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Best Homeowners Insurance Agencies in Fishers

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Associated Insurance Services logo
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Associated Insurance Services

11502 Moore St, Fishers, IN 46038
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  • Multiple Policy Types
  • Flood
  • Condos
  • Renter's Insurance

Business Description

Associated Insurance Services, LLC, is a full-service insurance firm that serves the Fishers metro area and nearby localities. The company guides individuals in selecting a homeowners insurance policy that can protect their homes, belongings, and loved ones against disasters and financial risks. Its licensed agents provide coverage options from different carriers, including dwelling, other structures, personal property, loss of use, family or personal liability, medical expenses, and scheduled personal assets. They also handle other types of personal and commercial insurance plans throughout Indiana.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Butler Insurance, Inc. logo
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Butler Insurance, Inc.

10765 Allisonville Rd, Fishers, IN 46038
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  • Multiple Policy Types

Business Description

Butler Insurance is a Fishers-based independent insurance agency established in 1992 that services individuals, families, and businesses. It offers homeowners' insurance policies, which cover a broad range of threats including fire and smoke, theft and vandalism, and water damage. Each policy comes with different levels of standard coverage, which commonly includes dwelling and other structures, personal belongings, loss of use, and liability. Butler Insurance sponsors a number of organizations including Helping Challenged Children, Inc. and Habitat for Humanity of Hamilton County.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (29)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Capitol Insurance & Risk Management Group logo
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Capitol Insurance & Risk Management Group

6330 East 75th Street, Indianapolis, IN 46250
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Fire
  • Condos

Business Description

Capitol Insurance & Risk Management Group was founded in 1981 to help its clients find and choose from a wide range of policies offered by some of the biggest insurance companies in the country. Its agents regularly help their clients get coverage within their budgets that can protect them against damage to their homes and contents and help with their living expenses should they have to temporarily relocate. The agency also serves business clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Connie Mortensen - State Farm Insurance Agent logo
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Connie Mortensen - State Farm Insurance Agent

7316 U.S. 31, Indianapolis, IN 46227
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  • Personal Property Insurance

Business Description

Connie Mortensen is a State Farm insurance agent who has been assisting personal customers in the Fishers metro area since 2013. The licensed agent has experience in tailoring home insurance policies that give her clients the coverage they need for their homes and outbuildings at premiums within their budget. Additionally, Ms. Mortensen takes the time to fully explain what's covered and what isn't, so that her clients are fully aware of what they're getting from their policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (64)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Curry Agency Inc. logo
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Curry Agency Inc.

13578 East 131st Street, Fishers, IN 46037
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

Curry Agency Inc. is an insurance company that caters to the insurance needs of residents and businesses in Fishers and nearby areas. The firm educates individuals on the different coverage options for a homeowners insurance policy, such as the dwelling, personal property, other structures, liability protection, and medical coverage. Its licensed agents also guide customers in evaluating insurance carriers in terms of deductibles, credits and discounts, and additional endorsements. Other offerings include auto, business, and life insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (29)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Globalnet Insurance logo
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Globalnet Insurance

14701 Cumberland Road, Noblesville, IN 46060
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  • Renter's Insurance
  • Multiple Carriers
  • Condos

Business Description

Globalnet Insurance is an insurance broker that is based in Noblesville, a community located a few miles north of Fishers. It offers standard homeowners' insurance, which includes coverage for the home and other structures, personal belongings, personal liability, and additional living expenses. It has separate lines for high-value homes, rental dwellings, secondary homes, and vacation homes. An independent agency, Globalnet Insurance deals with products from 14 insurance carriers, including MetLife, The Hanover, The Hartford, and National General Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Irvington Insurance logo
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Irvington Insurance

7360 East Washington Street, Indianapolis, IN 46219
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  • Multiple Carriers
  • Renter's Insurance
  • Multiple Policy Types

Business Description

The independent agents at Irvington Insurance serve personal and commercial clients in Indiana and Ohio. They frequently help people looking for home insurance choose from a wide range of policies from major insurers that give them the coverage they need. This can include the property itself, its contents, other structures owned by the policyholder, and liability, should a visitor be injured on their premises. Irvington Insurance also specializes in auto and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ken Kreish - American Family Insurance Agent logo
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Ken Kreish - American Family Insurance Agent

266 East Broadway Street, Shelbyville, IN 46176
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood
  • Condos

Business Description

Ken Kreish is an American Family Insurance Agent who has been serving personal and business clients in several states since 1990, including Indiana, Ohio, and Illinois. Mr. Kreish and his team have extensive experience in tailoring home insurance policies that provide coverage for natural disasters, such as storm damage, and unforeseen incidents, such as burglary. Additionally, they can talk clients through the benefits of additional coverage, such as the replacement costs of valuable items in the home.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (19)
Google
4.9 / 5 (12)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Luxor Insurance Group logo
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Luxor Insurance Group

14074 Trade Center Dr 104, Fishers, IN 46038
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  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Business Description

Luxor Insurance Group is an independent insurance agency based in Fishers. Its homeowners' insurance policy protects single-family homes from losses caused by theft, vandalism, accidents, and certain natural calamities. Flood insurance is offered separately for extended coverage. The agency also offers condo and renters' policies, as well as small business, life, and car insurance. Luxor Insurance Group is a member of Couri Associates, a well-known associate agency group in the Midwest.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Osborn Insurance Agency logo
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Osborn Insurance Agency

8767 South Street, Fishers, IN 46038
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  • Multiple Policy Types

Business Description

Osborn Insurance Agency addresses the different insurance needs of businesses, families, and individuals in Fishers through its partnership with multiple insurance providers. Founded in 2005, this company assists renters and homeowners in obtaining financial coverage for their homes and belongings. This coverage includes liability issues and the replacement and repair of damaged or lost items and properties, whether due to fire, theft, or other disasters. Osborn Insurance Agency is guided by humanitarian principles in responding to client needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (29)
Facebook
4.3 / 5 (3)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Priority Risk Management logo
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Priority Risk Management

7050 East 116th Street, Fishers, IN 46038
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  • Multiple Policy Types

Business Description

Based in Indiana, Priority Risk Management is an independent insurance firm serving residents of Fishers. It provides home insurance plans for clients looking to secure their residential properties. Its homeowners' insurance policies typically provide coverage for the dwelling and other structures, personal property, loss of use, medical expenses, family and personal liability, and scheduled personal property. Clients may also customize their policies by availing of extended coverage options for disasters, such as floods, hail, fire, smoke, and falling objects, and theft and vandalism.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (94)
Facebook
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ray Insurance Group logo
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Ray Insurance Group

11447 Overlook Dr, Fishers, IN 46037
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  • Multiple Policy Types

Business Description

Ray Insurance Group is an independent agency serving Fishers and the surrounding areas. Brad Ray, the agency's managing partner, and his team help clients protect themselves from financial loss in the event of a disaster or any other peril. They offer different types of coverage based on the property's value, location, and recent improvements, and consider any valuable personal belongings within the premises. The agency also offers auto, business, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (85)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rhodes Insurance Group logo
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Rhodes Insurance Group

11393 Lantern Road, Fishers, IN 46038
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  • Multiple Policy Types

Business Description

Rhodes Insurance Group is a firm in Fishers that offers homeowners' insurance products. The company's insurance specialists assist homeowners in assessing potential financial risks and determine appropriate coverage options. Homeowners receive guidance on home insurance policy areas, including covered events such as fire, liability coverage for non-resident injuries, and compensation for stolen or damaged personal items, using either replacement or actual cash values. Scott Rhodes, the agency president, has been helping businesses and families address diverse insurance needs since 1989.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (53)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The George Insurance Group logo
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The George Insurance Group

5627 S Franklin Rd, Indianapolis, IN 46239
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

As The George Insurance Group is an independent agency, its agents can select a range of home insurance policies from major insurers, increasing the chances of the client getting a policy that provides the coverage they need at a price they can afford. Additionally, the agents talk clients through their policies to make sure they satisfy their needs, such as protection from natural and accidental disasters, theft, and liability. The agency also serves business clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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