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Best Local Car Insurance Agencies in Carmel

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A-1 Insurance Agency North logo
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License Verified:

License: 449832

Indiana Department Of Insurance

A-1 Insurance Agency North

2929 East 96th Street, Indianapolis, IN 46240
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  • Multiple Carriers

Business Description

A-1 Insurance Agency is an independent business that provides car insurance to clients in Carmel. It offers policies that can include property, liability, and medical coverages. Aside from car insurance, the company also helps customers acquire home, business and commercial, life, and recreational insurance plans. A-1 Insurance Agency, which has been serving Indianapolis for 35 years, is composed of agents that are committed to being always ready to assist clients with their insurance needs.

License Verified:

License: 449832

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
Accurate Auto Insurance logo
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License Verified:

License: 37013

Indiana Department Of Insurance

Accurate Auto Insurance

1075 Broad Ripple Avenue, Indianapolis, IN 46220
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  • RV & Motorhome

Business Description

Specializing in providing assistance to drivers and vehicle owners, Accurate Auto Insurance offers all aspects of car insurance assistance to Carmel and the surrounding cities. Clients having complications with tickets, accidents, and suspension are also assisted by the company. In addition to autos, the agency offers coverage for motorcycles and SR22. Rideshare companies and businesses can also avail of the company's commercial auto insurance. Accurate Auto Insurance has offices throughout the Chicagoland area and greater United States.

License Verified:

License: 37013

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Beck Curry Insurance Group logo
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License Verified:

License: 947008

Indiana Department Of Insurance

Beck Curry Insurance Group

7196 East US Highway 36, Avon, IN 46123
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Beck Curry Insurance Group is an independent insurance agency that handles the insurance demands of Carmel residents, families, and businesses. It offers a wide array of vehicle insurance products for cars, classic cars, trucks, SUVs, commercial cars, recreational vehicles, and motorcycles. It also provides insurance for scooters, boats, RVs, personal watercraft, and commercial trucks. The insurance professionals at Beck Curry Insurance Group share 40 years of experience in the industry. They maintain relationships with multiple insurance companies, including State Auto Insurance, Nationwide, and Grange Insurance.

License Verified:

License: 947008

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Burns Family Insurance Agency logo
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License Verified:

License: 3174616

Indiana Department Of Insurance

Burns Family Insurance Agency

1800 North Meridian Street, Indianapolis, IN 46202
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Burns Family Insurance Agency is an independent insurance agency serving the insurance needs of customers in Carmel and nearby areas. The agency's goal is to educate the communities on the best options for their car insurance needs. Its insurance agents help clients choose the appropriate level of auto insurance coverage that depends on various factors, including assets that must be protected, the client's tolerance risk, and the value of the vehicle. Some additional lines of insurance they service are for SR-22A and antique cars.

License Verified:

License: 3174616

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (84)
Facebook
4.4 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Colliver Insurance logo
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License Verified:

License: 1181480

Indiana Department Of Insurance

Colliver Insurance

Carmel, IN
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  • Multiple Carriers

Business Description

Colliver Insurance helps meet the auto insurance needs of clients in the Indianapolis and Carmel areas. Established in 1999, the agency works with several insurance carriers in offering a range of auto insurance options for its clients. Its licensed professionals explain these options and the factors the clients have to consider before deciding on the insurance policy to choose. The agency also walks its clients through the whole process. Additionally, the agency has a strong focus on good customer service.

License Verified:

License: 1181480

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
David Zook logo
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License Verified:

License: 2790520

Indiana Department Of Insurance

David Zook

2472 East 116th Street, Carmel, IN 46032
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  • Bundling Option

Business Description

David Zook is a State Farm insurance agent serving Carmel clients since 1980. He offers a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options can include collision and comprehensive insurance coverages that can protect drivers and their cars from covered losses. Banking and investment services are also available for clients. Zook is a member of the Hamilton County Chamber of Commerce as well as the National Association of Insurance and Financial Advisors.

License Verified:

License: 2790520

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.4 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dunn Insurance logo
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License Verified:

License: 814431

Indiana Department Of Insurance

Dunn Insurance

712 West Main Street, Suite 106, Plainfield, IN 46168
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Dunn Insurance is an independent insurance agency serving the Plainfield and Carmel areas. The agency works with several insurance carriers to provide suitable auto insurance options to its clients. The auto insurance it offers has liability coverage in case the policyholder injures other people in a vehicular accident. It also has comprehensive and collision coverage to allow its clients to avoid financial losses due to damage to their cars. The insurance carriers Dunn Insurance works with include Erie Insurance, Progressive, and Safeco Insurance.

License Verified:

License: 814431

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.5 / 5 (103)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gordon Insurance logo
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License Verified:

License: 452778

Indiana Department Of Insurance

Gordon Insurance

20222 Hague Road, Noblesville, IN 46062
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  • Multiple Carriers

Business Description

Gordon Insurance has been providing for the insurance needs of clients in the Noblesville and Carmel areas for more than two decades. This independent insurance agency offers a wide range of insurance products, including auto insurance, from several insurance carriers. The auto insurance policies it offers have bodily injury liability and uninsured motorist bodily injury coverage. In addition to automobiles, Gordon Insurance also offers insurance for motorcycles, boats, ATVs, and golf carts.

License Verified:

License: 452778

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Hoosier Insurance Group logo
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License Verified:

License: 714316

Indiana Department Of Insurance

Hoosier Insurance Group

450 East 96th Street, Indianapolis, IN 46240
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  • Boats
  • Motorcyle & ATV

Business Description

Hoosier Insurance Group maintains a network of insurance carriers to provide insurance solutions in Carmel. The firm walks clients through the insurance process of various companies, including Travelers, Safeco Insurance, and The Hartford. Its insurance products offer coverages for motorcycles, off-road vehicles, homeowners, and renters. Hoosier Insurance Group abides by the "Golden Rule" in its business dealings. Its insurance agents educate clients about potential risks and adopt a proactive approach in keeping individuals, families, and businesses protected.

License Verified:

License: 714316

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
insuranceinindy.com logo
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License Verified:

License: 2065690

Indiana Department Of Insurance

insuranceinindy.com

3077 East 98th Street, Indianapolis, IN 46280
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  • Multiple Carriers

Business Description

Jim Metzler has been providing insurance solutions in Carmel and the surrounding areas since 1981. He is an insurance agent under State Farm, which allows him to offer a wide range of insurance products, including auto policy coverage with collision, comprehensive, rental, and rideshare insurance. His firm can also quote auto insurance for young drivers and special vehicles. Some of its other products are homeowners, renters, life, and business insurance. Jim and his professional team have over 130 years of cumulative experience in the industry.

License Verified:

License: 2065690

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Merritt Hall Insurance logo
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License Verified:

License: 1020860

Indiana Department Of Insurance

Merritt Hall Insurance

2421 Production Drive, Indianapolis, IN 46242
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  • Multiple Carriers

Business Description

Merritt Hall Insurance maintains a carrier-partner network to provide auto insurance options in Carmel. The firm helps car owners find suitable insurance coverage packages from multiple insurance quotes. These coverage types include compensation for losses or damage arising from theft, glass breakage, falling objects, fire, and flood. Policyholders also receive financial protection for collisions, with enhancement options for accident forgiveness, GAP coverage, and diminishing deductible. In addition, they obtain reimbursements for roadside assistance, medical payments, and rentals.

License Verified:

License: 1020860

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.7 / 5 (9)
Facebook
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Penwell Insurance - Carmel logo
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License Verified:

License: 37409

Indiana Department Of Insurance

Penwell Insurance - Carmel

600 East Carmel Drive, Carmel, IN 46032
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  • Multiple Carriers
  • RV & Motorhome
  • Bundling Option

Business Description

Penwell Insurance is a Carmel-based independent insurance agency that provides a variety of insurance products in its locality. Some of the insurance products they offer are personal, business, and life coverage. Under its personal insurance, one can find auto, renters, homeowners, flood, boat and marine, and motorcycle coverage. The insurance agency's objective is to provide its clients with a complete picture of their risk profile and offer insurance solutions to fit their needs and budget.

License Verified:

License: 37409

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (69)
Facebook
4.7 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Steffey Insurance - Indianapolis logo
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License Verified:

License: 444186

Indiana Department Of Insurance

Steffey Insurance - Indianapolis

9100 Keystone Crossing, Indianapolis, IN 46240
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  • Multiple Carriers

Business Description

Steffey Insurance has been servicing the Carmel area since 1970. Its team of seasoned professionals provides personalized solutions to individuals, families, and businesses. They offer personal and commercial auto, home or commercial property, as well as life and umbrella insurance policies. The auto policy covers the financial responsibilities of the driving clients involved in an accident, including damages, injuries, and medical expenses. Steffey Insurance maintains a blog to further educate its clients about the insurance products it offers.

License Verified:

License: 444186

Indiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (125)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The DeRoss Insurance Agency logo
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License Verified:

License: 908076

The DeRoss Insurance Agency

1905 South New Market Street Suite 158, Carmel, IN 46032
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

The DeRoss Agency, Inc. is an independent insurance firm based in Carmel that serves all of Illinois. It provides assistance to both private and commercial vehicle owners to secure car insurance. Working with multiple financially sound carriers, it sources quotes for clients to choose from, taking into consideration their state’s laws, as well as their individual needs and risks. The DeRoss Agency, Inc. also insures other vehicles, such as motorcycles, boats, and various watercraft.

License Verified:

License: 908076

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)
Facebook
5.0 / 5 (18)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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