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2024

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Best Health Insurance Agencies in Bloomington, IN

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Bloomington Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1588Reviewed

957Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1523 State Street, Bloomington, IN 47150
WebsiteLicense: 604683

Expertise.com Rating

Review Sources

Google
5.0 (40)

Why choose this provider?

Theresa Lamb is a State Farm Insurance agent who delivers personal and business insurance to clients in Bloomington. Lamb assists individuals and families in coping with medical expenses with the help of a health insurance policy. Her team specializes in individual major medical and supplemental health insurance. She also offers life, disability, and Medicare supplement insurance, especially to senior citizens. Other insurance products include auto, home, and pet plans. In 2010, Lamb opened her own agency, Theresa J. Lamb Insurance Agency, Inc., in New Albany.

  • Life Insurance

2684 Charlestown Road, Bloomington, IN 47150
WebsiteLicense: 409418

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

ISU Insurance and Investment Group is a privately owned independent firm serving individuals and business owners in Bloomington. It provides products like health insurance, life insurance, homeowners' insurance, renters' insurance, and condo insurance. The agency also offers coverages for cars, motorcycles, classic cars, recreational vehicles, and off-road vehicles. Also available are commercial umbrella insurance, workers’ compensation, and group benefits. The company has been praised for its prompt response time when it comes to queries and actual emergencies.

  • Life Insurance

1331 S. Curry Pike, Bloomington, IN 47403
WebsiteLicense: 554051

Expertise.com Rating

Why choose this provider?

Bloom is a healthcare-focused insurance agency serving clients in Bloomington. It offers a Value-Based Enrollment method that collects health-related information to connect new clients to wellness advocates who process the health risk assessment and annual wellness visits. The agency also addresses the call center service needs of clients and has a team of professionals who are knowledgeable on life and ancillary insurance products, as well as Medicare and Medicaid. Bloom has licensed agents in 48 states, bringing several years of expertise in the insurance industry.

  • Health Insurance

306 South State Road 446, Bloomington, IN 47401
WebsiteLicense: 1714540

Expertise.com Rating

Why choose this provider?

Bill C. Brown Associates has been serving Bloomington since 1958. The agency caters to individuals, families, and employers seeking health, life, disability, and long-term care insurance coverage plans. Its staff analyzes the specifications of each client and works with different providers to match their needs. Bill C. Brown Associates has over 60 years of experience helping clients reach their financial goals through its products and wealth accumulation strategies. As of November 2020, the agency has served over 12,000 policyholders and more than 215 group plans.

  • Health Insurance

2801 N Walnut St Suite 1, Bloomington, IN 47404
WebsiteLicense: 2754930

Expertise.com Rating

Review Sources

Google
4.3 (11)

Why choose this provider?

Don Insurance Agency is an office providing insurance services in the Bloomington metro and its surrounding areas. It assists individuals in selecting health insurance plans that suit their needs. It also offers a wide range of insurance policies like auto, home, life, business, and retirement insurance. A family-owned company, Don Insurance Agency has been operating for more than 38 years. Additionally, it maintains an online portal, where clients can access insurance accounts and make payments.

  • Life Insurance
  • Health Insurance

1405 North College Avenue, Bloomington, IN 47404
WebsiteLicense: 1983690

Expertise.com Rating

Review Sources

Google
4.9 (49)

Why choose this provider?

First Insurance Group is a financial services company that caters to clients in Bloomington. It offers health insurance products and advises clients on various coverage options, like hospital indemnity. The company provides other personal insurance solutions, including auto, home, and life insurance. It also helps business owners mitigate financial risk through a host of commercial insurance options, like cyber liability and workers' compensation insurance. The company's vice-president, Ron Cheatham, has over 15 years of experience in the insurance industry.

  • Life Insurance
  • Health Insurance

1320 South Jackson Street, Bloomington, IN 47167
WebsiteLicense: 853289

Expertise.com Rating

Review Sources

Facebook
5.0 (20)

Why choose this provider?

Jason Wade is a local insurance agency that provides health insurance plans to clients in Bloomington and other communities near its Salem office. The team serves as the local agency for State Farm, the largest insurance carrier in the United States, offering products like Medicare supplement, supplemental health, disability, and pet medical insurance. A Salem native, Jason leads a team of other small-town Indiana natives who possess more than 55 years of combined experience in the industry.

  • Life Insurance

525 South Walker Street, Bloomington, IN 47403
WebsiteLicense: 3184942

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Santo Family Insurance, LLC, is a locally-owned and locally-operated insurance company serving the needs of the Bloomington metro area. The firm specializes in health insurance for individuals, families, and group clients. Its insurance advisors represent an extensive portfolio of health insurance plans, such as short-term medical, long-term care, prescription drug, and Medicare supplement insurance. The team also offers whole life and final expense life insurance. Co-owner Jim Santo has been an insurance agent since 1970. He started the company in 2017.

  • Life Insurance

3375 S Walnut St, Bloomington, IN 47401
WebsiteLicense: 1411850

Expertise.com Rating

Review Sources

Google
4.7 (129)
Facebook
3.8 (27)

Why choose this provider?

Lisa Allen is a Bloomington-based State Farm insurance agent that serves clients throughout the metro. She offers various health insurance solutions, like Medicare Supplement insurance, and educates clients on deductibles and coinsurance issues. Allen provides other personal insurance products, such as life, auto, and home insurance policies. Allen has over 30 years of experience in the insurance industry. Allen and her team have been honored with State Farm awards like Ambassadors for Life, Chairman's Circle, and President's Club.

  • Life Insurance
  • Medicare Supplements
  • Health Insurance

2363 Highway 135 NW Suite 104, Bloomington, IN 47112
WebsiteLicense: 812494

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Kody Niese is a State Farm insurance agent who serves Bloomington residents. He offers a number of products such as health insurance which covers Medicare supplement insurance and supplemental health insurance. He also furnishes individual health care plans for clients who are not insured by employers. Life, home, and auto insurance are the other products he offers. Kody has been a State Farm agent since 2009. He opened his own agency under the company eight years later.

  • Individual Plans
  • Life Insurance

410 W. Kirkwood Ave., Suite A, Bloomington, IN 47404
WebsiteLicense: 883571

Expertise.com Rating

Review Sources

Google
4.9 (18)
Facebook
4.2 (5)

Why choose this provider?

Sandi Taylor Hometown Insurance, LLC, serves clients in the Bloomington metro. The company provides health insurance under professional liability in which protects employers against wrongful administration of benefits such as disability insurance, health insurance, and employee stock plans. Other insurance services the company renders include personal auto insurance, identity theft, and most recently, rideshare insurance options. With over 30 years in existence, Sandi Taylor is among the 2% designated as a Chartered Property Casualty Underwriter.

  • Health Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Theresa Lamb
1523 State Street, Bloomington, IN 47150
ISU Insurance and Investment Group
2684 Charlestown Road, Bloomington, IN 47150
Bloom
1331 S. Curry Pike, Bloomington, IN 47403
Bill C. Brown Associates
306 South State Road 446, Bloomington, IN 47401
Don's Insurance Agency
2801 N Walnut St Suite 1, Bloomington, IN 47404
First Insurance Group
1405 North College Avenue, Bloomington, IN 47404
Jason Wade
1320 South Jackson Street, Bloomington, IN 47167
Santo Family Insurance, LLC
525 South Walker Street, Bloomington, IN 47403
Lisa Allen
3375 S Walnut St, Bloomington, IN 47401
Kody Niese
2363 Highway 135 NW Suite 104, Bloomington, IN 47112
Sandi Taylor Hometown Insurance, LLC
410 W. Kirkwood Ave., Suite A, Bloomington, IN 47404

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Can you be denied health insurance in Bloomington due to pre-existing conditions?

    Health insurance providers in Bloomington are no longer permitted to decline coverage or impose higher charges based on pre-existing health conditions, such as asthma, diabetes, cancer, or pregnancy. They are also prohibited from restricting benefits related to these conditions. It's important to note that "grandfathered" health plans may not be required to provide coverage for pre-existing conditions.

  • How do you apply for Medicaid in Bloomington?

    To apply for Medicaid in Bloomington, complete the Indiana Application for Health Coverage and submit it to the Family and Social Services Administration, Division of Family Resources. You can apply in person, online, by mail, or by phone. Your application should be thorough, and all necessary documents should be provided before the DFR can start processing your application.

  • Can you get health insurance if you are a non-U.S. citizen living in Bloomington?

    Non-U.S. citizens living in Bloomington can obtain private health insurance via the Marketplace if they have legal immigration status. Their eligibility for lower monthly premiums and reduced out-of-pocket costs depends on their income; it is assessed according to the annual income criteria set by the Department of Health and Human Services.

  • Can you use your Bloomington Medicaid health insurance out of state?

    No, you cannot utilize your Medicaid health insurance from Bloomington outside of Indiana. Medicaid eligibility criteria differ from state to state. Thus, it not transferrable between states. Unless you require emergency medical care, your Medicaid coverage does not cover temporary visits to other states.

  • Who is eligible for Medicaid coverage in Bloomington?

    To qualify for Medicaid in Bloomington, you need to live in Indiana and hold U.S. nationality or legal residency status. You must also demonstrate a need for healthcare or insurance support and have a low or very low income. In specific cases, you may be required to pay a monthly premium or contribution based on your family size and income.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.