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Best Renter's Insurance Companies in Springfield

2024

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Providers

Last updated:

Website
3300 Hedley Road, Springfield, IL 62711
  • Multiple Policy Types

Why choose this provider?

Established in 1987, American Central Insurance Services has been providing comprehensive insurance products to individuals, families, and businesses in Springfield and other surrounding communities. It handles personalized renters' insurance policies that protect the tenant's properties from damage or burglary. The company also specializes in employee benefit programs that include group life and health insurance, and retirement and 401K plans. In addition, it offers auto, boat, and motorcycle insurance, as well as policies for weddings, identity theft, and home businesses.

License Verified:

License: 100303564

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
531 South Grand Avenue East, Springfield, IL 62703
  • Multiple Policy Types

Why choose this provider?

Ron Mays is a State Farm insurance agent based in Springfield, IL. He and his team provide clients with various insurance products, such as homeowners' and renters' insurance. He has served the local community for almost five decades and has worked with State Farm since 1973. Over the years, his agency has garnered several State Farm accolades, namely the Legion of Honor Qualifier, the Silver Scroll Qualifier, and the Bronze Tablet Qualifier. He is also a chartered life underwriter.

License Verified:

License: 2163339

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2501 Chatham Road, Springfield, IL 62704
  • Multiple Policy Types

Why choose this provider?

Lee/O'Keefe Insurance Agency, Inc., is a Springfield-based business that promotes and administers property and possession protection via its renters' insurance program. It also partners with various insurance firms, such as Accident Fund, Amerisafe, and Bannerlife, to insure and provide coverage for cars, homes, health, life, and businesses. Lee/O'Keefe Insurance Agency strives to offer high-quality services and develop professional relationships with its clients. In line with this, a previous customer has praised the company's ability to go above and beyond when assisting policy buyers.

License Verified:

License: 100302449

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
315 Chatham Road, Springfield, IL 62704
  • Multiple Policy Types

Why choose this provider?

Katie Young, a State Farm insurance agent since 2004, caters to the residents of Springfield and the nearby areas. She provides a wide range of insurance products, including renters', auto, business, life, health, and flood insurance. Katie maintains long-standing relationships with her clients and helps them find the coverage that fits their particular needs. She is a Chairman’s Circle qualifier, a State Farm Top 100 New Agent Program qualifier, and a member of the Illinois Women in Leadership.

License Verified:

License: 14092716

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (86)
Facebook
5.0 / 5 (52)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7006 Kings Mill Court, Springfield, IL 62711
  • Multiple Policy Types

Why choose this provider?

Established in 1925, The Group Insurance Agency, LLC, is an independent brokerage that serves residents and businesses in Springfield. It offers an array of risk management strategies, including renters', high net worth, and rental property insurance. Moreover, it provides coverage for floods, collector cars, and travelers. It also deals with life insurance, mortgage protection, fixed annuities, and a range of business policies. The agency partners with different insurance carriers to give its clients different options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (54)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1037 South 4th Street, Springfield, IL 62703
  • Multiple Policy Types

Why choose this provider?

R Allan Hamilton has been an insurance agent with Farmers Insurance for more than 31 years and caters to clients in the Springfield area. He offers renters' insurance as a supplement to the current policy provided by the clients' landlords. Home and condo insurance products are also available. He also provides life and umbrella insurance. Other personal risk management solutions include auto, motorcycle, and recreation vehicles insurance. R Allan Hamilton also assists clients with business insurance and Farmers financial solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
110 West Walnut Street, Chatham, IL 62629
  • Multiple Policy Types

Why choose this provider?

Waterman-Neely Insurance Professionals Inc. is an independent firm that caters to Springfield residents' insurance needs. It delivers a wide range of personal and commercial insurance products and services, including renters' insurance. It protects personal belongings against damages or robberies and covers liabilities. The company also offers policy coverage for ATV and Powersports, Medicare Supplement, pets, recreational vehicles, collector cars, and specialty dwellings. Some of its insurance carriers are AAA Insurance and American Modern Insurance.

License Verified:

License: 100304436

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (59)
Facebook
5.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
719 North Grand Avenue East, Springfield, IL 62702
  • Multiple Policy Types

Why choose this provider?

Goodenow Insurance Agency is an insurance agency that caters to potential renters in the Springfield area. The renters' insurance that the firm offers aims to help individuals and their families ensure their safety and well-being. In addition, it provides services such as auto, flood, life, and health insurance. Goodenow Insurance Agency was founded in 1998 and has since been committed to improving a mobile society. Its staff also has more than 100 years of combined experience in the industry.

License Verified:

License: 100304393

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (21)
Facebook
4.0 / 5 (9)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • How much does renters' insurance cost in Springfield?

    The annual expense for renters’ insurance in Springfield is around $187. This type of insurance not only provides liability coverage but also covers the expenses related to defending against liability claims. Shelling out a monthly rate of only $15 to $20 would prevent renters from having to use their own funds to cover defense costs and injury expenses.

  • Does renters’ insurance cover identity theft in Springfield?

    In Springfield, certain renters' insurance plans provide protection against identity theft, either within the personal property coverage or through an extra endorsement. Tenants can seek reimbursement for expenses resulting from identity theft, including legal fees, lost income, and additional reinstatement expenses. The extent of identity theft coverage can differ among various insurance providers.

  • What additional risks does Springfield renters' insurance cover besides protecting belongings?

    Renters' insurance can extend its coverage to valuable possessions like art, collectibles, and jewelry, up to policy limits, while also protecting policyholders against credit card theft. This can also be customized to cover additional living expenses when a rented residence becomes unlivable due to covered risks such as fires, acts of vandalism, and natural disasters.

  • Is renters’ insurance legally required in Springfield?

    While there is no specific Illinois law mandating Springfield residents to buy renters' insurance, landlords actually have the right to ask tenants to acquire renters' insurance before finalizing a lease agreement. This type of insurance offers coverage for personal property protection, personal liability, and loss of use.

  • Is water backup covered by renters’ insurance in Springfield?

    In Springfield, renters' insurance typically does not cover water backup as part of its standard water damage protection. Tenants must opt for an additional endorsement in their policies to ensure coverage for instances involving water rising through sewers and drains. This supplementary coverage generally incurs an extra cost of around $2 per month.

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