Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Evanston

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Evanston Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1424

Reviewed

857

Curated

7

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1420 Renaissance Drive, Park Ridge, IL 60068
WebsiteLicense: 100296809

Expertise.com Rating

Why choose this provider?

Professional Insurance Producers is a company based in Park Ridge that also serves Evanston. The agency offers different insurance products, like health insurance, short-term medical insurance, group and individual insurance, and Medicare supplement plans. It also provides long-term care insurance, disability policies, and annuities. Some of its carriers are Blue Cross and Blue Shield Illinois, MetLife, United Health Care, and Unum Provident. The team at Professional Insurance Producers also deals with life insurance products and services.

  • Individual Plans
  • Group Plans

1603 Orrington Avenue, Evanston, IL 60201
WebsiteLicense: 8335737

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Why choose this provider?

Robert Reece Insurance And Financial Services is a local independent agency servicing the Evanston community. It offers different kinds of health insurance plans such as fee-for-service and managed care, covering prescription drugs, dental, medical, surgical, and hospital costs. Long-term care and disability policies are also available. Moreover, its team of professionals also provides life, automobile, business, and homeowners' insurance. Robert Reece Insurance And Financial Services partners with numerous insurance carriers, including MetLife, Travelers, and The Hanover Insurance Group.

  • Individual Plans

7547 North Rogers Avenue, Chicago, IL 60626
WebsiteLicense: 100298907

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Why choose this provider?

Insurance Brokers, Inc., is a health insurance agency near Evanston. Its team of insurance professionals helps clients find providers and coverages for personal insurance lines, such as health insurance and life insurance. They also offer insurance policies covering auto, homes, properties, businesses, and retirement plans. Insurance Brokers has over 27 years of experience assisting clients in determining coverages and premiums that suit their specific needs and priorities. Some of its partner carriers are The Hartford, MetLife, and Travelers.

  • Life Insurance

890 Green Bay Road, Winnetka, IL 60093
WebsiteLicense: 16999232

Expertise.com Rating

Review Sources

Google
5.0 (18)

Why choose this provider?

Bo Dempsey is a third-generation State Farm insurance agent serving Evanston and surrounding communities. He offers health insurance coverage options for families, individuals, and senior citizens. A wide range of plans is available for supplemental health, Medicare supplement, and individual medical coverage. Disability insurance is also available for short and long-term needs. Aside from assistance in banking, Dempsey also specializes in auto, life, and homeowners' insurance. Moreover, he is a member of the Winnetka-Northfield Chamber of Commerce.

  • Individual Plans
  • Life Insurance

1301 W. 22nd Street, Oak Brook, IL 60523
WebsiteLicense: 100312984

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Review Sources

Google
4.9 (35)
Facebook
5.0 (13)

Why choose this provider?

First Choice Insurance Agency caters to the insurance needs of residents and local businesses in the Evanston area and neighboring communities. It helps clients gain access to plans from various insurance companies. It carries health plans like home health care; dental, vision, & hearing plans; prescription drugs; long-term care; and Medicare supplements plans. Moreover, it provides new generation retirement plans and life insurance packages. Michael J. Perna, who has helped Illinois residents for more than 30 years, is the agency owner and president.

  • Life Insurance

3949 Lyons Street, Evanston, IL 60203
WebsiteLicense: 100284553

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Why choose this provider?

Handelman Insurance Advisors, Inc., caters to the health insurance needs of clients in Evanston and the surrounding areas. The company caters to individuals, families, and businesses, representing multiple insurance carriers to provide clients with numerous options. It connects clients with a wide range of health insurance carriers, such as Aetna, Humana, UnitedHealthcare, and the BlueCross BlueShield of Illinois. Handelman Insurance Advisors also provides options for life and disability insurance, in addition to dental and vision plans.

  • Life Insurance

Chicago, IL 60631
WebsiteLicense: 15120146

Expertise.com Rating

Why choose this provider?

Health and Medicare Enrollment Marketplace is an independent insurance brokerage that serves clients in the Evanston metro. The firm specializes in online client assistance and crafting tailored health and life coverage plans for individuals and groups. Some of its health insurance plans include Medicaid, private health insurance, and ACA Marketplace Insurance (Obamacare). Health and Medicare Enrollment Marketplace also offers assistance in applying for and procuring Medicare plans, Medicare Advantage coverage, Medigap, and other Medicare sub-programs.

  • Individual Plans

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • When is the last day Evanston residents can enroll for health insurance coverage?

    The open enrollment period for the Affordable Care Act ends on January 31st. Following this date, Evanston residents should meet specific criteria to be eligible for a special enrollment period. Special enrollment eligibility is based on experiencing significant life events, such as losing health coverage, getting married, or adopting a child.

  • Can people living in Evanston buy health insurance through web brokers?

    Yes. Web brokers like www.eHealthinsurance.com and www.HealthPlanOne.com operate private websites that can directly register Evanston residents for health insurance policies, which include those available on the public exchange. One key benefit of web brokers is their ability to offer applicants the opportunity to view and register for insurance plans from multiple providers. However, it is important to note that not every state allows web brokers to facilitate enrollment in public exchange programs.

  • What are the available health insurance options for Evanston residents?

    When shopping for health insurance options in Evanston, individuals can choose from various plans, such as HMO, POS, and PPO. With HMO plans, policyholders incur lower out-of-pocket expenses. In the case of POS plans, insured individuals can pick a primary care physician from a designated network of providers while still having the flexibility to see out-of-network healthcare professionals. Meanwhile, PPO plans have more out-of-pocket expenses but offer a wider network of healthcare providers.

  • What is the impact of the Affordable Care Act on health insurance coverage in Evanston?

    The Affordable Care Act introduces new safeguards for residents of Evanston, offering previously unavailable benefits such as the issuance of a document outlining policyholders' benefits and coverage. Furthermore, this healthcare reform law prohibits insurance providers from terminating coverage due to application errors, rejecting applicants, or increasing premiums based on pre-existing medical conditions.

  • When is the best time to enroll in a Medicare Advantage plan in Evanston?

    Evanston residents who are newcomers to Medicare should take advantage of the initial enrollment period for Medicare Advantage plans. This seven-month window encompasses the three months prior to turning 65 or the month of their 65th birthday. If this opportunity is missed, residents can still enroll during the general enrollment period from January 1 to March 31 or during a special enrollment period.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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