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Best Credit Repair Companies in Indianapolis

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Indianapolis, INIndianapolis, IN

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Indianapolis, INIndianapolis, IN

Website(507) 410-6342

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7677 Beverly Hills Dr Apt B, Indianapolis, IN 46268
Indianapolis, IN 46268
  • Credit Repair
  • Credit Monitoring
  • Credit Dispute
  • Credit Audit

Credit Official caters to clients in Indianapolis. It offers credit repair plans to individuals and businesses. The firm conducts credit score report monitoring and assessments. It also assists clients in filing disputes from major checking institutions like Experian, Equifax, and Transunion. The firm implements strategies designed to improve clients' credit health by eliminating bankruptcy, loan, tax lien, and eviction records. Credit Official has been in the industry for almost a decade. It has an online portal where clients can conveniently access updates and documents.

7677 Beverly Hills Dr Apt B, Indianapolis, IN 46268
Indianapolis, IN 46268

Website(317) 220-1656

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: A+

22 East Washington Street Suite 640, Indianapolis, IN 46204
Indianapolis, IN 46204
  • Debt Consolidation

InCreditable Advisors is a consulting firm that provides credit improvement and management solutions for individuals and companies in Indianapolis. Its services include credit repair disputes, identifying and eradicating errors on credit reports, and debt consolidation. In addition, it educates clients on financial strategies to address their credit situation and difficulties. InCreditable Advisors has been in the credit repair, business credit, and debt settlement industry since 1999. It has helped over 30,000 residents in the community by restoring and improving their credit scores.

22 East Washington Street Suite 640, Indianapolis, IN 46204
Indianapolis, IN 46204

Website(317) 202-1297

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

177 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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