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Best Credit Repair Companies in Bloomington

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5565 S Base Rd, North Vernon, IN 47265
North Vernon, IN 47265
  • Credit Dispute

Hoosier Credit Repair LLC serves Bloomington. Its advisors provide consultations and in-depth credit analyses to help consumers improve their scores. They evaluate reports to identify negative items such as bankruptcies, charge-offs, collections, foreclosures, inquiries, and judgments and work with bureaus and creditors to remove unverifiable information. They process documents and offer 24/7 account access to monitor the progress. The company has a partner program for professionals in industries that are dependent upon clients with good credit.

5565 S Base Rd, North Vernon, IN 47265
North Vernon, IN 47265

Website(812) 873-5218

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22 E Washington St. Suite 640, Indianapolis, IN 46204
Indianapolis, IN 46204
  • Debt Consolidation

InCreditable Advisors caters to individuals and businesses in Bloomington and the surrounding areas. It helps clients manage their finances and fix their credit scores by providing customized programs for their individual situations. Its process involves analyzing their credit reports and removing inaccurate and unverifiable items. The company teaches clients how to correct errors on their profiles and maintain good credit. InCreditable Advisors has been serving the community for more than 20 years.

22 E Washington St. Suite 640, Indianapolis, IN 46204
Indianapolis, IN 46204

Website(317) 202-1297

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

134 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

201 N Illinois St., Indianapolis, IN 46204
Indianapolis, IN 46204
  • Credit Monitoring

My Credit Approve serves Bloomington residents who need their credit scores remedied. The company accesses the client's debt records and disputes faulty entries, clearing paid and settled obligations that still show up as outstanding. The company seeks relief from tax liens and wage garnishments, and works for customers undergoing insolvency processes. Its clientele includes individuals who have amassed student loans. My Credit Approve has been featured on major new outlets such as NBC, CBS, and Fox.

201 N Illinois St., Indianapolis, IN 46204
Indianapolis, IN 46204

Website(866) 732-6927

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

36 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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