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Best Mortgage Brokers in Evanston

2024

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Providers

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Website
2101 W Division St,, Chicago, IL 60622
  • Refinance

Why choose this provider?

iLoan is a mortgage broker serving Evanston and the surrounding areas. It helps both homebuyers and refinancing clients by matching them with the loan program that suits their needs. Its website has available tools to help borrowers narrow down their loan options. It seeks to make the lending process easier by combining its loan specialists' customer service skills and the power of technology. The company also understands the importance of maintaining strong business relationships with its partners.

License Verified:

License: 1947845

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (93)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1000 Skokie Blvd Suite 570, Wilmette, IL 60091
  • Refinance

Why choose this provider?

Dimension Mortgage Corp. helps borrowers overcome challenges in securing a home loan in Evanston and the surrounding metros. Its team of mortgage brokers provides customized financial solutions to clients looking to buy a home for the first time, invest in a property, refinance an outstanding mortgage, or consolidate debt. Some of the loan options they offer include adjustable-rate, fixed-rate, conforming, jumbo, and government-backed loans. Dimension Mortgage guides clients in their decision-making by providing online tools like credit repair, refinance analysis, and home value estimates.

License Verified:

License: 803635

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (34)
Facebook
5.0 / 5 (19)
Zillow
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2340 S Arlington Heights Rd, Arlington Heights, IL 60005
  • New Construction

Why choose this provider?

Colin Barr is a senior loan originator with Town & Country Mortgage Services, Inc., who serves customers in Evanston and nearby areas. He assists first-time and second-home buyers in navigating the mortgage process and constantly communicates to help meet deadlines and loan closing schedules. He also offers mortgage refinancing services to clients looking to get lower interest rates or take cash out of equity. Additionally, Colin helps secure low-rate financing options for investment real estate buyers.

License Verified:

License: 369798

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (162)
Facebook
5.0 / 5 (111)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1700 W Cortland Street, 207, Chicago, IL 60622
  • Refinance

Why choose this provider?

NewCastle Loans serves the needs of borrowers in Evanston. It offers FHA, VA, renovation, and Daca recipient loans, as well as down payment assistance programs. It also provides home loans to those involved in the cannabis industry, whether ordinary or self-employed workers or business owners. Newcastle Loans educates those unfamiliar with the home-buying process with online educational materials. It also designates a three-person team that uses online tools to focus on each client’s loan application.

License Verified:

License: 150580

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (117)
Yelp
4.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9525 W Bryn Mawr Suite 400, Rosemont, IL 60018
  • Refinance

Why choose this provider?

Zero Mortgage by InterFirst offers a variety of financial solutions to borrowers in Evanston. It has loan programs for those looking to buy single-family homes, condos, townhouses, multi-units, co-ops, and manufactured houses. It also helps homeowners who want to restructure their debts, consolidate their loans, or get cash out of their equity by refinancing. The company maintains a learning center to educate its clients and has originated more than $3 billion in loans to over 12,000 homeowners.

License Verified:

License: 7872

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (496)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
636 South River Road, Suite 300, Des Plaines, IL 60016
  • Refinance
  • New Construction

Why choose this provider?

US Financial LTD is a family-run business that delivers consultancy services for the property ownership goals of the Evanston community. Working with lending institutions, the company serves clients' mortgage needs through analysis, coaching and pre-qualification, and refinancing assistance. In addition, its professionals aid clients in conducting financial tune-ups and coming up with strategies by assessing their property taxes, insurance policies, and retirement plans. US Financial has been serving consumers and small business owners for over 30 years.

License Verified:

License: 372129

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (52)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1621 N Ashland Ave, Chicago, IL 60622

Why choose this provider?

Team Beata Bukowski provides tailored mortgage options and comprehensive consultation services within Evanston. Bukowski has an in-depth understanding of loans and refinancing programs as a result of over three decades of experience. She and her fellow loan officers guide applicants who seek to purchase new residences, obtain opportunities for home equities, and improve their long-term interest rates. They also match specific programs to clients by conducting an in-depth analysis of their specific situations in terms of credit scores, financial needs, and income capabilities.

License Verified:

License: 154661

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (70)
Facebook
4.9 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4619 N Ravenswood Ave., Suite 300, Chicago, IL 60640
  • New Construction

Why choose this provider?

Molitor Financial Group is a boutique lending firm that serves residential clients in Evanston. It offers mortgage solutions for clients purchasing a home, delivering a specifically tailored loan program based on their needs. It carries various loan products, including conventional, jumbo, FHA, VA, and USDA. The firm also assists homeowners in exploring ways to refinance their current mortgage. Molitor Financial Group was founded in 2005 by Troy Molitor, a mortgage loan originator with over two decades of industry experience.

License Verified:

License: 227034

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (1033)
Google
5.0 / 5 (154)
Yelp
5.0 / 5 (110)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1440 Lee Street, Des Plaines, IL 60018
  • Refinance

Why choose this provider?

Mega Mortgage Services caters to clients in Evanston who are looking to borrow money to buy homes. It assists with conventional loans and FHA-backed options for buyers with decent to low credit ratings. Refinancing is offered as an option to make use of less burdensome rates that emerge after an initial mortgage is taken out. The crew also maintains online tools and resources to educate the public about real estate transactions. Mega Mortgage Services was founded in 1996.

License Verified:

License: 379626

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (55)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7434 N Harlem Ave, Chicago, IL 60631
  • Refinance

Why choose this provider?

Northpoint Lending Group is a mortgage company established in 1995. Its brokers cater to customers in the Evanston community planning to purchase a home or refinance their existing loan. They listen to the customers' goals and situations and choose a program that suits their needs. These programs include jumbo, USDA, FHA, and VA loans. The company uses the Loanzify mobile application, which guides borrowers through their mortgage financing process and connects them to their designated loan officer.

License Verified:

License: 135531

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (74)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1644 N. Honore St., Suite 201, Chicago, IL 60622
  • Refinance
  • New Construction

Why choose this provider?

My Mortgage Team works under the Waterman Bank's umbrella. It has various loan products for residents of Evanston. The team offers government-back products backed by the FHA and VA, including those in the HARP 2.0 label. Fixed-rate options are available, and the crew rearranges existing obligations to acquire more manageable terms. My Mortgage Team's Luke Wojtasik is a veteran of the home financing sector with over 19 years of experience on his resume. He has handled transactions over commercial assets.

License Verified:

License: 363847

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
950 Skokie Blvd 204, Northbrook, IL 60062
  • Commercial Loans

Why choose this provider?

EON Mortgage Group Inc caters to clients across Evanston and the surrounding areas. It offers hybrid mortgage options for individuals needing both fixed and adjustable rate terms for their loans. Its other mortgage options include FHA for clients who want minimal down payments and VA for military veterans who wish to purchase homes without down payments. The company's team is available to guide senior citizens in converting their home equity into cash by helping them apply for reverse mortgage programs.

License Verified:

License: 1547930

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (91)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.