Expertise.com

Best Health Insurance Agencies in Rockford

Laurels
2023
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Health Insurance Agencies FAQs

Learn more
FREE

Expertise.com Concierge

Let us do the work for you!

Share your needs with our Concierge team, and they'll book you with our best available top-ranked service providers!

Affordable Insurance & Tax Service Inc. logo

License Verified:

License: 100301029

Illinois Department of Insurance

Affordable Insurance & Tax Service Inc.

4121 Newburg Road, Rockford, IL 61108
  • Individual Plans
  • Life Insurance

Business Description

Rockford-based Affordable Insurance & Tax Service Inc. is an insurance brokerage serving individuals, families, and businesses in the local area. It offers a range of risk management solutions, including individual and family health insurance policies as well as Medicare, life and disability insurance, and home and auto coverage. The brokerage works with different insurance carriers, such as Blue Cross Blue Shield of Illinois, Aetna, and Farmers Insurance, to give clients a variety of programs that match their needs. It also provides tax services, like tax preparation and electronic filing.

License Verified:

License: 100301029

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
AW Anderson Agency logo
Visit WebsiteWebsite

License Verified:

License: 100292480

Illinois Department of Insurance

AW Anderson Agency

Visit WebsiteWebsite
6464 North 2nd Street, Loves Park, IL 61111
  • Life Insurance

Business Description

AW Anderson Agency is an independent firm near Rockford that's been providing insurance services since 1941. It has a lineup of products from various US providers to cover life and health insurance. Its team of professionals is trained to tackle insurance policies for properties and businesses as well. AW Anderson Agency's president, Steven R. Anderson, has been serving clients in the insurance industry since 1980 and is being supported by his equally experienced colleagues to achieve the agency's vision.

License Verified:

License: 100292480

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (23)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Broadmoor Agency Inc. logo
Visit WebsiteWebsite

License Verified:

License: 100293233

Illinois Department of Insurance

Broadmoor Agency Inc.

Visit WebsiteWebsite
3923 East State Street, Rockford, IL 61108
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Broadmoor Agency Inc. is a full-service insurance agency that serves individuals, families, and business owners in Rockford. Established in 1951, it mainly assists employers and business owners to create personalized healthcare packages for their employees. This is done through the agency's vast network of health insurance companies that provide coverage for a variety of health concerns. Some of its services include dental, vision, disability, and long-term health insurance plans. Additionally, Broadmoor Agency offers personal insurance plans like homeowners, condo, and farm insurance.

License Verified:

License: 100293233

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Corkill Insurance logo

License Verified:

License: 100294728

Illinois Department of Insurance

Corkill Insurance

6000 East State Street, Rockford, IL 61108
  • Life Insurance

Business Description

Corkill Insurance is a firm of insurance brokers, business consultants, and financial advisors that operates in the Rockford metro. The firm has been operating for more than 60 years and is led by Luke Praxmarer, an accredited adviser in insurance (AAI) and a chartered property casual underwriter (CPCU). Some of the health insurance products that it offers are Medicare Supplements, individual health coverage, and health savings plans. It also offers assistance in applying for and securing the Affordable Care Act insurance program (Obamacare).

License Verified:

License: 100294728

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Don Gerharz logo

Don Gerharz

305 South Main Street, Janesville, WI 53545
  • Individual Plans
  • Life Insurance

Business Description

Don Gerharz is a State Farm health insurance agent near Rockford. He has over 35 years of experience providing personalized health insurance services and designing suitable plans. He offers individual medical coverage as well as supplemental health and Medicare supplement insurance. In addition, Don also carries other insurance products, covering life, auto, properties, homes, and pets. With 10 years of experience in claim and management, he also provides services on banking, mutual funds, and annuities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
First Insurance Group logo
Visit WebsiteWebsite

License Verified:

License: 100312415

NAIC

First Insurance Group

Visit WebsiteWebsite
839 North Perryville Road, Rockford, IL 61107
  • Group Plans
  • Life Insurance

Business Description

FNIC, formerly known as First Insurance Group, provides policy services to clients in Rockford. It offers health products like medical plans, dental insurance, short-term disability, long-term care, and special risk. The company also has personal coverages for term and permanent life, disability and accident, short-term health, and Medicare Supplements. Also available are commercial plans like property coverage, professional liability, workers’ compensation, builder’s risk, and bonds. A group of affiliated insurance firms, FNIC has been delivering coverage needs since the 1900s.

License Verified:

License: 100312415

NAIC

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Flanders Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 1330249

Illinois Department of Insurance

Flanders Insurance Agency

Visit WebsiteWebsite
1947 North Lyford Road, Rockford, IL 61107
  • Individual Plans
  • Life Insurance

Business Description

Flanders Insurance Agency is a multi-line firm in Rockford. It offers products such as health insurance, life insurance, Medicare Supplements, and annuities. The firm also provides an array of coverages for homeowners, cars, recreational vehicles, and businesses. Its other services include retirement and umbrella policies. Flanders Insurance Agency works with several insurance companies to deliver personal and commercial policy options to its clientele. Owen Constanza, the agency's sales manager, has been with the company for over 14 years.

License Verified:

License: 1330249

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (12)
Google
4.2 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Harkness Insurance logo

License Verified:

License: 2142168

Illinois Department of Insurance

Harkness Insurance

5301 East State Street, Rockford, IL 61107
  • Individual Plans
  • Life Insurance

Business Description

Harkness Insurance is an insurance firm serving individuals, families, and businesses in Illinois and Wisconsin. The company is owned and managed by Chuck Harkness, who has been in the insurance industry for over three decades. He founded the company in Rockford in 2000. Harkness Insurance offers auto insurance, homeowners insurance, life insurance, motorcycle insurance, personal casualty and liability, and small business insurance. It works with insurance carriers such as Erie Insurance, Travelers, Progressive Group of Insurance Companies, and Kemper Specialty.

License Verified:

License: 2142168

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (34)
Facebook
4.5 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Larry Andersen Agency logo

License Verified:

License: 109525

Illinois Department of Insurance

Larry Andersen Agency

4010 East State Street, Rockford, IL 61108
  • Individual Plans
  • Life Insurance

Business Description

Larry Andersen Agency is a health insurance firm serving clients in Rockford and nearby areas. The company offers a wide range of health insurance products, including individual, family, and group plans. There are also Medical supplements, disability insurance, dental, and long-term care plans. The agency has been providing its services to the community since 1967. One of its owners, Larry Andersen, has been a member of the Million Dollar Round Table for nearly 50 years.

License Verified:

License: 109525

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Masterssons & Associates Ltd logo
Visit WebsiteWebsite

License Verified:

License: 100295171

Illinois Department of Insurance

Masterssons & Associates Ltd

Visit WebsiteWebsite
5528 Blackthorn Drive, Rockford, IL 61107
  • Individual Plans

Business Description

Masterssons & Associates Ltd is a family-owned insurance agency that provides health coverage for clients in Rockford. It was founded in 1990 with a strong focus on providing supplemental Medicare insurance. Over the years, it has expanded to over 25 counties around the state of Illinois. Its agents, Harold Branstiter and Chris Branstiter, have over 60 years of combined experience in insurance coverages. The agency has dedicated its resources to educating its clients on the aspects of its insurance offers.

License Verified:

License: 100295171

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Medicare 411 logo
Visit WebsiteWebsite

License Verified:

License: 3000089938

Illinois Department of Insurance

Medicare 411

Visit WebsiteWebsite
5192 Harrison Avenue, Rockford, IL 61108
  • Individual Plans

Business Description

Based in Rockford, Medicare 411 is an independent life and health insurance agency that offers Medicare, long-term care planning, and life insurance products. It guides first-time applicants in Medicare coverage as well as those who have lost employment and their corresponding health insurance benefits. The company also has Medicare translators in communities who assist clients with their health insurance concerns. Tracey Fults, the president and founder of the company, has over 30 years of experience in the health insurance industry.

License Verified:

License: 3000089938

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Medicare 411 - Karen Arce logo
Visit WebsiteWebsite

License Verified:

License: 18513331

Illinois Department of Insurance

Medicare 411 - Karen Arce

Visit WebsiteWebsite
5192 Harrison Avenue, Rockford, IL 61108
  • Individual Plans

Business Description

Medicare 411 - Karen Arce is a health insurance agency serving clients in Rockford. Karen Arce is an independent insurance broker specializing in offering Medicare Advantage plans, Medicare Supplements, and Medicare Part D plans through multiple insurance companies. Karen helps her clients understand different insurance options so that they can make an informed decision on the coverage that suits their needs. She also performs an annual review of her clients' Medicare plans to ensure that such plans meet their needs for the coming year.

License Verified:

License: 18513331

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Spectrum Insurance Agencies logo
Visit WebsiteWebsite

License Verified:

License: 100294860

Illinois Department of Insurance

Spectrum Insurance Agencies

Visit WebsiteWebsite
5301 East State Street, Rockford, IL 61107
  • Individual Plans
  • Life Insurance

Business Description

Spectrum Insurance Agencies, established in 1982, provides services to clients in Rockford and its surrounding areas. Representing several insurance carriers, it delivers policy options like managed care and fee-for-service health insurance, short and long-term disability policy, term and permanent life insurance, and long-term care. Also available are coverages for homeowners, renters, automobiles, watercraft and boats, recreational vehicles, and motorcycles. The company also has business and commercial plans like workers’ compensation, liquor liability, and general liability.

License Verified:

License: 100294860

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vision Insurance Group logo

Vision Insurance Group

7214 North Alpine Road, Loves Park, IL 61111
  • Individual Plans
  • Life Insurance

Business Description

Vision Insurance Group is an independent agency located near Rockford. It offers personal and commercial lines of insurance to clients in Illinois, Wisconsin, Tennessee, Washington, and Kentucky. The agency provides health and life insurance plans for individuals and families, with coverage options for dental, long-term care, disability, mortgage protection, and fixed annuities. Other products include policies for homeowners, businesses, and automobiles. Vision Insurance Group works with more than 20 providers, including Secura, Grange, and Hartford. CEO Tony Torbey began his insurance career in 2002.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Wright Insurance Group logo
Visit WebsiteWebsite

Wright Insurance Group

Visit WebsiteWebsite
1613 Newman Street, Janesville, WI 53545
  • Group Plans
  • Life Insurance

Business Description

Wright Insurance Group is an agency that caters to individuals and families in Rockford and the surrounding areas. It also serves small businesses by offering comprehensive packages that include medical benefits such as dental, flexible spending account, healthcare, workers' compensation, and vision insurance options. Moreover, accident, auto, disability, home, and life insurance plans are provided by this firm. Wright Insurance Group works with a wide range of insurance carriers, including Acuity Insurance, Nationwide Mutual Insurance Company, and Progressive Corporation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.