Expertise.com
2024

Last updated:

Best Mortgage Refinance Companies in Fishers

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fishers Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

53

Reviewed

37

Curated

13

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
14074 Trade Center Drive, 46038, IN 46038
  • New Construction

Why choose this provider?

Capital Mortgage Solutions serves residential property owners and buyers and self-employed individuals in Fishers. The company focuses on various types of mortgage programs, which include home refinance and purchase loans. Its loan process typically involves submitting an application and assessing different financing options using the interactive calculator. Its mortgage professionals can handle FHA, USDA, VA, and jumbo loan programs. Darin Atwood has been managing Capital Mortgage Solutions since 2019 and has been working in the mortgage industry since 2002.

License Verified:

License: 1829211

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11650 Lantern Rd, Fishers, IN 46038
  • Reverse Mortgages

Why choose this provider?

Tevis Durbin works for Supreme Lending, a full-service mortgage company with licenses in 48 states, including Indiana. The company has partnerships with major investors, allowing it to provide a wide range of mortgage products for Fishers clients. It offers conventional, government, and specialty loans. Durbin has spent the last eight years with Supreme Lending assisting clients with house finance, organizing mortgage teams, and supervising the operations of a workforce of over 100 individuals. He has more than 20 years of experience in the lending industry.

License Verified:

License: 424899

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (20)

Website
23 South 8th Street Suite 1500, Noblesville, IN 46060
  • New Construction

Why choose this provider?

BDR Mortgage Capital helps homeowners and prospective home buyers in the Fishers community avoid making poor borrowing decisions. Brian Reno, the firm's Certified Mortgage Planning Specialist, assists homeowners in evaluating the effect of their financing decisions by utilizing prudent mortgage planning strategies. He also works with clients who want to refinance their single-family or multi-family home, condominium, or townhouse loan using options like FHA Streamline, VA Cash-Out, FHA 203k, USDA Streamline, and HELOC refinance. Brian has over 30 years of industry experience.

License Verified:

License: 1702138

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)

Website
7999 Knue Rd #300, Indianapolis, IN 46250
  • Multi-Family Loans
  • New Construction

Why choose this provider?

Royal United Mortgage offers cash-out refinance loans to locals in the Fishers metro who need extra money for repairing their homes or funding their children’s education. It is an employee-owned mortgage bank with over 400 team members. Its loan advisors review and suggest tips on improving credit standing, as well as render debt consolidation services. Royal United Mortgage provides loan options that are customized based on an individual's financial goals. It has been in business for more than 10 years.

License Verified:

License: 13390

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (445)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8700 North Street, Suite 110, Fishers, IN 46038
  • Reverse Mortgages

Why choose this provider?

Magnolia Bank is an independent community bank that has delivered financial products for over a century. This bank originator grants over $1 billion in home loans annually, providing Fishers residents with refinancing options to lower interest rates or convert home equity into cash. It delivers various loan plans, such as FHA for flexible client qualifications, VA for eligible veterans, and USDA for clients purchasing homes in rural areas. Magnolia Bank also has special accommodations for senior homeowners.

License Verified:

License: 17748

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (15)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12242 E. 116th Street, Suite 200, Fishers, IN 46037
  • Reverse Mortgages

Why choose this provider?

Integrity Mortgage Group serves refinancing homeowners in Fishers. Its team helps clients determine the ideal loan product for their particular goals, including tapping into their home's equity, getting lower interest rates, and consolidating two mortgages. The company leverages technology to provide a convenient experience, employing an online platform and a mobile app that allows clients to submit an application, pull their credit, and get timely updates on their loan status. Integrity Mortgage Group also offers products for home buyers, including conventional, FHA, VA, and USDA loans.

License Verified:

License: 201440

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (59)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16095 Prosperity Dr. Suite 200, Noblesville, IN 46060
  • New Construction

Why choose this provider?

Paramount Investment Corporation is a mortgage brokerage firm that serves residential clients, builders, and real estate professionals in Fishers and nearby areas. It offers refinancing solutions and has access to different types of loan programs, including fixed-rate, adjustable-rate, and hybrid mortgages. Its brokers explain the financing options and work with clients from application to final closing. Paramount Investment Corporation utilizes an online platform with 24-hour availability for clients looking into the loan marketplace and reviewing alternatives.

License Verified:

License: 127519

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10475 Crosspoint Blvd Ste. 400, Indianapolis, IN 46256
  • Multi-Family Loans

Why choose this provider?

First Option Mortgage is a locally operated brokerage agency serving individuals, couples, and families in Fishers. It offers refinancing options for those looking to pay off loans faster, get lower interest rates, or get cash out from equity. Its team helps clients navigate the process, creating options based on their personal situations. The company also provides home mortgages, including for first-time home buyers. First Option Mortgage has been in the industry since 2006, with processing, originating, and underwriting completed in-house.

License Verified:

License: 210527

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (402)
Facebook
5.0 / 5 (69)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14074 Trade Center Drive Suite 255, Fishers, IN 46038
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Diamond Mortgage, LLC, provides home financing solutions to the people of Fishers and the surrounding areas. It helps individuals who want to secure a refinance program to lower rates and change terms for their present loans. Its officers may recommend refinancing to homeowners who want to extract cash from their home equity for various uses. They also advise and guide first-time homebuyers or investors applying for programs like VA, reverse, and hybrid loans. Diamond Mortgage has been operating since 1996.

License Verified:

License: 115911

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8200 Haverstick Road #255, Indianapolis, IN 46240
  • New Construction

Why choose this provider?

Team Benedict of the Fairway Independent Mortgage Corporation assists homeowners and home buyers in the Fishers community. The team, led by senior loan officer Kyle Benedict, works with property owners planning to refinance their homes to save money. It guides them through the process, ensuring lower monthly payments and interest rates. Team Benedict also contributes to the MIBOR REALTOR Foundation, which works to ensure that the homeless have access to safe and permanent housing solutions.

License Verified:

License: 1227503

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
790 City Center Dr, Carmel, IN 46032
  • Reverse Mortgages

Why choose this provider?

Bald Mortgage Guy caters to real estate investors, move-up buyers, first-time homebuyers, and empty nesters in Fishers and the surrounding areas. It helps people lower their interest rates and monthly payments by providing them with mortgage refinancing services. It also offers a wide variety of lending options for new homeowners, including FHA, VA, jumbo, conventional, and USDA loans. Owner Erick Cavalcanti determines customers' eligibility for a loan by verifying their income and employment, funds to close, and satisfactory appraisal and title work.

License Verified:

License: 572880

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11043 Palatka Court, Indianapolis, IN 46236
  • Reverse Mortgages

Why choose this provider?

Bright Star Mortgage provides its services to customers in the Fishers community. The company addresses the needs of people refinancing or purchasing their homes and those consolidating their debt. Its refinance loan options allow borrowers to switch from an adjustable-rate mortgage to a fixed-rate option. Its mortgage professionals guide borrowers through the loan process and help them select the program based on their situation. Their other offerings include home equity, construction, jumbo, and reverse mortgage loans.

License Verified:

License: 1655335

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (20)
Google
5.0 / 5 (15)

Website
8465 Keystone Crossing #145, Indianapolis, IN 46240
  • New Construction
  • Reverse Mortgages

Why choose this provider?

MJW Mortgage caters to clients across Fishers and the neighboring areas. Its mortgage refinancing solutions focus on helping homeowners change their loan terms, interest rates, and monthly payments to fit their financial goals. It also assists home buyers in applying for different loan programs, such as jumbo, conventional, USDA, VA, and FHA. MJW Mortgage was established in the middle of 2008's economic crisis with an aim to help individuals and families achieve their mortgage needs.

License Verified:

License: 199907

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (738)
Facebook
4.8 / 5 (98)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What is the typical time frame for refinancing a mortgage in Fishers following the purchase of a home?

    The waiting period for refinancing a mortgage in Fishers varies by loan type:

    • Conventional loans: Rate-and-term refinancing is possible immediately, excluding the same lender within six months to protect their commission. Cash-out refinancing requires six months of waiting time.
    • FHA loans: Six payments are needed for rate-and-term refinancing. Cash-out refinancing requires a 12-month waiting time.
    • VA loans: Eligibility requires six payments or a 210-day minimum wait.
    • USDA loans: Eligibility can be obtained after 12 payments.
  • Can a borrower in Fishers with a single credit card late payment still qualify for a refinance loan?

    The majority of lenders are unlikely to grant approval to loan applicants in Fishers who have recorded a late payment on their credit card within the preceding 12 months. Nevertheless, if a loan applicant has incurred just one or two late payments in the last 12 months, there may be a potential opportunity for borrowers to be given leniency by lenders.

  • What is the typical duration to complete a refinance in Fishers after the appraisal process?

    Upon receipt of the appraisal report, the refinance mortgage closing in Fishers is typically finalized within approximately two weeks. However, due to potential disruptions caused by external entities, it's difficult to precisely determine the exact timeline for the refinance process after the appraisal. The lender can provide guidance on estimating the duration of the process.

  • How long is the validity of appraisal for VA refinance loans in Fishers?

    The validity of the appraisal utilized for VA refinance loans in Fishers is limited to a maximum of six months or 180 days from the appraisal's completion date. It's important to note that a VA home appraisal cannot be reused once the loan has been finalized. In the event that an appraisal is required for a VA loan, the lender may order a new one.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.