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Best Mortgage Refinance Companies in Indianapolis
2021

We scored 432 Mortgage Refinance Companies in Indianapolis, IN and Picked the Top 16

Here are the Picks:

1st Signature Lending

AmeriFirst Home Mortgage

AmeriFirst Home Mortgage - James M. Dix

Atlantic Mortgage Inc.

Bailey & Wood Financial Group

Chapman Mortgage

Cherry Creek Mortgage, LLC

Golden Oak Lending Indianapolis

Grandview Lending Inc.

Langdon Mortgage

Mid America Mortgage, Inc. - Keaghan Will

NEXA Mortgage, LLC

Old National Bank

PrimeLending

Spectrum Mortgage Services

Star Financial Bank

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Indianapolis Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 432 265 16

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

1st Signature Lending

1st Signature Lending is a locally-owned mortgage refinance company in Indianapolis founded by Michael Johnson. The team has combined experience of over 100 years. It offers loans that can be used for the construction of a new structure, the purchase of a new house, refinancing an old loan, or renovating a home. It works on conventional, USDA, VA, and FHA loans. Its experts offer recommendations on which type of loan clients should get based on their unique needs.

Click to Call

9800 Crosspoint Boulevard
Indianapolis, IN 46256

Website

(317) 815-6060 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 (Best)

Total Reviews:

151 (Best)

Score Consistency:

Variable (Good)

AmeriFirst Home Mortgage

AmeriFirst Home Mortgage is a mortgage refinance company near Indianapolis. The company has more than 250 loan consultants nationwide that offer a variety of loan programs. They share their knowledge with people looking for ways to own a residential property or refinance their mortgage. These programs include conventional loans, Federal Housing Administration loans, HomeStyle® Renovation loans, United States Department of Agriculture loans, and Veteran Affairs loans. AmeriFirst Home Mortgage was established by David Gahm and Mark Jones in 1983 and now has many locations in the country.

Click to Call

8610 East 106th Street
Fishers, IN 46037

Website

(800) 466-5626 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

AmeriFirst Home Mortgage - James M. Dix

James M. Dix has served as branch manager for AmeriFirst Home Mortgage for more than 10 years. As a lending professional in the Indianapolis area, Mr. Dix works with homeowners interested in refinancing their current mortgages. He helps them secure lower interest rates, transfer ARM loans to fixed-rate mortgages, and shorten the loan's terms. Mr. Dix also provides cash-out options for individuals who want to use some of their home's equity to finance an expenditure or consolidate high-interest debt. Additionally, AmeriFirst Home Mortgage offers those who want to purchase a home mortgage options, including first-time home buyer, FHA, VA, and conventional loan programs.

Click to Call

8610 E 106th St
Fishers, IN 46037

Website

(317) 288-9434 Website

Atlantic Mortgage Inc.

Atlantic Mortgage Inc. is a mortgage brokerage firm that has offered wholesale home loans to customers in the Indianapolis area since 2004. Its brokers use their experience to address Realtors', custom builders', and homebuyers' lending needs. They help with pricing for purchase, cash-out refinancing, rate and term refinancing, debt consolidation, and permanent mortgage loans. The staff also advises clients on the different types of mortgages, offering 30 and 15-year fixed-rate, hybrid ARM, and adjustable rate mortgages.

Click to Call

865 West Carmel Drive
Carmel, IN 46032

Website

(317) 580-4900 Website

Bailey & Wood Financial Group

Bailey & Wood Financial Group has provided home mortgage refinancing options near Indianapolis since 2007. The company's lending consultants work with individuals interested in refinancing their primary residence, vacation home, condo, or other property. They assist the client with understanding the document process, fees, and expectations. Bailey & Wood Financial Group helps homeowners find a program that lowers their current interest rate or removes the mortgage insurance requirement. It also offers refinance options for individuals wanting to cash out part of their home's equity to cover a renovation project, consolidate high-interest debt, or pay for other expenses, such as medical bills or college tuition. Bailey & Wood Financial Group also do not charge lender fees like some other companies"

Click to Call

740 E Main St
Whiteland, IN 46184

Website Instagram

(317) 535-4804 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 (Better)

Total Reviews:

6 (Good)

Score Consistency:

Variable (Good)

Chapman Mortgage

Chapman Mortgage is a mortgage refinance company based in Indianapolis. Established in 2000, this firm offers a variety of mortgage products such as conventional and VA loans. Owner Jim Chapman is a mortgage specialist who is updated with market trends. He helps clients navigate the mortgage process, explore options, and choose appropriate refinance solutions. In addition, he handles fixed and adjustable-rate mortgages and FHA loans, providing client support around the clock. Chapman Mortgage also assists in real estate transactions.

Click to Call

8001 South Meridian Street
Indianapolis, IN 46217

Website

(317) 883-2604 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

28 (Best)

Score Consistency:

Consistent (Best)

Cherry Creek Mortgage, LLC

Cherry Creek Mortgage, LLC is a company that provides mortgage refinancing services in Indianapolis and other areas nationwide. Established in 1987, the company aims to establish itself as a leader in the mortgage lending industry. Its team of more than 600 professional and experienced lending officers utilizes up-to-date strategies and ideals to help clients without forgetting the traditional practices they have used in the past. In addition to mortgage refinancing, Cherry Creek Morgage also offers other loan programs, including conventional home loans, FHA, and USDA.

Click to Call

8310 Allison Pointe Blvd 104
Indianapolis, IN 46250

Website Instagram

(888) 303-2262 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 (Better)

Total Reviews:

92 (Best)

Score Consistency:

Consistent (Best)

Golden Oak Lending Indianapolis

Golden Oak Lending Indianapolis helps first-time homebuyers and experienced investors with home mortgage refinance in Indianapolis. Founded in 2002, the firm assists borrowers that are seeking to lower monthly payments and pay off mortgages quickly. Golden Oak Lending's refinancing solutions may also allow customers to pay off consolidated debts, extract equity from their home, and take advantage of lower interest rates. Golden Oak specializes in providing customers with FHA and VA loans. The company's USDA loan program allows potential buyers to purchase rural property with low fixed rates and minimal down payments. The loan officers also handle jumbo, cash-out, home equity, and conventional loans.

Click to Call

8604 Allisonville Rd Ste 130
Indianapolis, IN 46250

Website

(317) 706-4653 Website

Grandview Lending Inc.

Grandview Lending, Inc. is a family-owned and -operated mortgage refinance company started by Michael Farell in 2006. It aims to assist people in refinancing their current mortgage loans. Its team of professional and experienced loan officers helps clients find a refinancing solution that will lessen clients' interest rates, change mortgage formats, decrease or increase loan durations, consolidate mortgages, and modify loan terms. Grandview Lending, Inc. was part of the Three Best Rated's Top 3 Mortgage Companies in Indianapolis from 2016-2018 and the Best Business award from 2019-2020.

Click to Call

8445 Keystone Crossing Blvd
Indianapolis, IN 46240

Website

(866) 690-4920 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

293 (Best)

Score Consistency:

Consistent (Best)

Langdon Mortgage

Langdon Mortgage in Indianapolis has been providing residential, lending, and finance services to its clients since 1994. Among its services are lending for house purchases, mortgage brokerage, Veteran Affairs - Federal Housing Administration (VA FHA) mortgages, and financial consultancy. The company also provides financing for condominium mortgages with the help of its condominium developer partners. Langdon Mortgage's team of consultant deal-closers and office administrators is lead by company president, Greg Langdon.

Click to Call

250 E 96th St #280
Indianapolis, IN 46240-3866

Website

(317) 844-2250 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 (Best)

Total Reviews:

54 (Best)

Score Consistency:

Consistent (Best)

Mid America Mortgage, Inc. - Keaghan Will

Keaghan Will is a lending agent for Mid America Mortgage Inc. serving the greater Indianapolis area. Mr. Will offers more than 24 years in the mortgage lending industry and assists homeowners with navigating the refinance process. Mid America Mortgage provides mortgage refinance options for individuals seeking to lower their interest rates, shorten the loan term, or transfer an ARM to a fixed-rate mortgage. The company also works with clients interested in cashing out some of their home's equity to pay for a remodeling project or consolidate high-interest debt. Additionally, Mr. Will works with clients who are purchasing a home to secure a mortgage that meets their needs.

Click to Call

12900 N Meridian St Ste 100
Carmel, IN 46032

Website

(317) 519-4352 Website

NEXA Mortgage, LLC

NEXA Mortgage, LLC offers mortgage refinancing solutions in Indianapolis and its surrounding areas. Aaron Schaler, its mortgage broker, provides refinance options to clients and assists them in obtaining refinance analyses. He walks clients through loan options such as 15-year and 30-year fixed mortgages, jumbo loans, FHA loans, adjustable-rate mortgages, and VA loans. The company's website gives a list of tools to help clients get started, including a pre-approval link and home value calculator. Aaron seeks to streamline the loan process.

Click to Call

133 West Market Street
Indianapolis, IN 46204

Website

(317) 441-1047 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

Old National Bank

Old National Bank has served as a mortgage refinance company in Indianapolis and throughout the nearby communities since 1834. The regional bank assists clients with the process of refinancing home loans in order to reduce monthly payments and interest rates, utilize the home's equity for large debts and purchases, and shorten mortgage loan terms. Old National Bank provides a large variety of mortgage types, ranging from one-step construction loans and jumbo loans to home equity lines of credit. The bank provides specialty loans for professors and doctors looking to purchase their first homes. Eligible borrowers may choose between a variety of terms and options.

Click to Call

9901 Fall Creek Rd
Indianapolis, IN 46256

Website

(317) 841-1600 Website

PrimeLending

PrimeLending is a mortgage refinance company serving Indianapolis metro. Established in 1986, this firm seeks to simplify homeownership goals with its loans and refinancing options. Its website provides resources to guide clients on its online application process, including document submission and verification. Professionals at this firm make recommendations on mortgage products such as adjustable-rate and fixed-rate mortgages and FHA, jumbo, and VA loans, considering the financial goals of homeowners. These refinance options offer benefits like home loan stability and flexibility.

Click to Call

10333 North Meridian Street
Indianapolis, IN 46290

Website Instagram

(800) 317-7463 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

Spectrum Mortgage Services

Spectrum Mortgage Services is a full-service company that has served clients in the Indianapolis area since 2003. The business offers a wide range of refinancing programs, including FHA and VA streamline, VA and FHA cash-out, conventional, jumbo, HARP, and USDA streamline mortgages. The company matches first-time homebuyers to the home loans that best fit their needs and budget. Spectrum Mortgage Services also educates new borrowers on mortgage basics and the loan process.

Click to Call

9616 Day Dr #110
Indianapolis, IN 46280

Website

(317) 849-1900 Website

Star Financial Bank

Star Financial Bank provides a wide range of mortgage options in the Indianapolis and Fort Wayne areas. The company's mortgage bankers assist homeowners with information about the refinance process, including the required documents, qualifying expectations, and fees. Star Financial Bank works with individuals interested in lowering their interest rate or monthly payment, as well as those who want to shorten the loan term to build greater equity. The bank also helps clients secure a cash-out refinance option when they want to use part of their home's equity to pay for a renovation project, consolidate debt, or take a vacation. Additionally, its mortgage bankers offer programs for first-time home buyers.

Click to Call

230 E New Rd
Greenfield, IN 46140

Website

(800) 395-7827 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

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