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Best Life Insurance Companies in Hammond

2024

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Providers

Last updated:

Website
6640 South Cicero Avenue, Bedford Park, IL 60638
  • Life Insurance

Why choose this provider?

For Hammond clients looking for life insurance companies to help them be protected, InsureOnline.com is among those offering assistance to acquire a policy for auto, life, home, and health coverage. It is comprised of a team of multilingual agents with more than 40 years of insurance industry exposure, committed to finding a suitable solution through their partner carriers. Additionally, they can walk through clients with other insurance needs for flood, umbrella, boat, recreational vehicle, jet ski, and more.

License Verified:

License: 568977

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
27 West Joliet Street, Schererville, IN 46375
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Maki Insurance Group is a local independent insurance agency that offers its services to the Hammond metro. Partnering with its selected carriers, such as Grange Insurance, Safeco Insurance, and MetLife, clients can choose policies that are most suitable for their needs. Its life insurance policies provide funds to pay off outstanding debts and mortgages, cover uninsured medical bills, and compensate for burial expenses. Other insurances it also offers include health insurance, home insurance, and personal insurance.

License Verified:

License: 865647

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (45)
Facebook
4.9 / 5 (25)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7018 Indianapolis Boulevard, Hammond, IN 46324
  • Life Insurance
  • Health Insurance

Why choose this provider?

Kyle Dempsey is an insurance professional serving individuals and businesses in the Hammond metro and its surrounding communities. This Northwest Indiana native offers a wide range of insurance coverage plans, which include life, auto, home, condo, and renter's insurance. He also helps small businesses with a variety of commercial insurance plans. Kyle has been an insurance agent with State Farm Insurance since 2001. He and his team have 31 years of combined experience in the field.

License Verified:

License: 459458

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (23)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9190 Wicker Avenue, Saint John, IN 46373
  • Life Insurance

Why choose this provider?

Adam Hage is an insurance agent at State Farm who has been assisting clients in the community of Hammond and its surrounding areas since 2012. He focuses on renter's insurance, automobile, life, and homeowner's insurance. He leads a team of professionals who have qualified for awards that include State Farm President's Club and State Farm Chairman's Circle. Adam provides guidance and personalized services to his wide range of customers. He also helps State Farm in offering investment, financial services, and small business insurance.

License Verified:

License: 3622022

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (58)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1956 Ridge Road, Homewood, IL 60430
  • Life Insurance

Why choose this provider?

TBEggert Insurance started in 1958 as The Eggert Agency. Its founder, John W. Eggert, wrote the agency's first policy in his home. TBEggert Insurance has grown from a small insurance business into a full-service insurance brokerage serving Hammond. Its insurance agents handle life insurance policies, including term, whole, universal, and variable life insurance. They also design insurance for homes, cars, watercraft, professionals, and businesses. The firm specializes in insuring churches, restaurants, and members of the beauty industry.

License Verified:

License: 735717

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
400 North Main Street, Crown Point, IN 46307
  • Life Insurance

Why choose this provider?

Shirer Insurance Services, a family-owned and family-operated agency, was established in 1992 and has since provided services to Hammond and other surrounding communities. It maintains partnerships with various insurance carriers and selects the policies that suit its clients' budget and coverage needs. The agency offers tailor-made life insurance solutions, which can cover care for dependents, burial costs, and payment of mortgage and business debts. In addition, it also offers homeowners', landlord, condo, renters', and home improvement insurance.

License Verified:

License: 669546

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (37)
Facebook
4.1 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9105 Indianapolis Boulevard, Highland, IN 46322
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Since 1946, Brown Insurance Group has been serving individuals and small business owners throughout the community of Hammond. It offers commercial, personal, life and retirement, and employee benefits insurance. As an independent agency, it collaborates with more than 200 carefully selected insurance carriers. Its personal and commercial lines coverage includes home, executive liability, commercial umbrella, and renters' insurance. In addition, the business also provides consulting services such as workers' compensation management plans and risk management solutions. President Tom Brown has 26 years of industry experience.

License Verified:

License: 1258870

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
117 East 93rd Avenue, Crown Point, IN 46307
  • Life Insurance

Why choose this provider?

Armor Insurance Inc. is an independent agency that services Hammond and other nearby communities. It maintains partnerships with various insurance companies to provide individuals and families the best coverage that meets their needs. It offers term life, whole life, and universal life insurance. Fixed annuities, mortgage protection, and final expense coverage are also part of its life insurance product line. In addition, it helps businesses acquire commercial earthquake, property, general liability, and employment practices liability insurance.

License Verified:

License: 3250324

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (20)
Facebook
4.1 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4000 West Lincoln Highway, Merrillville, IN 46410
  • Life Insurance

Why choose this provider?

Briggs Agency Inc. has been providing services to clients in Hammond and the surrounding areas since 1946. It helps customers get financial protection by offering term and permanent life insurance products. Furthermore, it provides commercial property, general liability, homeowners', umbrella, and workers' compensation insurance plans. Briggs Agency represents several carriers as an independent agency, including Anthem Blue Cross Blue Shield, Hagerty, and Progressive. Previous clients have praised the business for helping them look at the different insurance options.

License Verified:

License: 29789

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (29)
Facebook
4.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8213 Wicker Avenue, Saint John, IN 46373
  • Life Insurance

Why choose this provider?

Lighthouse Insurance Agency, LLC, serves Hammond and the neighboring communities. With over seven decades of combined experience, the company offers personal and commercial plans from multiple carriers. It provides life insurance products with coverages that meet every client's needs. Home and auto insurance plans are also available. Its business policies include general liability, builder’s risk, and workers’ compensation. Lighthouse Insurance Agency was founded in 2004. It participates in various community charities and supports non-profit organizations, including Hannah’s Hope, Jacob’s Ladder, and Golden Times.

License Verified:

License: 36562

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3524 169th Street, Hammond, IN 46323
  • Life Insurance
  • Health Insurance

Why choose this provider?

Jeff Peschke is a State Farm insurance agent in Hammond. He provides term, universal, and whole life insurance policies, health and Medicare supplemental plans, and pet insurance. Additionally, clients can secure disability insurance to protect their paycheck and help cover monthly expenses. Homeowners', renters', and auto insurance solutions are available as well. Jeff and his team offer business insurance and services related to banking, annuities, and mutual funds. They can communicate in English, Spanish, and French.

License Verified:

License: 1610940

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (8)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3349 Willowcreek Road, Portage, IN 46368
  • Life Insurance

Why choose this provider?

Angel Auto Insurance educates the residents of Hammond about their life, automobile, specialty auto, and homeowners' insurance options. The independent insurance agency helps clients find custom life insurance policies from its network of carriers and guides them in determining whether term or permanent life insurance plans suit their financial situations. Its professionals also aid clients in handling road injuries and accidents through a liability coverage at the onset of their contracts. Angel Auto Insurance has been in the industry for 48 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (70)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.5
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4801 White Oak Avenue, East Chicago, IN 46312
  • Life Insurance
  • Health Insurance

Why choose this provider?

Discount Family Insurance, with locations in East Chicago and Hobart, is an independent full-service insurance agency. It has been servicing clients in Hammond and surrounding areas since 1995. The company has partnerships with different carriers and offers personal insurance policies like term and permanent life, auto, homeowners, renter's, and motorcycle. Additionally, it provides business and health coverage including commercial auto, general liability, workers' compensation, fee-for-service and managed care, disability, and long-term care. Discount Family Insurance is headed by Keith Henderson.

License Verified:

License: 751409

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (47)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
8229 Wicker Avenue, Saint John, IN 46373
  • Life Insurance
  • Health Insurance

Why choose this provider?

Founded in 1972, Lagestee Insurance is an independent agency that serves businesses, individuals, and families in and around Hammond. The company offers personal insurance products, which include life, home, auto, and renters’ insurance. Its life insurance options include term, whole, universal, and variable life insurance. It also offers health insurance for individuals and families, which includes PPO and short-term plans. Medicare supplement plans are also available. Lagestee Insurance is licensed in Illinois, Indiana, Wisconsin, Michigan, Iowa, and Kentucky.

License Verified:

License: 306643N

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2301 Cline Avenue, Schererville, IN 46375
  • Life Insurance

Why choose this provider?

Hoosier Insurance Agency supplies individuals residing in Hammond with life insurance policies. The proper coverage can help policyholders because it can be a source of savings, pay for final expenses, provide income for dependents, be used as inheritance, and cover tax liabilities. Various types of life insurance products are available, including term, traditional whole life, universal life, and variable universal life. Hoosier Insurance Agency maintains partnerships with carefully selected insurance carriers and can accommodate Spanish-speaking customers.

License Verified:

License: 391834

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (259)
Facebook
5.0 / 5 (41)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1027 Dixie Highway, Chicago Heights, IL 60411
  • Life Insurance

Why choose this provider?

Hi-Way Insurance Agency is an independent firm that offers its life insurance services to those in the Hammond metro and other suburbs in the south. Founded in 1960, it carries and represents selected insurance companies both on a local and national level. These insurance companies include Founders Insurance, Lifehouse Casualty, and Safeco. Hi-Way Insurance Agency is also licensed to operate in Illinois and also offers its services to both English-speaking and Spanish-speaking clients.

License Verified:

License: 35472

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (36)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18033 Martin Avenue, Homewood, IL 60430
  • Life Insurance
  • Health Insurance

Why choose this provider?

Founded in 1977, William J. Goodman Insurance is an independent agency providing its services to clients in the Hammond area. It offers life insurance that helps a client's beneficiaries with paying off debts, covering lost income to maintain the same standard of living, covering funeral costs, and paying for children's education. The agency also handles auto insurance, health insurance, home insurance, and business insurance. William J. Goodman Insurance represents multiple insurance companies to provide clients with different types of insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (67)
Facebook
5.0 / 5 (22)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
7207 Indianapolis Boulevard, Hammond, IN 46324
  • Life Insurance
  • Health Insurance

Why choose this provider?

Located in Hammond, Ron J. Prestamer Insurance Agency has been serving individuals, families, and businesses for more than 30 years. It provides universal life insurance and mortgage life insurance. It also offers individual and group health insurance. In addition, the company's agents carry homeowners' insurance, auto insurance, and business insurance. President and lead account analyst Ron J. Prestamer has been working in the industry for more than 40 years. His firm is a Trusted Choice Agency.

License Verified:

License: 1768890

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6929 Hohman Avenue, Hammond, IN 46324
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Ogren Insurance is an independent agency that provides services to individuals, families, and businesses in the Hammond metro. It assists clients in purchasing life insurance plans that may include universal, whole, and term life coverages. In addition, the company's insurance specialists offer other plans such as home, auto, umbrella, professional liability, and commercial insurance. They can access different insurance products from various carriers like Encompass, Foremost, Grange Mutual Insurance, and Chubb. Ogren Insurance has been in the business since 1947.

License Verified:

License: 1357090

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18154 Harwood Avenue, Homewood, IL 60430
  • Life Insurance

Why choose this provider?

W.I.M.I. Insurance Agency Inc. is a local company offering customized insurance solutions. It has been serving clients in Hammond and surrounding communities for more than 30 years. Its insurance agents guide clients through the different life insurance options, including temporary, variable, whole, universal, limited pay, and endowment life insurance. They also design personal, commercial, and professional liability insurance programs. W.I.M.I. Insurance Agency is an independent broker representing Kemper, Progressive, AARP, Stonegate Insurance, and The Hartford.

License Verified:

License: 654399

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.5
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • How are beneficiaries of life insurance policies paid in Hammond?

    If the premiums are paid, the guaranteed death benefit will be paid to the designated beneficiary in Hammond upon the death of the policyholder. Most life insurance claims are paid out within 10 days of receiving a legitimate death certificate from the beneficiary. This death benefit is tax-free and equal to the policy's face value less any outstanding policy debt.

  • Is it possible to name more than one beneficiary on a life insurance policy in Hammond?

    Yes, you can name more than one beneficiary on your Hammond life insurance policy. The first method, known as the per stirpes approach, grants a share even to a deceased beneficiary; this share is then distributed evenly among the recipient's heirs. The per capita approach, on the other hand, only distributes the benefit to those who are still alive and have been identified.

  • Who may buy a life insurance policy on your behalf in Hammond?

    Only those in Hammond with an insurable interest in you may purchase insurance on your behalf. That means a complete stranger cannot purchase a life insurance policy on your behalf. Members of your immediate family, as well as, in some cases, your employer or business partner, are examples of people with insurable interests.

  • Does buying term life insurance in Hammond entail financial waste in the event that you do not die?

    No, buying term life insurance in Hammond offers you the assurance that your beneficiary or beneficiaries will get a death benefit if you pass away during the policy's term. What you have bought is peace of mind, which is similar to buying auto insurance but never getting into an accident.

  • Is a medical exam required in Hammond before purchasing a life insurance policy?

    A medical exam may be used to calculate the premium depending on the type of insurance and the level of coverage desired. Traditional term and permanent life insurance policies in Hammond frequently require a medical exam. Nonetheless, certain life insurance plans with lower coverage levels can still be purchased without an exam. Applicants simply need to provide their health history to see if they are eligible for this type of coverage.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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