Expertise.com

Best Health Insurance Agencies in Schaumburg

2024

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Website
4913 Seeley Street, Oswego, IL 60543
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Since 1988, Holten Financial & Insurance Agency has continuously provided insurance plans and assistance to businesses, families, and individuals in Schaumburg. It specializes in Medicare plans, employer-sponsored group health insurance, life insurance, dental and vision insurance, and individual insurance packages. The team at Holten Financial & Insurance Agency is composed of skilled and experienced insurance agents that value customer care. They represent some well-known insurance providers, such as United Healthcare, Aetna, Humana, and Silver Script.

License Verified:

License: 100300619

Illinois Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1N149 Gary Avenue, Carol Stream, IL 60188
  • Life Insurance

Why choose this provider?

Mike Lanham has been providing his services as an insurance agent for State Farm since 1992. He caters to clients in Schaumburg and the surrounding areas. He has also been given the Crystal Excellence Award. He offers insurance products such as auto, property, home, life, health, and business. Additionally, he also offers other products such as annuities, banking, and mutual funds. State Farm's health insurance options come in many forms which include supplemental health, individual medical, and Medicare supplement.

License Verified:

License: 1272723

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (43)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1900 East Golf Road, Schaumburg, IL 60173
  • Health Insurance

Why choose this provider?

DSP Insurance Services is an independent insurance agency catering to individuals and businesses in the Schaumburg metro. It offers employee benefits, which include health, dental, disability, pet, and vision insurance plans. Moreover, it assists in acquiring business insurance products, such as cyber liability, key man life, and workers' compensation insurance policies. DSP Insurance Services represents various insurance companies, which allows it to provide a broad range of insurance options. This firm extends its services to Canada and Mexico.

License Verified:

License: 100292968

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
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Detail
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Website
PO Box 95925, Hoffman Estates, IL 60195
  • Life Insurance

Why choose this provider?

Kruse Insurance Services provides risk management assistance for residents in Schaumburg. It specializes in providing individual healthcare plans which cater to professionals without employer-sponsored health insurance. In addition, its team of agents can furnish Medicare Supplement insurance policies. They have access to plans from providers such as Blue Cross Blue Shield and Humana. Kruse Insurance Services, which has been operating for over two decades, was founded by Tom Kruse, a Registered Health Underwriter and Fraternal Insurance Counselor.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10 North Martingale Road, Schaumburg, IL 60173
  • Group Plans
  • Life Insurance
  • Pension Income for life
  • 401-K

Why choose this provider?

A & A Insurance Financial Services is an insurance company that has been offering its services to clients in Schaumburg and other surrounding communities since 1998 and helping clients retire for over 30 years. It offers clients a wide range of products such as life, health, and group insurance, Medicare Supplement, death claim services, annuities, and retirement services. The company's other services include retirement evaluation and providing professional advice on what to do with an old 401(k) plan. The company was founded by Arthur Arcidiacono.

License Verified:

License: 100300502

Illinois Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What is the Medicare Medicaid Alignment Initiative, and who is qualified for it in Schaumburg?

    Medicare Medicaid Alignment Initiative lets you access all benefits in one plan. MMAI covers prescription medications, nursing home care, community and home care, and supportive living facility services to help people stay home. Dental, vision, transportation, OTC drug coverage, gym memberships, and preventative healthcare incentives are also covered. All MMAI plans include care coordination for chronic disease management and appointment scheduling. Residents of Schaumburg who are 21 years old or older and have Medicaid with no spend down in addition to Medicare Parts A and B are eligible.

  • What is Medicare Supplement insurance, and how can it benefit residents of Schaumburg?

    In Schaumburg, Medicare Supplement Insurance is also known as Medigap. It can help you pay for Medicare-approved out-of-pocket medical expenses like deductibles, coinsurance, copayments, and outpatient services. Its advantages include aiding in the payment of unexpected medical bills, allowing you to keep your current doctor and hospital regardless of where you go, and providing permanent coverage regardless of what health problems you develop.

  • Are deductibles and copayments required before you can get essential health coverage in Schaumburg?

    Yes, the vast majority of services covered by plans purchased through the ACA Marketplace in Schaumburg are subject to deductibles, copayments, and other out-of-pocket expenses. Some preventative services are provided for free, and some plans include coverage for specific procedures that do not require the patient to pay any out-of-pocket costs.

  • What are Schaumburg premium health care tax credits?

    A premium tax credit, which is refundable, assists eligible individuals and families in Schaumburg in covering the costs of health insurance premiums obtained through the Affordable Care Act Marketplace. Only the ACA Marketplace allows individuals to apply for premium tax credits. You will be eligible for these benefits if you meet certain criteria, which include filing a tax return.

  • Can you initiate an appeal or complaint to your health insurance provider in Schaumburg?

    Yes, it is possible to lodge a complaint against your health insurance provider in Schaumburg by getting in touch with the Illinois Department of Insurance's Office of Consumer Health Insurance. You can submit a complaint online at https://idoihelpcenter.illinois.gov/s/ or download the complaint form and submit it through email or mail.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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