Best Credit Repair Companies in Carmel

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A New Credit Repair by Divinity Taxes logo
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A New Credit Repair by Divinity Taxes

9511 Angola Court, Indianapolis, IN 46268
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  • Credit Dispute

Business Description

Anew Credit Repair by Divinity Taxes serves clients in Carmel and the surrounding locations. It helps individuals regain their financial confidence and security by guiding them through the credit repair process. The company works with creditors, collectors, and credit bureaus to rebuild clients' credit by eliminating negative items from their credit reports, such as tax liens, late payments, bankruptcies, repossessions, and charge-offs. It emphasizes the need of continued education in restoring and increasing customers' credit ratings.

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A New Credit Repair by Divinity Taxes

Recure Financial Freedom logo
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Recure Financial Freedom

9465 Counselors Row, Suite 200, Indianapolis, IN 46240
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  • Credit Monitoring

Business Description

Recure Financial Freedom addresses the customers' needs in Carmel. The company caters to individuals looking to improve their financial position and achieve economic potential and independence. It offers a wide range of services, including credit repair and monitoring, financial consulting, student debt relief, tax preparation, and money management. Its credit repair solutions involve removing items on the client's remove to increase their score. These items cover collections, liens, repossessions, charge-offs, bankruptcies, and judgments. The company also offers notary services.

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
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Recure Financial Freedom

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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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