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Best Mortgage Refinance Companies in Fort Wayne

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630 Country Side Dr, Columbia City, IN 46725
Columbia City, IN 46725
Instagram
  • NMLS #: 39166

Serving Indiana for more than 155 years, 1st Source Bank is located in 80 centers in 18 counties across the state. Its mortgage advisors can help homeowners find the best mortgage refinancing program and reap the benefits of lower interest rates. Its conventional loan programs include fixed-rate mortgages with 15, 20, and 30-year terms. The bank's government-backed mortgages include loans supported by the Federal Housing Authority and the U.S. Department of Veteran Affairs.

630 Country Side Dr, Columbia City, IN 46725
Columbia City, IN 46725

InstagramWebsite(800) 513-2360

Show Number
204 Touring Dr, Auburn, IN 46706
Auburn, IN 46706
Instagram
  • NMLS #: 39166

3Rivers is a credit union that helps its members benefit from competitive rates and low fees on a wide variety of financial products. Homeowners thinking of refinancing their mortgages can get conventional loans at lower rates over periods of 10-30 years. There's also loans available for members with lower credit scores, those who live in rural areas, and veterans, their families, and serving military personnel. 3Rivers believes in helping its members achieve financial security through education and continuous support.

204 Touring Dr, Auburn, IN 46706
Auburn, IN 46706

InstagramWebsite(260) 927-9790

Show Number
6621 Brotherhood Way, Fort Wayne, IN 46825
Fort Wayne, IN 46825
  • NMLS #: 39166

Based in Fort Wayne, the American Mortgage Service Company focuses on financing and refinancing mortgages. The agency has been providing an array of mortgage solutions since 1975. Its loan officers assist borrowers in assessing whether refinancing suits their circumstances and selecting the appropriate refinancing programs. They also walk clients through the home buying process, which includes pre-approval, pre-purchase counseling, and home search. Emil and Elvera Bergdolt established the business with the goal of helping individuals realize their dream of homeownership.

6621 Brotherhood Way, Fort Wayne, IN 46825
Fort Wayne, IN 46825

Website(260) 497-7771

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2420 North Coliseum Boulevard, Fort Wayne, IN 46805
Fort Wayne, IN 46805
  • NMLS #: 39166

The brokers of Aspen Mortgage offer loans and financing services for clients in Fort Wayne. Besides additional resources from mortgage associations and finance educators, their loan programs include cash-out refinancing plans for homebuyers seeking to change their loan providers. Nonetheless, it still provides other loan plans, including USDA loans, manufactured home loans, new construction loans, and 203(k) rehabilitation loans. Its team comprises owner Glen Ford and Crystal Wilson, who have thirty-six years of combined mortgage industry experience.

2420 North Coliseum Boulevard, Fort Wayne, IN 46805
Fort Wayne, IN 46805

Website(260) 486-5626

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5743 Wilkie Drive, Fort Wayne, IN 46804
Fort Wayne, IN 46804
  • NMLS #: 39166

Community Mortgage Lending is a full-service mortgage solutions provider that attends to the residential financing needs of the Fort Wayne community. The firm assists homeowners who plan to replace their current home loan through mortgage refinancing. Its mortgage specialists help clients transition from adjustable-rate loans to fixed-rate mortgages. The team also guides homeowners with debt consolidation, private mortgage insurance elimination, and cashout settlement from their home equity. Community Mortgage Lending accommodates both in-person and online consultations.

5743 Wilkie Drive, Fort Wayne, IN 46804
Fort Wayne, IN 46804

Website(877) 829-7161

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

5317 S Bend Dr, Fort Wayne, IN 46804
Fort Wayne, IN 46804
  • Reverse Mortgages

First Federal Savings Bank refinances mortgages for home owners. Typically, it structures these refinances to help clients negotiate new terms with lower interest rates, lower monthly payments, and shorter amortization periods. Aside from the mortgages it does for initial home purchases, First Federal Savings Bank also finances new construction loans and does construction loans for commercial buildings. Financing is available for personal lines of credit too, as well as vehicles, business equipment, and other assets.

5317 S Bend Dr, Fort Wayne, IN 46804
Fort Wayne, IN 46804

Website(260) 436-2100

Show Number
6751 W Jefferson Blvd, Fort Wayne, IN 46804
Fort Wayne, IN 46804
  • Reverse Mortgages

First Merchants Bank is a large financial services holding company founded and based in Central Indiana since 1893. Its services are delivered locally by bankers who specialize in its products, such as refinancing mortgages. They can offer conventional financing options and government-backed loans to enable homeowners to select the best program for their needs. These programs include jumbo loans for qualifying customers, as well as USDA, VA, and FHA. Fixed-rate and adjustable-rate mortgages are available.

6751 W Jefferson Blvd, Fort Wayne, IN 46804
Fort Wayne, IN 46804

Website(1.8) 00--205-

Show Number
4929 E DuPont Rd, Fort Wayne, IN 46825
Fort Wayne, IN 46825
  • Reverse Mortgages

Founded in 1946, Fort Financial Credit Union is a full-service mortgage refinance company in Fort Worth. It offers a variety of refinance lending options, such as conventional and USDA loans, to help homeowners obtain better interest rates, lower their monthly payments, or receive cash-outs on home equity. Loan officers take the time to explain and analyze various mortgage options, including fixed and adjustable rates. Fort Financial Credit Union also handles purchase, construction, and debt consolidation loans.

4929 E DuPont Rd, Fort Wayne, IN 46825
Fort Wayne, IN 46825

Website(260) 222-2313

Show Number
7421 Coldwater Road, Fort Wayne, IN 46825
Fort Wayne, IN 46825
Instagram
  • New Construction

Hallmark Home Mortgage helps homebuyers and owners in and around Fort Wayne find loan programs that match their specific needs. The firm also helps clients decide if it is the right time to refinance, whether they are looking to pay off their mortgage faster, or lower their current rate. It also offers the option of cashing out, for borrowers who would like to consolidate debt or make renovations using their home's equity. Hallmark Home Mortgage has been serving communities since 2007.

7421 Coldwater Road, Fort Wayne, IN 46825
Fort Wayne, IN 46825

InstagramWebsite(260) 469-0900

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

300 (Best)

Score Consistency:

Consistent (Best)

110 W Main St, Fort Wayne, IN 46802
Fort Wayne, IN 46802
  • Reverse Mortgages

Horizon Bank is a community bank founded in 1873 whose personal banking services include helping homeowners find a mortgage refinancing loan that suits their circumstances. Fixed and adjustable-rate mortgages on flexible terms are available, each tailored to the customer. The bank can offer jumbo mortgages for those with established credit, VA loans for veterans and those on active duty, and USDA loans with no down payments for customers living in eligible rural areas.

110 W Main St, Fort Wayne, IN 46802
Fort Wayne, IN 46802

Website(260) 399-1920

Show Number
10534 Coldwater Rd, Fort Wayne, IN 46845
Fort Wayne, IN 46845
  • NMLS #: 39166

Mainstream Mortgage assists homeowners looking for home mortgage refinance in Fort Wayne. The company offers VA and FHA loans to homeowners wanting to refinance their mortgage to consolidate debts or get lower interest rates. It also provides home equity lines of credit that allow clients to draw funds against the value of their homes at any time. Mainstream Mortgage has a $100 down program and No Money Down loan system for first-time home buyers.

10534 Coldwater Rd, Fort Wayne, IN 46845
Fort Wayne, IN 46845

Website(260) 637-7788

Show Number
348 Quell Court, Fort Wayne, IN 46845
Fort Wayne, IN 46845
  • NMLS #: 39166

Northwest Mortgage Inc. is a locally owned mortgage refinancing company that has been serving Fort Wayne and the surrounding areas for over 22 years. It offers services that help homeowners reduce their monthly mortgage payments, lower interest rates, and improve the terms of their loans through customized refinancing solutions. Additionally, it offers several loan options such as conventional, jumbo, USDA, FHA, and VA loans. Northwest Mortgage assists homeowners with all aspects of the refinancing process, including prequalification, loan terms, property appraisal, and closing.

348 Quell Court, Fort Wayne, IN 46845
Fort Wayne, IN 46845

Website(260) 471-3434

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

116 E Berry St, Fort Wayne, IN 46802
Fort Wayne, IN 46802
  • Reverse Mortgages

Founded in 1834, Old National Bank is one of the oldest and largest financial institutions in the state of Indiana. It specializes in home mortgage refinance in Fort Wayne. Loan officers assist clients wanting to refinance their homes to lower interest rates, change mortgage terms, receive cash-outs, or lower monthly payments. Refinance lending options include conventional, jumbo, FHA, and VA loans. Old National Bank also offers home equity, new purchase, construction, auto, and business loans.

116 E Berry St, Fort Wayne, IN 46802
Fort Wayne, IN 46802

Website(260) 310-6604

Show Number
1710 Saint Joe River Dr, Fort Wayne, IN 46805
Fort Wayne, IN 46805
Instagram

ProFed Credit Union members looking to home mortgage refinance in Fort Wayne and across Northeast Indiana could benefit from its competitive rates and low fees. The credit union has 11 branches staffed with mortgage specialists who can advise on the best refinance programs, and applications can also be made online in as little as 20 minutes. Loans can be taken over 15 or 30 years periods. Rates can also be locked or adjustable.

1710 Saint Joe River Dr, Fort Wayne, IN 46805
Fort Wayne, IN 46805

InstagramWebsite(260) 482-4343

Show Number
201 West Main Street, Suite 101, Fort Wayne, IN 46802
Fort Wayne, IN 46802
  • Reverse Mortgages

Tyler Davis is a loan officer for clients based in the Fort Wayne metro and surrounding areas. He offers FHA, VA, conventional, and jumbo mortgage programs, as well as refinancing services and home purchase loans. His team views communication as paramount and customers have vouched that they did stay in touch throughout the whole buying process. He has been in the industry since 2010. and is a part of Crosscountry Mortgage, an FHA-approved lending institution.

201 West Main Street, Suite 101, Fort Wayne, IN 46802
Fort Wayne, IN 46802

Website(260) 234-4598

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

96 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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