Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Palatine

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Palatine Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1307

Reviewed

787

Curated

7

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

119 East Palatine Road, Palatine, IL 60067
WebsiteLicense: 100769515

Expertise.com Rating

Review Sources

Facebook
5.0 (19)
Google
5.0 (10)
Yelp
5.0 (1)

Why choose this provider?

SunGolde Insurance Agency is a business that provides health insurance plans to clients in Palatine. It offers individual and group health insurance, such as United Health Care, Medi-Share, Fundamental Care, Blue Cross Blue Shield, and level-funded plans. SunGolde Insurance Agency has been helping a wide range of businesses and individuals with their insurance needs for over four years. Gianni Zavacos, the company's risk advisor and agency principal, has been in the insurance industry for more than 18 years.

  • Life Insurance
  • Health Insurance
  • Business Insurance

153 W Northwest Highway, Palatine, IL 60067
WebsiteLicense: 15714258

Expertise.com Rating

Review Sources

Google
4.9 (294)
Facebook
5.0 (50)
Yelp
5.0 (1)

Why choose this provider?

Sasha Ivanov is an insurance agent of State Farm who offers a wide variety of insurance solutions to clients in Palatine. Ivanov and her team of insurance agents share more than 47 years of combined insurance experience, and one of the products they offer is health insurance. She educates clients on healthcare options that provide coverage for medical, surgical, and hospital expenses. Other products and services include life, home, and auto insurance. The firm also offers its services in Bulgarian, Spanish, and Macedonian.

  • Medicare Supplements

3319 West Elm Street, McHenry, IL 60050
WebsiteLicense: 100326262

Expertise.com Rating

Review Sources

Google
5.0 (58)

Why choose this provider?

Ryan P. Conway Agency, LLC, is an insurance agency that serves clients in Palatine. It specializes in providing health insurance coverage options for clients and is well-versed in the implications of the Affordable Care Act (ACA) for the U.S. health insurance industry. To offer a wide range of insurance coverage options for clients, it has formed partnerships with several insurance carriers that include Grange Insurance, Hagerty Insurance, and Metlife. It is also a member of the Independent Insurance Agents of Illinois.

  • Individual Plans

50 Brockway Street, Palatine, IL 60067
WebsiteLicense: 100292105

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
1.0 (1)

Why choose this provider?

CFM Insurance, Inc., is a multi-line insurance services specialist catering to the needs of individuals, families, and businesses in Palatine. The company delivers a variety of domestic and international health insurance policies from multiple providers, such as Blue Cross, United Health Care, Cigna, IMG, and GeoBlue. Its insurance agents also provide life insurance plans, specifically term life and permanent life programs. CFM Insurance was founded by Chicago insurance pioneers Clarke F. Maire and Herbert K. Meyer in 1929.

  • Individual Plans
  • Life Insurance

800 East Northwest Highway, Suite 325, Palatine, IL 60074
WebsiteLicense: 100297105

Expertise.com Rating

Review Sources

Google
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

Pitcher Insurance Agency, Inc., has been serving policy owners in Palatine since 1988. The business provides a wide range of insurance products, including group health, workers' compensation, commercial umbrella, international business, general liability, and professional services insurance. As an independent insurance agency, it collaborates with several carefully sought-out carriers, including UnitedHealthcare, AccidentFund Insurance Company of America, BlueCross BlueShield, and The Hartford. Pitcher Insurance Agency's president, Ron Pitcher, is a business insurance specialist who has 32 years of industry experience.

  • Health Insurance
  • Group Health Benefits

452 North Lake Street, Mundelein, IL 60060
WebsiteLicense: 2167636

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Cliff Babbey is a State Farm insurance agent who has been serving clients in Palatine and nearby areas for more than four decades. He offers health insurance plans with policies ranging from Medicare Supplement to individual medical plans. Policies for life insurance include universal, term, and whole life coverages. He also provides insurance plans for homes, automobiles, businesses, and pets. Banking services are also available. Cliff is a Life, Auto, and Fire Honor Agent. He is also a Bronze Tablet and Legion of Honor Agent.

  • Life Insurance

216 E, IL-22, Lake Zurich, IL 60047
WebsiteLicense: 100288636

Expertise.com Rating

Review Sources

Google
4.9 (172)
Facebook
4.0 (6)

Why choose this provider?

Muir Insurance Group serves personal and commercial clients in Palatine. It offers health insurance for individuals and families. The agency provides personalized policies through its access to multiple companies and a wide variety of risk management products for families, homeowners, renters, and businesses. In addition, it has coverage options to protect automobiles, boats, motorcycles, recreational vehicles, and ATVs. Muir Insurance Group was founded in 1994 by Pat Muir and is currently headed by Michael Muir, its agency principal.

  • Health Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is it possible to enroll your 21-year-old child on your health plan in Palatine?

    Yes, if the adult child does not have coverage through their job, insurers in Palatine should allow them to remain on family plans until the age of 26. The new rule went into effect in September 2010, allowing parents to rejoin their children's insurance coverage after college graduation. Both married and unmarried dependents are eligible for this coverage. Beginning in 2014, children up to the age of 26 can remain on their parents' plan even if they have a job offer of coverage.

  • What can people in Palatine do if they can't afford health insurance?

    In 2014, a new law made Medicaid accessible to all Palatine residents earning up to 133% of the federal poverty level. If a person does not qualify for Medicaid and cannot afford coverage, government subsidies may help cover the cost of private insurance offered through exchanges. Premium subsidies are available to individuals and families with incomes ranging from 133% to 400% of the FPL.

  • What does it mean when a Palatine dental plan does not have a waiting period?

    In Palatine, patients with no-waiting-period dental insurance may be eligible for preventive care on the first day of coverage. The purpose of waiting periods is to dissuade individuals from purchasing insurance until they require a major procedure, then canceling the policy shortly thereafter. There are still procedures that dental offices can perform during a waiting period, but you will be responsible for all costs.

  • What is the usual duration of waiting periods under the Palatine health insurance plan?

    Residents of Palatine should plan on a six-month to one-year wait, depending on the type of procedure. Some people may not have to wait for emergency care, whereas others may have to wait longer for more complex procedures. Different policies may provide varying levels of dental coverage. For example, service coverage may be 70% the first year, 80% the second year, 90% the third year, and 100% the fourth year. This is a strategy for encouraging preventative care through regular checkups.

  • In Palatine, how can one acquire health insurance?

    A private insurance policy between the insured and the insurance company, or an employer-sponsored insurance policy, are the two options for obtaining health insurance in Palatine. Medicare also provides health insurance to the disabled and elderly. Medicaid is a federal insurance program administered at the state level that assists those with low incomes in accessing healthcare. In comparison to private health insurance policies, Medicare and Medicaid programs both provide health insurance at a lower cost.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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