Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Indianapolis

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Indianapolis Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

14986Reviewed

8993Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

8445 Keystone Xing Ste 200 INDIANAPOLIS, IN, Indianopolis, IN 46240
WebsiteLicense: 472917

Expertise.com Rating

Review Sources

Facebook
4.5 (55)
Google
4.8 (46)

Why choose this provider?

Conner Insurance is a family-owned brokerage and consulting firm. It offers comprehensive health insurance coverages for individuals and businesses in Indianapolis. It provides employee benefits programs, which include medical, dental and vision, and disability protection. Its medical benefits include coverage for preventative care, surgeries, and doctor appointments. The company also offers benefits strategy, planning, and management for companies looking to maintain employee health and wellness support. Other insurance products include workers’ compensation, life and long-term care, and professional liability. The firm was established in 1949.

  • Health Insurance

8000 South Meridian Street, Indianapolis, IN 46217
WebsiteLicense: 34555

Expertise.com Rating

Review Sources

Google
4.0 (16)

Why choose this provider?

Easy Street Insurance Inc. is an independent insurance brokerage in Indianapolis that offers health and life insurance products. The family-owned firm is connected with dozens of insurance providers in the area, allowing it to offer diverse quotes for health insurance lines. It provides assistance in applying for and procuring Medicare as well as non-government coverages, such as short-term health plans and dental health plans. Additionally, the agency also carries specialty lines, such as travel insurance.

  • Individual Plans
  • Life Insurance

8465 Keystone Crossing, Indianapolis, IN 46240
WebsiteLicense: 1257130

Expertise.com Rating

Review Sources

Google
5.0 (50)
Facebook
4.0 (13)

Why choose this provider?

Nefouse offers a range of health insurance solutions in Indianapolis and its nearby communities. The independent insurance agency complies with the Affordable Care Act by serving small businesses, groups, and individual clients. Its small group health plans provide flexible coverage through multiple network types, such as HMO, PPO, and EPO. Under a PPO arrangement, members benefit from in-network and out-of-network coverage. Nefouse also offers short-term and early retirees' health insurance. It has been in service since 1991.

  • Life Insurance

9165 Otis Avenue, Indianapolis, IN 46216
WebsiteLicense: 936330

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

IAmerica Insurance is an agency that has been servicing Indianapolis since 2014. It offers individual and group Medicare and health insurance by partnering with multiple carriers including Anthem, Ambetter, Mutual of Omaha, and UnitedHealthcare. Its independent agents meet clients in their homes, in the office, or online to discuss their insurance needs. Moreover, the agency is involved in various networking groups and clubs. Its team volunteers in local organizations such as the Lawrence Chamber of Commerce, Operation Job Ready Veterans, and Fishers Rotary Club.

  • Individual Plans

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Why is it advantageous in Indianapolis to get insured early?

    It is advantageous in Indianapolis to get insured early because the cost of premiums rises as a person ages. Insurers give preferable rates across all metal tiers to younger individuals due to the generally lower odds of young people needing to go to the doctor often.

  • In Indianapolis, what insurance option is fit for a healthy individual who wants to pay less?

    For fit individuals in Indianapolis who want to save on health insurance costs, a short-term health insurance plan is a good option. These cost less than other policies but carry added risks and disadvantages. For one, underwriting is required, and these contracts do not cover preexisting conditions, but they can cost up to 70% less than options on the marketplace.

  • Are all prescription drugs covered by public health insurance in Indianapolis?

    Not all prescription drugs are covered by public health insurance plans in Indianapolis. While plans under the Affordable Care Act have prescription substances under their scope, there are limits. There are formularies kept by insurance companies that dictate which medicines are covered by insurance or not.

  • In Indianapolis, what is preferable between keeping an employer's insurance plan or getting one from a private provider?

    In Indianapolis, the answer to which insurance plan to keep between an employer's or one's private plan depends on the benefits received. A person should weigh which product carries the desired perks and the illnesses likely to be encountered, all at what cost one is willing to pay.

  • Is it sufficient in Indianapolis to rely on an online calculator to determine one's health insurance costs?

    No, it is not sufficient in Indianapolis to rely on an online calculator to determine one's health insurance costs. It is preferable to speak to a human at some point to consider all the possible factors that could go into making a quote. Calculators are useful as a starting point for inquiry but not as the end.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.