources to guide clients on its online application process, including document submission and verification. Professionals at this firm make recommendations on mortgage products such as adjustable-rate and fixed-rate mortgages and FHA, jumbo, and VA loans, considering the financial goals of homeowners. These refinance options offer benefits like home loan stability and flexibility.

10333 North Meridian Street, Indianapolis, IN 46290
Indianapolis, IN 46290

InstagramWebsite(800) 317-7463

Show Number
230 E New Rd, Greenfield, IN 46140
Greenfield, IN 46140

Star Financial Bank provides a wide range of mortgage options in the Indianapolis and Fort Wayne areas. The company's mortgage bankers assist homeowners with information about the refinance process, including the required documents, qualifying expectations, and fees. Star Financial Bank works with individuals interested in lowering their interest rate or monthly payment, as well as those who want to shorten the loan term to build greater equity. The bank also helps clients secure a cash-out refinance option when they want to use part of their home's equity to pay for a renovation project, consolidate debt, or take a vacation. Additionally, its mortgage bankers offer programs for first-time home buyers.

230 E New Rd, Greenfield, IN 46140
Greenfield, IN 46140

Website(800) 395-7827

Show Number

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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