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Best Local Car Insurance Agencies in Waukegan

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Alamo Insurance - Waukegan logo
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License Verified:

License: 100298828

Illinois Department Of Insurance

Alamo Insurance - Waukegan

2744 Grand Avenue, Waukegan, IL 60085
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  • Multiple Carriers

Business Description

Alamo Insurance is an independent insurance agency based in Waukegan that provides insurance solutions to residents in the metro. Its team of expert agents helps clients navigate their options for protecting themselves, their properties, and vehicles. The company writes auto insurance policies that provide coverage for road calamities, natural disasters, and losses. It also insures vehicles used for ridesharing services. Alamo Insurance has bilingual staff and agents and caters to Spanish-speaking clients.

License Verified:

License: 100298828

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.7 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brian Lock logo
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License Verified:

License: 100645699

Illinois Department Of Insurance

Brian Lock

105 Washington Avenue, Highwood, IL 60040
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  • Multiple Carriers

Business Description

As a part of State Farm, Brian Lock and his team are committed to providing efficient insurance plans to their clients in Waukegan and the nearby areas. With over 10 years of combined experience, they are consistently qualifying for the insurance carrier's Ambassador Club, Chairman's Circle, and SVP Club. They provide car insurance plans, which include collision insurance, comprehensive insurance, rideshare insurance, and rental insurance. State Farm offers other insurance plans that cover homes, life and health, and businesses.

License Verified:

License: 100645699

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kent Rouse logo
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License Verified:

License: 15779715

Illinois Department Of Insurance

Kent Rouse

120 North Milwaukee Avenue, Lake Villa, IL 60046
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  • Multiple Carriers
  • Bundling Option

Business Description

Kent Rouse has been a State Farm agent for almost 8 years, providing insurance services to clients in Waukegan and the nearby areas. Rouse and his team of six agents provide assistance on car insurance policies. They also assist their clients with financial services and conducts educational saving and retirement planning. State Farm has been serving its customers for over 97 years, with insurance plans that cover homes, life and health, business, and condos and renters.

License Verified:

License: 15779715

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (25)
Facebook
5.0 / 5 (17)
Yelp
1.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Leonardi Insurance Agency logo
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License Verified:

License: 100292838

Illinois Department of Insurance

Leonardi Insurance Agency

53 Highwood Avenue, Highwood, IL 60040
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  • Life Insurance
  • Health Insurance

Business Description

Leonardi Insurance Agency has been serving Waukegan and the surrounding communities for more than 94 years. It offers auto insurance policies with provisions covering full vehicle replacement, roadside assistance, and original replacement parts. It also offers policies including disability plans, long-term care, group health, and individual health plans. Owner Craig Slaw has over 40 years of experience in the industry and is joined by experienced staff members. To date, the company answers the needs of over 1,000 families and 300 businesses in the Chicago metro alone.

License Verified:

License: 100292838

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Nauta Insurance Agency Inc logo
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License Verified:

License: 100292673

Illinois Department Of Insurance

Nauta Insurance Agency Inc

2111 Washington Street, Waukegan, IL 60085
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  • Multiple Carriers

Business Description

Established in 1947, Nauta Insurance Agency is a professional and full-service insurance agency that serves clients in Waukegan and nearby areas. It offers a variety of products and services under auto insurance, with coverage for watercraft and RVs, and business insurance. The company's expertise, background, and customer service grounded on one-on-on attention allow it to provide each client with a suitable insurance package tailored to their needs and requirements. It represents a variety of reputable insurance carriers, including The Hartford, Liberty Mutual, and Foremost Insurance.

License Verified:

License: 100292673

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Simply Insurance logo
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License Verified:

License: 100287837

Illinois Department Of Insurance

Simply Insurance

2436 Grand Avenue, Waukegan, IL 60085
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  • Bundling Option

Business Description

Simply Insurance is an independent insurance agency in Waukegan that specializes in car insurance solutions. The company has been operating for over a decade and is committed to catering to its clients' need for flexible, efficient, and affordable auto insurance plans. It writes policies for both preferred and special case drivers and delivers same-day coverage for emergency applicants. Additionally, it provides coverage for non-license holders and drivers tagged as high-risk. The firm accommodates both English and Spanish-speaking clients.

License Verified:

License: 100287837

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Weer Insurance Group logo
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License Verified:

License: 100653401

Illinois Department Of Insurance

Weer Insurance Group

2409 Westward Drive, Spring Grove, IL 60081
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  • Multiple Carriers

Business Description

Weer Insurance Group is an auto insurance provider serving Waukegan and nearby areas. It protects personal and commercial clients from financial damages and is currently the leading business insurance provider with over 18,000 agents. It offers several insurance coverages, such as full coverage for comprehensive and collision protection. It also features liability insurance, which protects clients from potential lawsuits after a severe vehicular mishap. Unlike most agencies, the company is mobile and can meet clients at their location.

License Verified:

License: 100653401

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
West's Insurance Agency logo
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License Verified:

License: 100292221

West's Insurance Agency

1225 Tri State Parkway, Gurnee, IL 60031
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  • Bundling Option

Business Description

West's Insurance Agency was founded by Bradford F. West in 1929. It is a full-service independent insurance agency that is also family-owned and operated. It serves different areas, including Waukegan. It provides different insurance policies like auto, homeowners, and business. Its auto insurance provides coverage that includes losses caused to others, medical and related expenses following a car accident, or both. It also offers comprehensive insurance which covers damages from hurricane, flood, theft, or fire.

License Verified:

License: 100292221

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.5 / 5 (6)
Facebook
5.0 / 5 (6)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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