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2024

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Best Local Car Insurance Agencies in Evansville

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Evansville Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

80

Reviewed

54

Curated

15

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1015 Oak Hill Road, Evansville, IN 47711
  • Multiple Carriers

Why choose this provider?

Since 2017, River City Insurance, LLC, has been assisting motorists and car owners in Evansville and nearby areas with their auto insurance needs. The independent insurance agency guides customers in choosing the right auto insurance policy that can provide them with adequate liability, comprehensive, and umbrella coverage. Its agents represent multiple providers and write customized policies tailored to their clients' requirements. They also assist customers with deductibles and claims filing. The company values objective assessment and relationship building with clients and carriers alike.

License Verified:

License: 3226801

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
901 North Main Street, Evansville, IN 47711

Why choose this provider?

Michael D. DiLegge Insurance is an agency in Evansville that serves individuals and businesses in the Tri-state area. Headed by Mike, the company specializes in providing auto insurance policies for high-risk clients. The agent offers coverage options from different insurance carriers. He also insures motorcycles, recreational vehicles, and boats. In addition to vehicle insurance, Mike also furnishes home and condominium insurance plans. Michael D. DiLegge Insurance has been providing risk management solutions for more than 35 years.

License Verified:

License: 1306120

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1137 West Mill Road, Evansville, IN 47710

Why choose this provider?

Paulson Insurance connects with over 12 insurance carriers to shop various auto insurance plans for Evansville drivers. The business assists car owners in securing their vehicles from car accidents, theft, fire, and other covered events. Owner Josh Paulson established the company in 2010 because he saw the value of an independent insurance brokerage to clients. Additionally, he offers various auto insurance plans that cover collisions, liabilities, and comprehensive damages. Other insurance products available include health, life, and home.

License Verified:

License: 722794

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (170)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
32 North Weinbach Avenue, Evansville, IN 47711
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Schultheis Insurance is a local independent agency that serves Evansville and the surrounding areas. Since 1944, it has been writing auto insurance policies for vehicle owners and drivers. Its agents guide clients in obtaining the right coverages they need to be protected from financially devastating events, such as collisions, accidents, vandalism, fires, and acts of nature. Medical treatment expenses are also covered in the event of bodily injury to the policyholder or other people. Schultheis Insurance is partnered with over 150 insurance companies to better serve policyholders.

License Verified:

License: 1495370

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (11)
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
981 South Kenmore, Evansville, IN 47714
  • Bundling Option

Why choose this provider?

An independent insurance agency that operates in Evansville, Tri-State Insurance Group provides auto, home, business, and life insurance. Some of the insurance policies it offers include life, property and casualty, general liability, disability, workers compensation, and home and auto. Established in 1929 and formerly known as Harris & Hauke Insurance, Tri-State Insurance Group continues to provide a strong commitment to its community and its clients. Its professional agents are very knowledgeable when it comes to insurance policies.

License Verified:

License: 922799

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
218 North Morgan Street, Morganfield, KY 42437
  • Multiple Carriers

Why choose this provider?

Vaughn, Geiger & Associates has been providing auto insurance solutions in Evansville and several Kentucky counties since 1912. Its agents deliver personalized service to help clients find policies that suit their insurance needs. Car insurance financially protects vehicle owners by reducing or covering expenses in the repair and replacement of damaged parts, medical procedures, roadside assistance, and legal matters brought about by accidents. The agency offers standard coverages and additional protection options. Vaughn, Geiger & Associates is also licensed in three other states.

License Verified:

License: 515073

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8688 Ruffian Lane, Newburgh, IN 47630
  • Bundling Option

Why choose this provider?

Paul Watzlavik is a multi-line agent that runs his own agency under State Farm. Serving Evansville, Watzlavik and his team assist clients in various areas, including auto insurance. They furnish protection plans that may include any of the following coverages: comprehensive, collision, liability, medical payments, and emergency road service. Watzlavik has been insuring clients through State Farm since 2011. His team has 200 years of combined industry experience. Watzlavik sponsors the yearly Walking For Dreams event which supports local charities.

License Verified:

License: 826806

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (289)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2305 West Michigan Street, Evansville, IN 47712
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Located in Indiana, Double Eagle Insurance provides insurance products to residents of Evansville. Its team of insurance specialists has extensive knowledge of Indiana auto insurance requirements and is proficient in full-service car insurance solutions. They offer auto policies with coverage options for bodily injury liability, property damage liability, personal injury protection or Medicare payment, collision and non-collision accidents, and uninsured or underinsured motorists. Clients may also obtain supplementary policy coverage for roadside assistance, towing, rental reimbursement, and gap insurance.

License Verified:

License: 654896

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
809 South Green River Road, Evansville, IN 47715
  • Multiple Carriers

Why choose this provider?

For more than seven decades, Hartke Insurance has been helping individuals and businesses in Evansville in protecting their loved ones, employees, and vehicle assets against potential risks through an auto insurance policy. The independent insurance agency helps customers choose the right auto insurance that best suits their needs. Its agents represent over 25 providers in creating customized policies for their clients. They cater to all drivers, from young drivers to high-risk motorists. The company's workforce is fluent in both English and Spanish.

License Verified:

License: 3408289

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (131)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
21 Southeast 3rd Street, Evansville, IN 47708
  • Multiple Carriers

Why choose this provider?

Established in 1910, German American Insurance presents various auto insurance programs to its clients in Evansville. The business covers financial losses from car accidents, lawsuits, theft, natural disasters, and uninsured drivers. Its agents also give protection to young drivers and first-time car owners. Other auto coverages include roadside assistance, full glass replacement, and rental car reimbursement. German American Insurance builds strong relationships with its customers to understand their insurance needs.

License Verified:

License: 2640540

Indiana Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3000 East Division Street, Evansville, IN 47711
  • Motorcyle & ATV

Why choose this provider?

Torian Insurance reinvents the way clients get their auto insurance policies by employing three simple steps—conversation, customization, and coverage. The process starts with a conversation to understand the client's budget, goals, and needs. Based on this information, the agents then come up with a personalized insurance portfolio that fits the client's specific situation. Serving Evansville and the surrounding areas since 1923, the agency represents a network of insurance carriers to give the clients more options for coverages.

License Verified:

License: 1837580

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5011 Washington Avenue, Evansville, IN 47715
  • Multiple Carriers

Why choose this provider?

Harpenau Insurance, Inc., offers risk management and insurance services through its offices in Troy and Evansville. Established in 1965, the personal insurance offerings of the company include auto insurance. Its auto insurance policy protects its clients from financial loss when an accident happens. The insurance covers property damage, liability, and medical expenses. Harpenau Insurance, Inc., has a strong focus on maintaining its integrity when building its relationships with its clients and insurance partners.

License Verified:

License: 401338

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (56)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2015 Stringtown Road, Evansville, IN 47711
  • Multiple Carriers

Why choose this provider?

Gaslin Insurance Agency is an independent agency based in Evansville. It provides auto insurance policies for a variety of drivers, whether they have an ideal driving history or imperfect driving records. The firm's agents write policies that protect clients through different types of coverages, such as property coverage for damage or theft, liability coverage that pays for legal responsibilities due to car accidents, and medical expenses coverage. Gaslin Insurance Agency offers 24/7 services for clients requesting quotes or looking to make changes in their policies.

License Verified:

License: 2176780

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
315 North Main Street, Henderson, KY 42420
  • Multiple Carriers

Why choose this provider?

Vaughn Insurance Agency Company is a car insurance agency that caters to the Evansville area and has been in operation since 1917. It has partnered with auto insurance companies such as State Auto, Progressive, Safeco, Travelers, State Farm, and Zion Road Insurance to provide their clients' policy with an insurance company that could offer them a competitive price that fits. The agency also offers personal and commercial insurance, as well as other insurances like professional, medical liability, and church insurance.

License Verified:

License: 31128

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6240 East Virginia Street, Evansville, IN 47715
  • Bundling Option

Why choose this provider?

Affordable Insurance Agency is an independent insurance company that has been serving Evansville and the surrounding communities for more than three decades. Established in 1988, the firm specializes in auto insurance services for individual and commercial customers. Its agents work with multiple carriers to create a personalized policy that best suits their clients' resources. They also assist high-risk drivers with previous DUI cases and license suspensions to obtain car insurance coverage. Other services include license reinstatement and SR-22 filings.

License Verified:

License: 1162790

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What can you do if you keep getting turned down by car insurance agencies in Evansville?

    If you don’t qualify for car insurance, you have the alternative of applying for insurance coverage under the Indiana Auto Insurance Plan. You can do this through any licensed car insurance agency in Evansville. This plan is intended to cover high-risk drivers who find it difficult to get insured, such as those with traffic violations or at-fault accidents.

  • What is the minimum required car insurance coverage in Evansville?

    Evansville drivers are required to have the following minimum liability coverage:

    • $25,000 for bodily injury per person.
    • $50,000 for bodily injury per accident.
    • $25,000 for property damage per accident. Drivers are also asked to have uninsured motorist coverage of $50,000 per accident, $25,000 per person for bodily injury, and $25,000 for property damage per accident. Additionally, insurers will offer underinsured motorist coverage of $50,000 per person per accident. You can decline the uninsured/underinsured coverage in writing.
  • Can a car insurance company in Evansville cancel your policy anytime?

    It depends on how long your policy has been active. If your new car insurance policy has only been active for less than 60 days, the insurance company can cancel it for any reason. However, if your policy has been active for more than 60 days, cancellation can only be allowed for specific reasons. These reasons include getting your driver’s license revoked or suspended and not paying your premium.

  • Do you need guaranteed asset protection (GAP) insurance if you purchase your car with a loan in Evansville?

    It's ideal to purchase GAP insurance if your car loan balance is still substantial. GAP insurance will cover the difference between the amount you still owe and the car’s actual cash value if your car becomes a total loss. For example, you took out a $25,000 loan to buy your car two years ago. Now, your car is only worth $15,000, but you still have a loan balance of $20,000. In this case, GAP insurance will cover $5,000 minus your deductible.

  • What other car insurance coverage options are available to drivers in Evansville?

    In addition to the minimum liability coverage required in the state, many car owners in Evansville buy comprehensive, collision, and medical coverage. Collision coverage pays for damage to your car resulting from a collision. Comprehensive coverage addresses vehicle damage not caused by a collision, such as fire, theft, and vandalism. If you get injured in a car accident, the medical coverage will reimburse your medical expenses regardless of who is at fault.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.