Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in Palatine

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Palatine Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

46

Reviewed

30

Curated

7

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
83 East Division Street, Mundelein, IL 60060

Why choose this provider?

Joel Fiorelli is a State Farm insurance agent based in Mundelein who offers his services to Palatine. Established in 1961, his agency offers different insurance products like business, property, home, pet, life, health, and auto insurance. His team provides potential clients with estimates for home and auto insurance and helps them understand the specifics of different State Farm insurance policies. Fiorelli is an active member of the Mundelein Community National Association of Insurance & Financial Advisors.

License Verified:

License: 2144519

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (37)
Yelp
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3425 West Elm Street, McHenry, IL 60050
  • Bundling Option

Why choose this provider?

Cris Bimbi is a State Farm insurance agent who serves clients in Palatine and the neighboring areas in the states of Illinois and Wisconsin. Bimbi has been helping individuals and families with their car insurance needs for more than 25 years. He offers vehicle owners various automobile insurance options, which include comprehensive, collision, liability, car rental, emergency roadside assistance, and medical expenses coverage. He also provides vehicle insurance for antique, classic, and muscle car owners. He and his team speak multiple languages, including English, Italian, Spanish, and Polish.

License Verified:

License: 100632716

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2592 Portage Avenue, Wauconda, IL 60084
  • Multiple Carriers
  • Motorcyle & ATV

Why choose this provider?

With over 20 years in the industry, Ramse Insurance Agency specializes in commercial auto insurance. The agency provides its services to clients in Palatine and the nearby areas. Its commercial auto insurance policy provides financial protection to injured drivers and damaged business vehicles. Physical damage insurance is available to provide coverage for damage or loss of vehicles from events such as accidents involving other vehicles or objects. The agency offers general liability insurance and personal insurance as well.

License Verified:

License: 100288253

Illinois Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
21805 West Field Parkway, Deer Park, IL 60010
  • Multiple Carriers

Why choose this provider?

The Plexus Groupe is an insurance agency that has been offering auto insurance services to individuals and businesses in Palatine and the nearby areas for over 30 years. Its team of insurance specialists aims to provide customized plans that are suited to the clients' budget and needs. These protect them against financial losses caused by accidents. The company strives to achieve excellence through its core values of customer priority, value focus, straight talk, and real leadership.

License Verified:

License: 100299819

Illinois Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (8)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
PO Box 128, Lake Zurich, IL 60047
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

Based in Lake Zurich, OnQuote Insurance is an independent insurance agency serving locals in Palatine and the Chicago area. It offers full-coverage car insurance packages inclusive of bodily injury liability coverage, property damage coverage, and uninsured motorist protection. Clients may also avail of specialized insurance for classic cars, recreational vehicles, and motor homes. Additionally, its team of insurance specialists provides services such as carrier communication and quotes review and comparison. OnQuote Insurance also accommodates clients in Arizona and Wisconsin.

License Verified:

License: 100289283

Illinois Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1180 East Dundee Road, Palatine, IL 60074
  • Motorcyle & ATV

Why choose this provider?

NCR Insurance Group promotes transparency when offering personalized auto insurance services to clients in Palatine and nearby towns. Its car insurance plans include property, medical, and liability coverages in case of theft, property damage, or injury. Its insurance agents use a comparative rating program and are fluent in English and Spanish. They also provide SR-22 automobile, commercial car, and motorcycle insurance coverages. Additionally, the full-service independent agency crafts insurance policies for homeowners, renters, and business owners.

License Verified:

License: 100622135

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
502 North Plum Grove Road, Palatine, IL 60067
  • Home & Auto Insurance

Why choose this provider?

Bechtold Insurance Agency - Palatine is an insurance provider that has been serving individuals and families in Palatine and the surrounding areas since 1948. Its professional agents represent several reputable and financially strong carriers and help vehicle owners obtain car insurance plans that will support them financially in the event of automotive distress. In addition to these, Bechtold Insurance Agency - Palatine provides protection plans to insure recreational vehicles, such as collector cars, motorcycles, ATVs, RVs, and boats.

License Verified:

License: 333012

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (10)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What are the auto insurance requirements in Palatine?

    All car owners in Palatine are required by law to register their vehicles and obtain liability insurance, which covers property damage and/or injuries caused by a driver in the event of a collision. There are minimum thresholds to meet when purchasing liability insurance: 

    • $25,000 for injury or death of one person in a crash.
    • $50,000 for injury or death of more than one person in a crash.
    • $20,000 for damage to another person's property.
  • Does your residence have any bearing on your Palatine auto insurance premium?

    Yes, your residence is taken into account when determining your Palatine auto insurance premium. In general, if you live in an area with a high crime rate, this will be viewed as a risk by your insurance company. To receive a lower rate despite living in a high-risk area, you must store your vehicle in a secure location, such as a covered and gated garage, and inform your insurer of the precautions you have taken.

  • Will getting the minimum auto insurance requirement cover your car if it gets damaged by fire or flooding in Palatine?

    No, if you only purchased minimum thresholds auto insurance in Palatine, your car will not be covered if it is damaged by fire, storms, flooding, or any other circumstances considered acts of God or matters beyond a person's control. You can obtain additional comprehensive coverage from your chosen provider for added protection.

  • What will happen if you drive an uninsured car in Palatine?

    If you drive an uninsured vehicle in Palatine, you could face serious consequences, including a minimum $500 fine for operating an uninsured vehicle. The fine for driving a vehicle while its registration is suspended for lack of insurance begins at $1,000. First-time offenders have their vehicle registration suspended until they pay a $100 reinstatement fee and provide proof of insurance.

  • How will you know if the auto insurance provider you are talking to in Palatine is legitimate?

    When looking for auto insurance policies in Palatine, you should check with the Illinois Department of Insurance to see if the insurance company you are talking to is licensed to do business in the state. If you purchase insurance from an unlicensed provider, you will not be protected if the provider goes bankrupt.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.