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2024

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Best Life Insurance Companies in Indianapolis, IN

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Indianapolis Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

35376Reviewed

21233Curated

20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

10765 Allisonville Rd, Fishers, IN 46038

Expertise.com Rating

Review Sources

Google
4.9 (29)
Facebook
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Butler Insurance serves clients throughout the Indianapolis metro area and offers comprehensive life insurance services, helping clients to provision for concerns related to final expenses, outstanding debts, income replacement, and caretaker needs. This agency sells whole and term as well as universal life insurance policies, and it's especially experienced with private life insurance options. Butler Insurance partners with dozens of insurance carriers so that clients can enjoy a diverse selection of potential policies.

31 W Main St, Mooresville, IN 46158

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Review Sources

Google
4.6 (11)
Facebook
4.4 (10)

Why choose this provider?

Lloyd Insurance Inc. is an independent insurance agency selling life and health insurance policies to individuals and businesses. Its agents research and sort through competitive rates to make the policy buying process easier for clients. It also manages existing policies so that clients have a simple point of contact and source of information, as well as a liaison if claims need to be made. Auto, home, and general business insurance policies are available too.

8355 Rockville Road Suite A, Indianapolis, IN 46234
WebsiteLicense: 390149

Expertise.com Rating

Why choose this provider?

Associated Insurance Agencies, Inc., is an Indianapolis-based company that serves clients in the local metro and in nearby locations. Its products help individuals and families secure a loved one's inheritance, savings, and final expenses in the event of an illness, disability, or death from accidental or natural causes. Its consultants employ a communicative approach when assisting clients in determining their available options, whether they are term or whole-life policies. Each of the company's products is supported by carriers like UnitedHealthcare, Anthem, and CNA Surety.

  • Life Insurance
  • Health Insurance

7202 N Shadeland Ave #207, Indianapolis, IN 46250
WebsiteLicense: 647012

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Review Sources

Google
5.0 (298)
Facebook
5.0 (59)
Yelp
4.0 (11)

Why choose this provider?

Wenclewicz Insurance is a firm that serves Indianapolis. With access to various carriers, its agents assist clients in obtaining life insurance products, which include term and whole coverage options. They offer other policies such as auto, boat, motorcycle, homeowners’, renters’, and health plans. In addition to personal lines, they provide insurance packages for businesses, including commercial auto and building property, general and professional liability, workers’ compensation, and risk management. Wenclewicz Insurance has been operating since 2003.

  • Life Insurance
  • Health Insurance

3902 North College Avenue, Indianapolis, IN 46205
WebsiteLicense: 935653

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Review Sources

Facebook
4.9 (28)
Google
5.0 (3)

Why choose this provider?

CJi Agency is an independent insurance provider that offers its services to residential and commercial clients in Indianapolis. The local agency sources life, homeowners', renters', general liability, workers' compensation, and property insurance products. Its life insurance options include fixed annuities, final expense, individual life, and mortgage protection. The agency carries insurance products from companies such as AIG, Aegis, Hiscox, Hagerty, Progressive, and Tower Hill Insurance. CJi Agency is a member of the National African-American Insurance Association.

  • Life Insurance

2929 East 96th Street, Indianapolis, IN 46240
WebsiteLicense: 2775460

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Review Sources

Google
5.0 (21)
Facebook
5.0 (3)

Why choose this provider?

A-1 Insurance is an independent life insurance agency that assists individuals, businesses, and families in Indianapolis and its surrounding areas. For more than 35 years, it has assisted clients with finding and purchasing life insurance plans that provide coverage for their specific needs. The agency represents more than 25 known life insurance agencies. The company's two of the most common life insurance plans are term life and permanent life insurance. Clients may also request a quote through the company's website.

  • Individual Plans

4030 S Emerson Ave Ste E, Indianapolis, IN 46203

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Yelp
3.0 (2)

Why choose this provider?

A-1 Insurance Agency is active in the Indianapolis metro area and provides life insurance services to families, who it has served for over 35 years. Its agents look through a multitude of quotes to find the ideal match for each client's budget and the amount of coverage that they want. A-1 Insurance Agency also provides commercial health insurance services, providing options to employers who want to structure employee benefits packages and reduce financial risk.

910 N. Shadeland Ave, Indianapolis, IN 46219
WebsiteLicense: 2217310

Expertise.com Rating

Why choose this provider?

Stonebraker Insurance is an independent agency that has been serving clients in the Indianapolis metro and the surrounding areas since 1969. It offers term and permanent life insurance policies, which address temporary needs and provide lifelong protection, respectively. It has partnered with several insurance carriers, such as Progressive, Nationwide Financial, and Allied. It also customizes insurance solutions that cover homes, businesses, vehicles, farms, and pets. The company's owner, Chris Stonebraker, has been in the insurance industry for 47 years.

  • Life Insurance

6330 E 75th St, Indianapolis, IN 46250

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Review Sources

Facebook
5.0 (23)
Yelp
5.0 (4)

Why choose this provider?

Capitol Insurance & Risk Management Group is a life insurance agency in Indianapolis serving several types of customers including individuals, businesses, and religious institutions. It helps clients prepare death benefits and explains the differences between their available options while helping them to purchase the types of coverage they need with the amount of benefits that work best for their long-term goals. Capitol Insurance & Risk Management Group offers several other categories of insurance too, including auto, businesses, and various umbrella policies.

6302 Rucker Road, Suite I, Indianapolis, IN 46220
WebsiteLicense: 649047

Expertise.com Rating

Review Sources

Google
4.9 (18)
Facebook
1.0 (1)

Why choose this provider?

Weaver Insurance Group is a local agency providing 24/7 assistance to individuals and businesses in Indianapolis. It offers term, whole, universal, and variable life insurance policies that can be utilized for different financial planning purposes, such as education funding and businesses continuation. Its team helps clients review their options and determine the type of coverage that meets their needs and preferences. Group life insurance is also available as part of employees' compensation benefits.

  • Life Insurance
  • Individual Plans

107 E Main St, Lebanon, IN 46052

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Tribbett Rich Insurance Group is an independent agency with experience in individual insurance services for life and health-related needs. It assists clients with buying health insurance and has extensive experience with dental, vision, and disability coverage options. Its life insurance services are no less extensive, as Tribbett Rich Insurance Group consults clients on a wide range of benefits including mortgage protections, long-term care provisions, and benefits for dependents. This agency is experienced with fixed annuity plans too.

5627 S. Franklin Rd., Indianapolis, IN 46239
WebsiteLicense: 571056

Expertise.com Rating

Review Sources

Google
4.7 (9)
Facebook
5.0 (6)

Why choose this provider?

The George Group is an independent agency offering life insurance policies for individuals in Indianapolis. Its team writes different types of individual life insurance plans, including term life, which provides protection for a limited time. The agents also furnish whole life insurance policies, which build cash value in the long run that can be used to fund education and pay off mortgages. With access to plans from different carriers such as Progressive, Nationwide, and Travelers, they are able to find suitable coverages for clients.

  • Life Insurance

8440 Woodfield Crossing Boulevard, Indianapolis, IN 46240
WebsiteLicense: 691878

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Insurance Benefit Consulting is an insurance firm that serves families, individuals, and employers in Indianapolis and the surrounding areas. It offers both temporary and permanent life insurance options. Whether clients want short-term benefits or long-term security, its agents help them determine the most appropriate plan. In addition, the firm's permanent life insurance policies can build and increase cash value. Insurance Benefit Consulting also offers individual health insurance, Medicare, and group coverage.

  • Life Insurance
  • Health Insurance

6316 W Thompson Rd, Indianapolis, IN 46221

Expertise.com Rating

Why choose this provider?

Killion & Hall Insurance Agency is a health insurance company in Indianapolis serving clients all throughout the metro area. This company offers both personal and commercial insurance services to individuals and businesses who need health coverage, and it has agents experienced in disability insurance coverage as well. Killion & Hall Insurance Agency is also experienced with life insurance coverage and works on behalf of clients to find plans that fit their budgets while offering the benefits they desire.

201 N. Illinois St. South Tower – 16th Floor, Indianapolis, IN 46204
WebsiteLicense: 3194503

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

The Wright Insurance Company offers risk management solutions from its Indianapolis office. It provides a wide range of insurance products, from life, car, and workers' compensation to agribusiness insurance. It also offers policies for homeowners, renters, and owners of motorcycles, boats, and RVs. The agency has access to plans from numerous carriers such as Grange, Liberty Mutual, The Hartford, and Allied General Agency. Its principal agent, Brandon Wright, has been providing risk management assistance since 2010. He is also licensed in Michigan, Illinois, and Ohio.

  • Life Insurance

5329 S Emerson Avenue Suite A, Indianapolis, IN 46237
WebsiteLicense: 562558

Expertise.com Rating

Review Sources

Google
5.0 (89)
Yelp
3.0 (2)

Why choose this provider?

Breneman Insurance Group is a locally owned and independent agency serving people in Indianapolis and its nearby areas. Its team works with a range of life insurance carriers to protect plan holders' families and finances. The company helps clients make informed decisions regarding life insurance. It also has policies for valuable possessions, covering accidental damage to jewelry. Customers can select rental property, auto, home, special event, excess liability, and secondary home insurance.

  • Life Insurance

5519 East 82nd Street, Indianapolis, IN 46250
WebsiteLicense: 1385810

Expertise.com Rating

Review Sources

Google
5.0 (23)
Facebook
5.0 (10)

Why choose this provider?

Skaggs Insurance Agencies Inc. is a multi-generational family and independent insurance agency offering extensive insurance solutions in Indianapolis, Castleton, Marion, and nearby areas in Indiana. The agency is a partner of Foremost Insurance Group, Erie Insurance, Safeco Insurance, Progressive, Travelers, and State Auto Insurance Companies. Skaggs Insurance Agencies Inc. offers auto insurance, home insurance, renters' insurance, individual, and group life insurance. Under its business insurance plans, it provides restaurant insurance and commercial umbrella insurance.

  • Individual Plans
  • Life Insurance

4705 East 96th Street, Indianapolis, IN 46240
WebsiteLicense: 3412573

Expertise.com Rating

Review Sources

Google
5.0 (74)
Facebook
5.0 (2)

Why choose this provider?

Allstate Insurance Agency: AOG Group has years of experience offering life insurance policies in Indianapolis. The agency reviews coverages and limits, helps clients realize substantial savings, and assists with the filing of claims. Other policies cover homes, automobiles, motorcycles, boats, ATVs, and businesses. The company has also provided charity work for Second Helpings, an organization preparing and distributing food for thousands of adults and children. A client has praised the agency's team for its responsiveness and guidance.

  • Multiple Carriers
  • Multiple Policy Types

7212 Shadeland Avenue, Indianapolis, IN 46250
WebsiteLicense: 3297141

Expertise.com Rating

Review Sources

Google
5.0 (112)
Facebook
5.0 (34)

Why choose this provider?

Scott Wenclewicz Insurance Group is an Indianapolis-based independent agency that represents nine carriers, including Auto-Owners, Nationwide, and Progressive. With the help of these providers, its team is able to furnish various types of insurance policies, such as life, umbrella, home, and auto protection plans. Company president Scott Wenclewicz began his insurance career in 2006. One of his goals is for the agency to be able to donate more than a million dollars in the next four decades.

  • Life Insurance

355 Indiana Avenue Suite 200, Indianapolis, IN 46204
WebsiteLicense: 3432298

Expertise.com Rating

Review Sources

Facebook
4.8 (30)
Google
4.8 (22)

Why choose this provider?

McGowan Insurance Group is a family-owned independent agency serving individuals and businesses in Indianapolis and the surrounding communities. The agency offers term life policies that cover an individual for a specific period of time, and whole or universal life insurance which provides lifetime coverage. Business insurance for commercial services, industry specialties, and risk management are also available. It works with carriers like The Cincinnati Insurance Companies, Condon & Skelly, Foremost Insurance Group, Indiana Farmers Mutual, and The Hartford.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Butler Insurance
10765 Allisonville Rd, Fishers, IN 46038
Lloyd Insurance, Inc.
31 W Main St, Mooresville, IN 46158
Associated Insurance Agencies Inc.
8355 Rockville Road Suite A, Indianapolis, IN 46234
Wenclewicz Insurance
7202 N Shadeland Ave #207, Indianapolis, IN 46250
CJi Agency
3902 North College Avenue, Indianapolis, IN 46205
A-1 Insurance
2929 East 96th Street, Indianapolis, IN 46240
A-1 Insurance Agency
4030 S Emerson Ave Ste E, Indianapolis, IN 46203
Stonebraker Insurance
910 N. Shadeland Ave, Indianapolis, IN 46219
Capitol Insurance & Risk Management Group
6330 E 75th St, Indianapolis, IN 46250
Weaver Insurance Group
6302 Rucker Road, Suite I, Indianapolis, IN 46220
Tribbett Rich Insurance Group
107 E Main St, Lebanon, IN 46052
The George Group
5627 S. Franklin Rd., Indianapolis, IN 46239
Insurance Benefit Consulting
8440 Woodfield Crossing Boulevard, Indianapolis, IN 46240
Killion & Hall Insurance Angency
6316 W Thompson Rd, Indianapolis, IN 46221
The Wright Insurance Company
201 N. Illinois St. South Tower – 16th Floor, Indianapolis, IN 46204
Breneman Insurance Group
5329 S Emerson Avenue Suite A, Indianapolis, IN 46237
Skaggs Insurance Agencies Inc.
5519 East 82nd Street, Indianapolis, IN 46250
AOG Group
4705 East 96th Street, Indianapolis, IN 46240
Scott Wenclewicz Insurance Group
7212 Shadeland Avenue, Indianapolis, IN 46250
McGowan Insurance Group
355 Indiana Avenue Suite 200, Indianapolis, IN 46204

FAQs

  • What factors determine the price of your annual renewable term life insurance policy in Indianapolis?

    Your annual renewable term life insurance policy in Indianapolis will cost more or less depending on your age, sex, medical history, and current health. The risk associated with the insurance will be reflected in your premium. In general, your rates will be lower based on how young and healthy you are.

  • In Indianapolis, are you allowed to add riders to your annual renewable term life insurance plan?

    Yes. Your yearly renewable life insurance policy in Indianapolis allows you to add riders, which are supplemental insurance and customized options. There may be a fee for some riders, while others may be automatically included at no charge. Accelerated death benefit, kid insurance, spousal insurance, and premium waiver are some of the typical renewable term life insurance riders.

  • Are there discounts for life insurance coverage in Indianapolis?

    There are no discounts for life insurance coverage in Indianapolis. However, there are ways to acquire a lower life insurance rate. Consider enhancing your health by exercising frequently, keeping a healthy weight, quitting smoking, and controlling pre-existing conditions to help you get the most affordable life insurance in Indianapolis.

  • Can people with cancer utilize the cash value of their life insurance policy in Indianapolis to cover their treatment?

    The cash value of a patient's whole or universal life insurance policy in Indianapolis may be used to pay for medical costs or make up for lost income if the patient builds it up before receiving a cancer diagnosis. As an alternative, a patient could surrender their policy to their insurance provider and receive the monetary value in return. They could also take out a life insurance loan against their cash value.

  • Will your Indianapolis life insurance rate go up if you have a disability?

    It depends. If your disability has an impact on your general health and life expectancy, it will raise your life insurance premium in Indianapolis. On the other hand, your premium will not change if you have a disability but are otherwise healthy and have a life expectancy typical for someone your age and gender.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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