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Best Local Car Insurance Agencies in Indianapolis

2024

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Providers

Last updated:

Website
600 E Carmel Dr, Carmel, IN 46032

Why choose this provider?

Penwell Insurance provides auto insurance consultation and agent services to clients living in the Indianapolis, Indiana, metro area. It educates clients on the legal requirements of insurance policies and corresponds with various providers to help them explore rates and optional coverage areas. This agency works with both personal and business clients, offering auto insurance services for business vehicles and commercial fleets as well. Besides automobiles, Penwell Insurance also provides home, business, and general liability insurance services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (78)
Facebook
4.7 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1641 North Shadeland Ave, Indianapolis, IN 46219
  • Motorcyle & ATV

Why choose this provider?

The McBee Insurance Agency has been catering to clients in the Indianapolis area since 1975. Its auto insurance covers damage from road accidents, including vehicle repairs and medical bills for injured occupants. The policy also provides compensation for theft and vandalism. In addition, individuals can get rental property insurance, which covers incidents that are outside the scope of the landlord's insurance policy. The McBee Insurance Agency is a family-owned and operated firm founded by Stephen McBee.

License Verified:

License: 2467410

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
210 E Main St, Lebanon, IN 46052
  • Bundling Option

Why choose this provider?

McGowan Insurance Group is a family-owned insurance provider serving clients in Indianapolis. It offers personal insurance plans to protect homes, motorcycles, autos, renters, boats, and life. It also provides commercial insurance plans for start-ups, nonprofits, and large corporations, such as general liability, general auto, property, cyber liability, workers' compensation, as well as errors and omissions insurance. In addition, it facilitates risk assessment, contract review, broker selection, detailed loss magnitude, and claims administration. Managing partner Hugh McGowan was president of the Independent Insurance Agents of Indiana in 2015.

License Verified:

License: 3432298

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8365 Keystone Xing Ste 202, Indianapolis, IN 46240

Why choose this provider?

Steffey Hatoway Insurance is an Indianapolis, Indiana, insurance agency that sells auto insurance and other insurance products throughout the Indianapolis, metro area. Founded in 1982, the agency provides personal auto insurance with the usual liability, collision, and comprehensive coverage but with options for accident forgiveness, rental car coverage, new car replacement, roadside assistance, and pet injury coverage. Commercial auto premiums are determined by factors such as the age of the driver, number of vehicles, driving record, and age of the vehicle.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (217)
Facebook
5.0 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3951 North Meridian Street, Indianapolis, IN 46208
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Jeff Kolp is a State Farm insurance agent that has been serving Indianapolis clients for 13 years. He provides a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options include collision, comprehensive, rental, and rideshare insurance. Roadside assistance coverage is also available 24/7 for eligible individuals. In addition, Kolp's team of local insurance professionals offers home, fire, life, and commercial insurance products. Financial services are available for banking, mutual funds, and annuities.

License Verified:

License: 562391

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (151)
Facebook
4.5 / 5 (13)
Yelp
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11502 Moore St, Fishers, IN 46038

Why choose this provider?

Associated Insurance Services offers around-the-clock service to its customers in Indianapolis, Indiana. It works with providers such as Liberty Mutual and Progressive to protect drivers from the financial hardship associated with vehicle accidents and theft. Policies include bodily injury liability and personal liability coverage. Other coverage options include collision, comprehensive, and medical payments insurance. Associated Insurance Services is a Trusted Choice independent insurance agent and a member of the Greater Lawrence Chamber of Commerce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6729 E 38th St, Indianapolis, IN 46226
  • Multiple Carriers

Why choose this provider?

ASAP Insurance Agency LLC offers its services in Indianapolis and the surrounding areas. Its auto insurance helps individuals and families claim compensation for car and property damage, car theft, bodily injury, loss of income, medical treatment, and funeral expenses. Its team assists clients in making informed decisions in getting suitable coverage for their situations that meet their state's requirements. In addition, the agency carries health and homeowners' insurance for individuals and general liability and workers' compensation for businesses.

License Verified:

License: 685822

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6319 E US Highway 36 Ste 208, Avon, IN 46123

Why choose this provider?

Simple Choice Agency is an Avon, Indiana, based independent insurance agency offering auto insurance to clients in the Indianapolis, Indiana, region. The company's agents shop to find personalized insurance policies with options that include bodily injury and liability, property damage, and collision coverage for the most common auto insurance needs. Additional options include medical payment coverage and comprehensive coverage that financially protects clients and their vehicles against damage not arising from automobile collisions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (7)

Website
8007 S Meridian Building #2a, Indianapolis, IN 46217
  • Bundling Option

Why choose this provider?

Cindy Wilkins Insurance Agency is an independent firm that provides risk management solutions to the Indianapolis area. It offers clients car insurance policies to protect them and their assets from possible risks, such as accidents, theft, and damage. They also guide clients in choosing suitable insurance products and add-on options for a variety of vehicles, including golf carts, motorhomes, watercraft, and cars. The agency has been in the insurance industry for more than 40 years.

License Verified:

License: 37742

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4202 East New York Street, Indianapolis, IN 46201
  • Multiple Carriers

Why choose this provider?

Indy Select Insurance is an independent agency located in Indianapolis. Through auto insurance policies, it helps vehicle owners receive adequate coverage in the event of a loss and protects them from the unexpected. The agency works with multiple insurance carriers to provide clients with several options and can also help drivers who need SR-22 or SR-50 insurance. Indy Select Insurance was founded in 2014 by Katrina Harmon, an insurance professional who has been serving in the industry since 2003.

License Verified:

License: 965815

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (48)
Facebook
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4150 Lafayette Rd Ste I, Indianapolis, IN 46254

Why choose this provider?

Based in Indianapolis, Indiana, with offices in Sacramento, California, Exceed Insurance is an independent agency serving the cities' metro areas. Founded in 2000, the auto insurance specialist also provides home, life, trucking, and commercial insurance services. Auto insurance coverage from the agency's list of carriers includes paying for vehicle damage or its theft, the driver's legal responsibilities if another party or property is damaged in the accident, and medical coverage to treat injuries and meet rehabilitation costs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (54)
Facebook
4.3 / 5 (16)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1075 Broad Ripple Ave, Indianapolis, IN 46220

Why choose this provider?

Founded in 1992, Accurate Auto Insurance is an independent insurance agency located in the Indianapolis, Indiana, metro area. Coverage specialists work with several top-rated carriers to find clients the right policy, including drivers with accidents, tickets, and suspended licenses. Options include bodily injury and property damage liability, and the choice of adding collision and comprehensive coverage. Plans are also available for motorcycles and ride share vehicles. Discounts are available for proof of prior insurance, multi-vehicle policies, and perfect driving records.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8000 S Meridian St Ste A, Indianapolis, IN 46217

Why choose this provider?

Jensen Ford Agency in Indianapolis, Indiana, utilizes a network of prominent auto insurance carriers to help locals procure insurance coverage and rate options. The company has been in business since 1946 and applies 70 years' worth of experience to the advice it gives motorists seeking necessary auto insurance. Coverage options include collision and comprehensive, liability, road trouble service, and lease/loan gap coverage. It also writes motorcycle, boat, homeowners, and renters insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (3)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9402 Uptown Dr Ste 800, Indianapolis, IN 46256

Why choose this provider?

Classic Auto Insurance, based out of Indianapolis, Indiana, specializes in insurance products for antique, classic, exotic, and luxury automobiles. The company has over 15 years of experience and can offer customizable plans to suit its clients' needs. Classic Auto Insurance also offers flexible and rollover mileage plans. Potential customers can fill out information to get an instant quote before speaking to an agent, and existing clients speak highly of the company's promptness and attention to detail.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (65)
Facebook
5.0 / 5 (41)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8355 Rockville Road, Indianapolis, IN 46234
  • Home Insurance
  • Home & Auto Insurance
  • Motorcyle & ATV

Why choose this provider?

Associated Insurance Agencies Inc. is an independent company serving the Indianapolis metro. It offers auto insurance products to protect individuals from financial losses caused by unexpected events like accidents, fire, and theft. The company also helps clients acquire other personal lines, including life, flood, earthquake, homeowners', and renters' insurance. In addition, it crafts coverages for restaurants, farms, and ranches. Its vice president of operations, Matt Ring, has been in the company for over 10 years. He started his career as a small commercial producer.

License Verified:

License: 1238770

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8888 Keystone Xing Ste 1300, Indianapolis, IN 46240

Why choose this provider?

Select Insurance Group is an independent auto insurance agency serving high-risk drivers across the country from its individually-owned offices, including in Indianapolis, Indiana. The company partners with a wide variety of insurers to help clients with histories of accidents, violations, and poor credit obtain coverage that meets their budget. Select Insurance Group specializes in navigating SR22 and FR44 laws and has experience helping clients get hardship and restricted licenses. The company also provides non-owner auto policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is driving without auto insurance permitted in Indianapolis?

    In Indianapolis, all motorists must maintain a specified minimum level of automobile insurance coverage to legally drive a motor vehicle, and the state of Indiana enforces a minimum liability insurance requirement of 25/50/25. This requisite minimum coverage entails $25,000 for bodily injury or the loss of life of a single individual, $50,000 for bodily injury or the loss of life of two or more individuals in a single accident, and $25,000 for property damage or destruction in a single accident.

  • What possible penalties may a driver in Indianapolis face for driving without auto insurance?

    Drivers in Indianapolis who don't have auto insurance should expect penalties such as a $250 reinstatement fee, a 90-day license suspension, and a mandatory three-year SR22 certificate for the first offense. A second offense carries harsher consequences: a $500 reinstatement fee, a one-year license suspension, a one-year vehicle registration suspension, and a three-year SR22 certificate requirement. Subsequent offenses, starting with the third violation, entail even steeper penalties.

  • How can a driver in Indianapolis obtain a discount on their car insurance?

    Drivers in Indianapolis may qualify for savings on their auto insurance depending on various factors, including their driving record, the vehicle they drive, and their relationship with the insurance provider. By combining their auto insurance with other plans, such as life and homeowners insurance, they may also be able to reduce their prices. Some insurance providers also give discounts to teenagers, student drivers, or members of clubs and professional associations.

  • Does the cost of auto insurance in Indianapolis decrease after a car is fully paid off?

    Typically, a car insurance premium in Indianapolis does not go down just because the loan has been paid off. Instead, car owners will gain greater flexibility in choosing the coverage that aligns with their needs and preferences. It's advisable to inform the insurance company about the debt being paid off, allowing them to remove the lienholder from the policy.

  • Does age affect the cost of auto insurance in Indianapolis?

    There may be a decrease in insurance premiums due to one's growing age and driving experience in Indianapolis. However, this may fluctuate based on several factors, such as driving habits and records. To ascertain when a policy might decrease based on age, it is recommended to consult with an insurance agent.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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