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Best Health Insurance Agencies in Bloomington

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2023
Laurels

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Bill C. Brown Associates logo
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License Verified:

License: 1714540

Indiana Department of Insurance

Bill C. Brown Associates

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306 South State Road 446, Bloomington, IN 47401
  • Health Insurance

Business Description

Bill C. Brown Associates has been serving Bloomington since 1958. The agency caters to individuals, families, and employers seeking health, life, disability, and long-term care insurance coverage plans. Its staff analyzes the specifications of each client and works with different providers to match their needs. Bill C. Brown Associates has over 60 years of experience helping clients reach their financial goals through its products and wealth accumulation strategies. As of November 2020, the agency has served over 12,000 policyholders and more than 215 group plans.

License Verified:

License: 1714540

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bloom logo
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License Verified:

License: 554051

Indiana Department of Insurance

Bloom

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1331 S. Curry Pike, Bloomington, IN 47403
  • Health Insurance

Business Description

Bloom is a healthcare-focused insurance agency serving clients in Bloomington. It offers a Value-Based Enrollment method that collects health-related information to connect new clients to wellness advocates who process the health risk assessment and annual wellness visits. The agency also addresses the call center service needs of clients and has a team of professionals who are knowledgeable on life and ancillary insurance products, as well as Medicare and Medicaid. Bloom has licensed agents in 48 states, bringing several years of expertise in the insurance industry.

License Verified:

License: 554051

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
3.8 / 5 (37)
Yelp
5.0 / 5 (1)
Don's Insurance Agency logo
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License Verified:

License: 2754930

Indiana Department of Insurance

Don's Insurance Agency

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2801 N Walnut St Suite 1, Bloomington, IN 47404
  • Life Insurance
  • Health Insurance

Business Description

Don Insurance Agency is an office providing insurance services in the Bloomington metro and its surrounding areas. It assists individuals in selecting health insurance plans that suit their needs. It also offers a wide range of insurance policies like auto, home, life, business, and retirement insurance. A family-owned company, Don Insurance Agency has been operating for more than 38 years. Additionally, it maintains an online portal, where clients can access insurance accounts and make payments.

License Verified:

License: 2754930

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
First Insurance Group logo
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License Verified:

License: 1983690

Indiana Department of Insurance

First Insurance Group

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1405 North College Avenue, Bloomington, IN 47404
  • Life Insurance
  • Health Insurance

Business Description

First Insurance Group is a financial services company that caters to clients in Bloomington. It offers health insurance products and advises clients on various coverage options, like hospital indemnity. The company provides other personal insurance solutions, including auto, home, and life insurance. It also helps business owners mitigate financial risk through a host of commercial insurance options, like cyber liability and workers' compensation insurance. The company's vice-president, Ron Cheatham, has over 15 years of experience in the insurance industry.

License Verified:

License: 1983690

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
ISU Insurance and Investment Group logo

License Verified:

License: 409418

Indiana Department of Insurance

ISU Insurance and Investment Group

2684 Charlestown Road, Bloomington, IN 47150
  • Life Insurance

Business Description

ISU Insurance and Investment Group is a privately owned independent firm serving individuals and business owners in Bloomington. It provides products like health insurance, life insurance, homeowners' insurance, renters' insurance, and condo insurance. The agency also offers coverages for cars, motorcycles, classic cars, recreational vehicles, and off-road vehicles. Also available are commercial umbrella insurance, workers’ compensation, and group benefits. The company has been praised for its prompt response time when it comes to queries and actual emergencies.

License Verified:

License: 409418

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Jason Wade logo
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License Verified:

License: 853289

Indiana Department of Insurance

Jason Wade

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1320 South Jackson Street, Bloomington, IN 47167
  • Life Insurance

Business Description

Jason Wade is a local insurance agency that provides health insurance plans to clients in Bloomington and other communities near its Salem office. The team serves as the local agency for State Farm, the largest insurance carrier in the United States, offering products like Medicare supplement, supplemental health, disability, and pet medical insurance. A Salem native, Jason leads a team of other small-town Indiana natives who possess more than 55 years of combined experience in the industry.

License Verified:

License: 853289

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kody Niese logo
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License Verified:

License: 812494

Indiana Department of Insurance

Kody Niese

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2363 Highway 135 NW Suite 104, Bloomington, IN 47112
  • Individual Plans
  • Life Insurance

Business Description

Kody Niese is a State Farm insurance agent who serves Bloomington residents. He offers a number of products such as health insurance which covers Medicare supplement insurance and supplemental health insurance. He also furnishes individual health care plans for clients who are not insured by employers. Life, home, and auto insurance are the other products he offers. Kody has been a State Farm agent since 2009. He opened his own agency under the company eight years later.

License Verified:

License: 812494

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lisa Allen logo
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License Verified:

License: 1411850

Indiana Department of Insurance

Lisa Allen

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3375 S Walnut St, Bloomington, IN 47401
  • Life Insurance
  • Medicare Supplements
  • Health Insurance

Business Description

Lisa Allen is a Bloomington-based State Farm insurance agent that serves clients throughout the metro. She offers various health insurance solutions, like Medicare Supplement insurance, and educates clients on deductibles and coinsurance issues. Allen provides other personal insurance products, such as life, auto, and home insurance policies. Allen has over 30 years of experience in the insurance industry. Allen and her team have been honored with State Farm awards like Ambassadors for Life, Chairman's Circle, and President's Club.

License Verified:

License: 1411850

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.5 / 5 (92)
Facebook
3.7 / 5 (24)
Yelp
1.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Sandi Taylor Hometown Insurance, LLC logo
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License Verified:

License: 883571

Indiana Department of Insurance

Sandi Taylor Hometown Insurance, LLC

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410 W. Kirkwood Ave., Suite A, Bloomington, IN 47404
  • Health Insurance

Business Description

Sandi Taylor Hometown Insurance, LLC, serves clients in the Bloomington metro. The company provides health insurance under professional liability in which protects employers against wrongful administration of benefits such as disability insurance, health insurance, and employee stock plans. Other insurance services the company renders include personal auto insurance, identity theft, and most recently, rideshare insurance options. With over 30 years in existence, Sandi Taylor is among the 2% designated as a Chartered Property Casualty Underwriter.

License Verified:

License: 883571

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (18)
Facebook
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Santo Family Insurance, LLC logo
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License Verified:

License: 3184942

Indiana Department of Insurance

Santo Family Insurance, LLC

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525 South Walker Street, Bloomington, IN 47403
  • Life Insurance

Business Description

Santo Family Insurance, LLC, is a locally-owned and locally-operated insurance company serving the needs of the Bloomington metro area. The firm specializes in health insurance for individuals, families, and group clients. Its insurance advisors represent an extensive portfolio of health insurance plans, such as short-term medical, long-term care, prescription drug, and Medicare supplement insurance. The team also offers whole life and final expense life insurance. Co-owner Jim Santo has been an insurance agent since 1970. He started the company in 2017.

License Verified:

License: 3184942

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Theresa Lamb logo
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License Verified:

License: 604683

Indiana Department of Insurance

Theresa Lamb

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1523 State Street, Bloomington, IN 47150
  • Life Insurance

Business Description

Theresa Lamb is a State Farm Insurance agent who delivers personal and business insurance to clients in Bloomington. Lamb assists individuals and families in coping with medical expenses with the help of a health insurance policy. Her team specializes in individual major medical and supplemental health insurance. She also offers life, disability, and Medicare supplement insurance, especially to senior citizens. Other insurance products include auto, home, and pet plans. In 2010, Lamb opened her own agency, Theresa J. Lamb Insurance Agency, Inc., in New Albany.

License Verified:

License: 604683

Indiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.