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Best Life Insurance Companies in Hammond

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2023
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Adam Hage logo
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License Verified:

License: 3622022

Indiana Department of Insurance

Adam Hage

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9190 Wicker Avenue, Saint John, IN 46373
  • Life Insurance

Business Description

Adam Hage is an insurance agent at State Farm who has been assisting clients in the community of Hammond and its surrounding areas since 2012. He focuses on renter's insurance, automobile, life, and homeowner's insurance. He leads a team of professionals who have qualified for awards that include State Farm President's Club and State Farm Chairman's Circle. Adam provides guidance and personalized services to his wide range of customers. He also helps State Farm in offering investment, financial services, and small business insurance.

License Verified:

License: 3622022

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (58)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Angel Auto Insurance logo

Angel Auto Insurance

3349 Willowcreek Road, Portage, IN 46368
  • Life Insurance

Business Description

Angel Auto Insurance educates the residents of Hammond about their life, automobile, specialty auto, and homeowners' insurance options. The independent insurance agency helps clients find custom life insurance policies from its network of carriers and guides them in determining whether term or permanent life insurance plans suit their financial situations. Its professionals also aid clients in handling road injuries and accidents through a liability coverage at the onset of their contracts. Angel Auto Insurance has been in the industry for 48 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (70)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Armor Insurance Inc. logo
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License Verified:

License: 3250324

Indiana Department of Insurance

Armor Insurance Inc.

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117 East 93rd Avenue, Crown Point, IN 46307
  • Life Insurance

Business Description

Armor Insurance Inc. is an independent agency that services Hammond and other nearby communities. It maintains partnerships with various insurance companies to provide individuals and families the best coverage that meets their needs. It offers term life, whole life, and universal life insurance. Fixed annuities, mortgage protection, and final expense coverage are also part of its life insurance product line. In addition, it helps businesses acquire commercial earthquake, property, general liability, and employment practices liability insurance.

License Verified:

License: 3250324

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.0 / 5 (20)
Facebook
4.1 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Briggs Agency Inc. logo
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License Verified:

License: 29789

Indiana Department of Insurance

Briggs Agency Inc.

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4000 West Lincoln Highway, Merrillville, IN 46410
  • Life Insurance

Business Description

Briggs Agency Inc. has been providing services to clients in Hammond and the surrounding areas since 1946. It helps customers get financial protection by offering term and permanent life insurance products. Furthermore, it provides commercial property, general liability, homeowners', umbrella, and workers' compensation insurance plans. Briggs Agency represents several carriers as an independent agency, including Anthem Blue Cross Blue Shield, Hagerty, and Progressive. Previous clients have praised the business for helping them look at the different insurance options.

License Verified:

License: 29789

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (29)
Facebook
4.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brown Insurance Group logo
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License Verified:

License: 1258870

Indiana Department of Insurance

Brown Insurance Group

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9105 Indianapolis Boulevard, Highland, IN 46322
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Since 1946, Brown Insurance Group has been serving individuals and small business owners throughout the community of Hammond. It offers commercial, personal, life and retirement, and employee benefits insurance. As an independent agency, it collaborates with more than 200 carefully selected insurance carriers. Its personal and commercial lines coverage includes home, executive liability, commercial umbrella, and renters' insurance. In addition, the business also provides consulting services such as workers' compensation management plans and risk management solutions. President Tom Brown has 26 years of industry experience.

License Verified:

License: 1258870

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Discount Family Insurance logo
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License Verified:

License: 751409

Indiana Department of Insurance

Discount Family Insurance

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4801 White Oak Avenue, East Chicago, IN 46312
  • Life Insurance
  • Health Insurance

Business Description

Discount Family Insurance, with locations in East Chicago and Hobart, is an independent full-service insurance agency. It has been servicing clients in Hammond and surrounding areas since 1995. The company has partnerships with different carriers and offers personal insurance policies like term and permanent life, auto, homeowners, renter's, and motorcycle. Additionally, it provides business and health coverage including commercial auto, general liability, workers' compensation, fee-for-service and managed care, disability, and long-term care. Discount Family Insurance is headed by Keith Henderson.

License Verified:

License: 751409

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (47)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
Hi-Way Insurance Agency logo
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License Verified:

License: 35472

Indiana Department of Insurance

Hi-Way Insurance Agency

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1027 Dixie Highway, Chicago Heights, IL 60411
  • Life Insurance

Business Description

Hi-Way Insurance Agency is an independent firm that offers its life insurance services to those in the Hammond metro and other suburbs in the south. Founded in 1960, it carries and represents selected insurance companies both on a local and national level. These insurance companies include Founders Insurance, Lifehouse Casualty, and Safeco. Hi-Way Insurance Agency is also licensed to operate in Illinois and also offers its services to both English-speaking and Spanish-speaking clients.

License Verified:

License: 35472

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (36)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hoosier Insurance Agency logo
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License Verified:

License: 391834

Indiana Department of Insurance

Hoosier Insurance Agency

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2301 Cline Avenue, Schererville, IN 46375
  • Life Insurance

Business Description

Hoosier Insurance Agency supplies individuals residing in Hammond with life insurance policies. The proper coverage can help policyholders because it can be a source of savings, pay for final expenses, provide income for dependents, be used as inheritance, and cover tax liabilities. Various types of life insurance products are available, including term, traditional whole life, universal life, and variable universal life. Hoosier Insurance Agency maintains partnerships with carefully selected insurance carriers and can accommodate Spanish-speaking customers.

License Verified:

License: 391834

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (259)
Facebook
5.0 / 5 (41)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
InsureOnline.com logo
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License Verified:

License: 568977

Indiana Department of Insurance

InsureOnline.com

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6640 South Cicero Avenue, Bedford Park, IL 60638
  • Life Insurance

Business Description

For Hammond clients looking for life insurance companies to help them be protected, InsureOnline.com is among those offering assistance to acquire a policy for auto, life, home, and health coverage. It is comprised of a team of multilingual agents with more than 40 years of insurance industry exposure, committed to finding a suitable solution through their partner carriers. Additionally, they can walk through clients with other insurance needs for flood, umbrella, boat, recreational vehicle, jet ski, and more.

License Verified:

License: 568977

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jeff Peschke logo
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License Verified:

License: 1610940

Indiana Department of Insurance

Jeff Peschke

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3524 169th Street, Hammond, IN 46323
  • Life Insurance
  • Health Insurance

Business Description

Jeff Peschke is a State Farm insurance agent in Hammond. He provides term, universal, and whole life insurance policies, health and Medicare supplemental plans, and pet insurance. Additionally, clients can secure disability insurance to protect their paycheck and help cover monthly expenses. Homeowners', renters', and auto insurance solutions are available as well. Jeff and his team offer business insurance and services related to banking, annuities, and mutual funds. They can communicate in English, Spanish, and French.

License Verified:

License: 1610940

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
5.0 / 5 (8)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kyle Dempsey logo
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License Verified:

License: 459458

Indiana Department of Insurance

Kyle Dempsey

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7018 Indianapolis Boulevard, Hammond, IN 46324
  • Life Insurance
  • Health Insurance

Business Description

Kyle Dempsey is an insurance professional serving individuals and businesses in the Hammond metro and its surrounding communities. This Northwest Indiana native offers a wide range of insurance coverage plans, which include life, auto, home, condo, and renter's insurance. He also helps small businesses with a variety of commercial insurance plans. Kyle has been an insurance agent with State Farm Insurance since 2001. He and his team have 31 years of combined experience in the field.

License Verified:

License: 459458

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (23)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lagestee Insurance Agency, Ltd. logo

License Verified:

License: 306643N

Indiana Department of Insurance

Lagestee Insurance Agency, Ltd.

8229 Wicker Avenue, Saint John, IN 46373
  • Life Insurance
  • Health Insurance

Business Description

Founded in 1972, Lagestee Insurance is an independent agency that serves businesses, individuals, and families in and around Hammond. The company offers personal insurance products, which include life, home, auto, and renters’ insurance. Its life insurance options include term, whole, universal, and variable life insurance. It also offers health insurance for individuals and families, which includes PPO and short-term plans. Medicare supplement plans are also available. Lagestee Insurance is licensed in Illinois, Indiana, Wisconsin, Michigan, Iowa, and Kentucky.

License Verified:

License: 306643N

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Lighthouse Insurance Agency, LLC. logo
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License Verified:

License: 36562

Indiana Department of Insurance

Lighthouse Insurance Agency, LLC.

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8213 Wicker Avenue, Saint John, IN 46373
  • Life Insurance

Business Description

Lighthouse Insurance Agency, LLC, serves Hammond and the neighboring communities. With over seven decades of combined experience, the company offers personal and commercial plans from multiple carriers. It provides life insurance products with coverages that meet every client's needs. Home and auto insurance plans are also available. Its business policies include general liability, builder’s risk, and workers’ compensation. Lighthouse Insurance Agency was founded in 2004. It participates in various community charities and supports non-profit organizations, including Hannah’s Hope, Jacob’s Ladder, and Golden Times.

License Verified:

License: 36562

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Maki Insurance Group logo
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License Verified:

License: 865647

Indiana Department of Insurance

Maki Insurance Group

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27 West Joliet Street, Schererville, IN 46375
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Maki Insurance Group is a local independent insurance agency that offers its services to the Hammond metro. Partnering with its selected carriers, such as Grange Insurance, Safeco Insurance, and MetLife, clients can choose policies that are most suitable for their needs. Its life insurance policies provide funds to pay off outstanding debts and mortgages, cover uninsured medical bills, and compensate for burial expenses. Other insurances it also offers include health insurance, home insurance, and personal insurance.

License Verified:

License: 865647

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (45)
Facebook
4.9 / 5 (25)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ogren Insurance Jack Ogren & Co., Inc. logo
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License Verified:

License: 1357090

Indiana Department of Insurance

Ogren Insurance Jack Ogren & Co., Inc.

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6929 Hohman Avenue, Hammond, IN 46324
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Ogren Insurance is an independent agency that provides services to individuals, families, and businesses in the Hammond metro. It assists clients in purchasing life insurance plans that may include universal, whole, and term life coverages. In addition, the company's insurance specialists offer other plans such as home, auto, umbrella, professional liability, and commercial insurance. They can access different insurance products from various carriers like Encompass, Foremost, Grange Mutual Insurance, and Chubb. Ogren Insurance has been in the business since 1947.

License Verified:

License: 1357090

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ron J. Prestamer Insurance Agency logo
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License Verified:

License: 1768890

Indiana Department of Insurance

Ron J. Prestamer Insurance Agency

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7207 Indianapolis Boulevard, Hammond, IN 46324
  • Life Insurance
  • Health Insurance

Business Description

Located in Hammond, Ron J. Prestamer Insurance Agency has been serving individuals, families, and businesses for more than 30 years. It provides universal life insurance and mortgage life insurance. It also offers individual and group health insurance. In addition, the company's agents carry homeowners' insurance, auto insurance, and business insurance. President and lead account analyst Ron J. Prestamer has been working in the industry for more than 40 years. His firm is a Trusted Choice Agency.

License Verified:

License: 1768890

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Shirer Insurance Services logo

License Verified:

License: 669546

Indiana Department of Insurance

Shirer Insurance Services

400 North Main Street, Crown Point, IN 46307
  • Life Insurance

Business Description

Shirer Insurance Services, a family-owned and family-operated agency, was established in 1992 and has since provided services to Hammond and other surrounding communities. It maintains partnerships with various insurance carriers and selects the policies that suit its clients' budget and coverage needs. The agency offers tailor-made life insurance solutions, which can cover care for dependents, burial costs, and payment of mortgage and business debts. In addition, it also offers homeowners', landlord, condo, renters', and home improvement insurance.

License Verified:

License: 669546

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (37)
Facebook
4.1 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TBEggert Insurance logo
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License Verified:

License: 735717

Indiana Department of Insurance

TBEggert Insurance

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1956 Ridge Road, Homewood, IL 60430
  • Life Insurance

Business Description

TBEggert Insurance started in 1958 as The Eggert Agency. Its founder, John W. Eggert, wrote the agency's first policy in his home. TBEggert Insurance has grown from a small insurance business into a full-service insurance brokerage serving Hammond. Its insurance agents handle life insurance policies, including term, whole, universal, and variable life insurance. They also design insurance for homes, cars, watercraft, professionals, and businesses. The firm specializes in insuring churches, restaurants, and members of the beauty industry.

License Verified:

License: 735717

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
W.I.M.I. Insurance Agency Inc. logo
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License Verified:

License: 654399

Indiana Department of Insurance

W.I.M.I. Insurance Agency Inc.

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18154 Harwood Avenue, Homewood, IL 60430
  • Life Insurance

Business Description

W.I.M.I. Insurance Agency Inc. is a local company offering customized insurance solutions. It has been serving clients in Hammond and surrounding communities for more than 30 years. Its insurance agents guide clients through the different life insurance options, including temporary, variable, whole, universal, limited pay, and endowment life insurance. They also design personal, commercial, and professional liability insurance programs. W.I.M.I. Insurance Agency is an independent broker representing Kemper, Progressive, AARP, Stonegate Insurance, and The Hartford.

License Verified:

License: 654399

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
William J. Goodman Insurance logo

William J. Goodman Insurance

18033 Martin Avenue, Homewood, IL 60430
  • Life Insurance
  • Health Insurance

Business Description

Founded in 1977, William J. Goodman Insurance is an independent agency providing its services to clients in the Hammond area. It offers life insurance that helps a client's beneficiaries with paying off debts, covering lost income to maintain the same standard of living, covering funeral costs, and paying for children's education. The agency also handles auto insurance, health insurance, home insurance, and business insurance. William J. Goodman Insurance represents multiple insurance companies to provide clients with different types of insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.