Expertise.com

Best Workers Compensation Attorneys in Elgin

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Workers Compensation Attorneys FAQs

Learn more
Ariano Hardy Ritt Nyuli Richmond Lytle & Goettel P.C. logo
Visit WebsiteWebsite

Ariano Hardy Ritt Nyuli Richmond Lytle & Goettel P.C.

2000 McDonald Road, Suite 200, South Elgin, IL 60177
Visit WebsiteWebsite

Business Description

Ariano Hardy Ritt Nyuli Richmond Lytle & Goettel P.C. is a law firm serving clients in Elgin. It represents clients who suffered from work-related injuries and occupational diseases. The attorneys at the firm aim to secure clients the benefits from their workers' compensation cases such as coverage for medical care expenses, temporary total disability benefits, permanent partial disability benefits, vocational rehabilitation and maintenance benefits, and death benefit. The firm has offices in South Elgin and Huntley.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Binghaw Law logo
Visit WebsiteWebsite

Binghaw Law

16 N. Airlite St. Unit 3, Elgin, IL 60123
Visit WebsiteWebsite

Business Description

Bingham Law is a personal injury and workers' compensation firm that serves Elgin. Richard Bingham and his staff are exclusively concerned with the rights of injury victims and with the proper compensation to which they are entitled. Originally established in 1963 as Juergensmeyer & Associates, P.C., Bingham Law continues to uphold the same standards of legal ethics and professionalism. Richard Bingham, the current manager is an active member of the Illinois Trial Lawyers Association of America.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Compton Law Group logo
Visit WebsiteWebsite

Compton Law Group

85 Market Street, Elgin, IL 60123
Visit WebsiteWebsite

Business Description

Compton Law Group has been serving clients in Elgin and the surrounding areas for more than 50 years. It helps workers who have been injured on the job in seeking just compensation from negligent parties. Its attorneys also represent clients in cases related to car accidents, premises liability, and medical malpractice. The firm has represented both plaintiffs and defendants, giving it a unique perspective on how insurance companies evaluate claims. Founding attorney Daniel Compton has been practicing before jurors in Illinois.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cronauer Law logo
Visit WebsiteWebsite

Cronauer Law

1101 DeKalb Ave STE 2, Sycamore, IL 60675
Visit WebsiteWebsite
  • Workplace Injury

Business Description

Cronauer Law has workers' comp lawyers near Elgin. This law firm's attorneys provide legal representation to clients who have sustained injuries while on the job, helping them file for compensation benefits. The legal team aims to help injured workers receive the benefits they deserve. These include payment for medical expenses, compensation for lost wages, temporary and permanent disability benefits, and retraining expenses. Cronauer Law has been in operation for more than 10 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (26)
FindLaw
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Foster, Buick, Conklin and Lundgren, LLC logo
Visit WebsiteWebsite

Foster, Buick, Conklin and Lundgren, LLC

2040 Aberdeen Court, Sycamore, IL 60178
Visit WebsiteWebsite
  • Workplace Injury

Business Description

Foster, Buick, Conklin and Lundgren, LLC provides representation to individuals and businesses. The law firm's personal injury and workers' compensation attorneys in Elgin aim to give many legal options and remedies to injured individuals and their families who are seeking compensation. They handle claims for clients involved in auto accidents, hit and run, medical malpractice, wrongful death, and workplace accidents. The firm's practice areas also include agricultural law, criminal law, and estate planning.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Franks, Kelly, Matuszewich & Andrle, P.C. logo
Visit WebsiteWebsite

Franks, Kelly, Matuszewich & Andrle, P.C.

1301 Pyott Road, Suite 200, Lake in the Hills, IL 60156
Visit WebsiteWebsite
  • Workplace Injury

Business Description

Franks, Kelly, Matuszewich & Andrle, P.C., Attorneys at Law, serves clients throughout Elgin. The firm provides legal representation in various workers' compensation cases for work-related injuries from accidents as well as repetitive stress. Some of these injuries involve lateral epicondylitis, ulnar nerve transposition, knee and hip replacement, rotator cuff tear, hearing loss, and cubital tunnel syndrome. It also handles criminal and DUI defense, personal injury, divorce, family law, and post-decree matters. Its team of attorneys has more than 125 years of combined legal experience. David B. Franks, the firm's owner, is a litigator who has been in practice since 1989.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Hannigan & Botha, Ltd logo
Visit WebsiteWebsite

Hannigan & Botha, Ltd

505 E Hawley St., Mundelein, IL 60060
Visit WebsiteWebsite

Business Description

Hannigan & Botha, Ltd, provides workers' compensation services in Elgin and the surrounding areas. The law firm handles the compensation needs of clients to help them recover from their injuries and illnesses caused by work-related accidents. It also focuses on understanding the needs of clients to create personalized legal strategies. One of its attorneys, Richard Hannigan, utilizes his background as an insurance defender to handle the compensation claims of his clients. He also brings two decades of experience in lecturing attorneys about workers' compensation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heinrich Law Office logo
Visit WebsiteWebsite

Heinrich Law Office

825 West State St Ste 103 A, Geneva, IL 60134
Visit WebsiteWebsite
  • Workplace Injury

Business Description

Heinrich Law Office offers a variety of legal services to clients in the Northern Illinois area, including Elgin, Kane, DeKalb, and DuPage through its office in Geneva. The law firm's main areas of practice are workers' compensation, criminal defense, medical malpractice, and personal injury. Its main attorney, Paul Heinrich, is a Vietnam War veteran and has nearly three decades of legal experience. Moreover, he has a strong focus on being honest and straightforward when dealing with clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
James P. Leahy logo
Visit WebsiteWebsite

James P. Leahy

1275 Davis Road, Elgin, IL 60123
Visit WebsiteWebsite

Business Description

The Law Office of James P. Leahy provides legal counsel to residents in Elgin and throughout the northwest suburbs of Chicago. Principal lawyer James P. Leahy offers aggressive representation for clients in workers' compensation cases, including those caused by repetitive stress and heart attacks. Focusing on the immediate needs and long-term interests of its clients, the practice helps individuals understand their case, so they can make informed decisions. James Leahy has over 35 years of legal experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Karayannis Law Offices logo
Visit WebsiteWebsite

Karayannis Law Offices

10 W State St Suite 200, Geneva, IL 60134
Visit WebsiteWebsite
  • Temporary Disability
  • Permanent Disability

Business Description

Karayannis Law Offices strives to meet the counseling needs of clients in the Elgin area and surrounding communities. It represents individuals in workers' compensation claims and assists them in recovering remuneration for medical expenses and lost pay from the inability to work. Its legal team helps the injured file claims in a timely manner, negotiate settlements, and prepare cases for trial in complicated cases. In addition, the law firm handles family law and medical malpractice matters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kugia & Forte logo
Visit WebsiteWebsite

Kugia & Forte

711 West Main Street, West Dundee, IL 60118
Visit WebsiteWebsite
  • Workplace Injury

Business Description

The law offices of Kugia & Forte offer legal services to clients in Elgin through its location in West Dundee. Its main areas of practice are workers' compensation, real estate, divorce, bankruptcy, and personal injury. The law firm emphasizes the importance of its clients and aims to earn their trust and business. Kugia & Forte also has a strong focus on providing personalized service to its clients. The lawyers of the law firm have a combined 35 years of legal experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Office of Charles E. Nave logo
Visit WebsiteWebsite

Law Office of Charles E. Nave

237 N Mclean Blvd, Elgin, IL 60123
Visit WebsiteWebsite

Business Description

The Law Office of Charles E. Nave is a multi-practice firm that has been representing clients in Elgin and nearby areas since 1986. It assists individuals who have been charged with DUIs in preserving their driving privileges and freedom. The firm also provides counsel and representation in other practice areas, including family law, personal injury, and real estate law. Before establishing his own practice in 1998, Charles E. Nave worked as an associate at McNamee and Mahoney. His trial experience covers a wide range of cases from defective dogs to first degree murder.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Offices of David L. Salgado, P.C. logo
Visit WebsiteWebsite

Law Offices of David L. Salgado, P.C.

29 N. Wacker Drive, Suite 1010, Chicago, IL 60606
Visit WebsiteWebsite
  • Temporary Disability
  • Permanent Disability

Business Description

The Law Offices of David L. Salgado, P.C., serves English-speaking and Spanish-speaking individuals in Elgin and the surrounding areas. It provides legal assistance for workers' compensation claims, including those involving repetitive use injuries, broken bones, loss of hearing, and aggravated pre-existing conditions. Types of compensation it pursues include first aid, emergency care, doctor visits, and disability benefits. Principal attorney David L. Salgado has been practicing law for over three decades. He volunteers for the Legal Assistance Foundation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Offices of RF Wittmeyer, Ltd. logo
Visit WebsiteWebsite

Law Offices of RF Wittmeyer, Ltd.

2101 S Arlington Heights Rd #103, Arlington Heights, IL 60005
Visit WebsiteWebsite

Business Description

The Law Offices of R.F. Wittmeyer, Ltd., founded in 1984, provides legal services to clients in Elgin. It represents employees in claims for temporary and permanent total disability benefits, temporary and permanent partial disability benefits, medical care, maintenance benefits, and death benefits. It also handles cases involving automobile accidents, nursing home injuries, animal bites, and medical malpractice. The firm is led by Ronald F. Wittmeyer Jr., the former President of the Northwest Suburban Bar Association and a National Board of Trial Advocacy-certified civil trial attorney.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (23)
Google
4.9 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lerner and Rowe Personal Injury Attorneys logo
Visit WebsiteWebsite

Lerner and Rowe Personal Injury Attorneys

1000 West Lake Street, Chicago, IL 60607
Visit WebsiteWebsite
  • Wrongful Death
  • Construction Accident
  • Workplace Injury

Business Description

Lerner and Rowe Personal Injury Attorneys can assist clients in need of workers' comp lawyers near Elgin. Founded in 2005, the firm has extensive experience helping clients receive the right amount of compensation for their work-related injuries, from partial and temporary disabilities to permanent and total. They can represent clients in court when employers retaliate and advise clients on other matters, such as how their impairment rating is calculated. The firm also practices personal injury law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (1730)
Google
4.8 / 5 (343)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McNamee and Mahoney, Ltd. logo
Visit WebsiteWebsite

McNamee and Mahoney, Ltd.

17N208 IL Route 31, West Dundee, IL 60118
Visit WebsiteWebsite
  • Workplace Injury

Business Description

Headquartered in West Dundee, McNamee and Mahoney, Ltd. offers legal assistance to the residents of Elgin. The firm's workers' compensation attorneys represent individuals in injury claims and provide legal advice to clients starting out in the application process. They help injured workers understand the compensation law and walk them through the options suitable for their respective cases. They also handle personal injury and bankruptcy issues. Lawyers at McNamee and Mahoney, Ltd. have more than 100 years of collective experience in law practice.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (34)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Robert Acevedo Attorney at Law logo
Visit WebsiteWebsite

Robert Acevedo Attorney at Law

511 Eichler Dr. #204, West Dundee, IL 60118
Visit WebsiteWebsite

Business Description

Robert Acevedo, Attorney at Law, is a private practice firm serving clients in Elgin. Owner and sole practitioner Robert Acevedo has been assisting clients with their workers' compensation cases for over 15 years. He assists clients who are injured as a result of work-related accidents, repetitive motion, and exposure to toxic materials. Acevedo aims to give clients their entitled workers' compensation benefits such as coverage for medical expenses, lost wages, partial lost wages, injury compensation, and vocational rehabilitation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Serrano Hanson Attorneys & Counselors at Law logo
Visit WebsiteWebsite

Serrano Hanson Attorneys & Counselors at Law

431 Williamsburg Avenue, Geneva, IL 60134
Visit WebsiteWebsite

Business Description

Serrano Hanson, Attorneys & Counselors at Law, is a general practice firm that serves clients in Elgin and nearby areas. It assists workers, who have sustained injuries while on the job, in pursuing compensation for medical bills, loss of income, and rehabilitation. Its attorneys also provide representation in several practice areas, including family law and criminal defense. Lead attorneys Lidia E. Serrano and Marissa R. Hanson aim to establish strong client relationships by providing legal services based on the unique needs and goals of their clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (20)
Avvo
4.9 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stiberth Scarlati Boudreau Law Offices logo
Visit WebsiteWebsite

Stiberth Scarlati Boudreau Law Offices

47 DuPage Ct, Elgin, IL 60120
Visit WebsiteWebsite

Business Description

The Stiberth Scarlati Boudreau Law Offices is a firm with branches in Elgin and Downtown Chicago. With over a hundred years of combined experience in the legal system, the attorneys at the practice have been dealing with workers' compensation matters and protecting clients who have suffered various injuries resulting from on-the-job accidents and occupational diseases. The firm also handles personal injury cases, including ones that involve auto and truck collisions, premises liability, and medical malpractice.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Turner & Sackett Law Offices logo
Visit WebsiteWebsite

Turner & Sackett Law Offices

321 James Street, Geneva, IL 60134
Visit WebsiteWebsite
  • Workplace Injury

Business Description

With around four decades of experience, the Turner & Sackett Law Offices provides one-on-one legal services to Elgin clients through its locations in Sycamore and Geneva. The law firm represents clients in several practice areas, including workers' compensation, personal injury, medical malpractice, and trucking collisions. Its team of experienced lawyers emphasizes the importance of integrity and preparation when working on cases. Moreover, Turner & Sackett Law Offices aims to reach the best possible legal solutions for its clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Consumers utilizing Expertise.com are free to communicate and contract with any lawyer they choose. Expertise.com is not involved in the confidential attorney-client relationship. Featured lawyers pay a reasonable advertising cost to market their legal services with Expertise.com and must meet similar selection criteria as other lawyers. All cases are different. Prior results do not guarantee a similar outcome.

Back to Providers

Frequently Asked Questions

What does a workers’ compensation attorney do?

Workers’ compensation attorneys help injured employees recover monetary benefits following workplace accidents and illnesses. Attorneys in this practice area provide legal advice, gather evidence, review medical records, prepare petitions, and negotiate insurance settlements. They also represent clients’ interests during court cases and administrative hearings overseen by state workers’ compensation boards.

What are the benefits of filing a workers’ compensation claim?

Workers’ compensation insurance gives employees access to vital cash benefits in case of workplace injuries or illnesses. Filing a claim can help injured workers pay for medical care, physical therapy, and essential living expenses while they recover from a temporary or permanent disability. Workers’ compensation also pays for funeral and burial expenses following fatal workplace injuries.

How long does a workers’ compensation claim stay open?

Workers’ compensation claims typically remain open as long as the individual is receiving treatment or until the injured party reaches maximum medical improvement. This milestone varies for each person, and it can take years to determine whether a disability is temporary or permanent. Additionally, there’s a fixed time limit for filing a lawsuit. The statute of limitations can be anywhere from six months to two years from the date of the injury or the date of the last payment, depending on the worker’s state of residence. A qualified attorney can explain your state’s specific rules.

What is the average payout for a workers’ compensation claim?

Nationally, the average workers’ compensation claimant receives $21,800. Payouts range from $2,000 on the low end to upwards of $60,000 for well-compensated workers in high-income areas. The exact amount depends on the claimant’s average weekly paycheck, the extent of the injuries, and their state of residence. Individuals who accept an insurance settlement or initial offer typically receive less than those who negotiate or have an attorney represent them before an arbitrator or workers’ compensation judge.

How are settlements calculated in workers’ compensation cases?

Settlements typically cover current and future medical expenses, vocational rehabilitation or retraining, and two-thirds of lost wages. The total amount may vary depending on whether the worker’s disability is temporary or permanent. Workers’ compensation also pays death benefits, including funeral expenses and two-thirds of wages for up to 25 years or a state-specified maximum.

What is workers comp?

Workers' compensation is an insurance program that provides medical care, rehabilitation, and other benefits for employees who are injured or fall ill while performing assigned work duties. Common reasons for filing a workers' comp claim include slip and fall injuries, machinery accidents, or muscle strains while lifting heavy items.

All businesses must carry some form of workers' compensation insurance, with minimum guidelines imposed by the state of residence. Workers' comp is intended to safeguard both the employee and the employer by providing a social safety net. This can protect companies from civil suits and guarantee that injured employees receive the benefits they need.

What does workers comp cover?

Workers' compensation insurance covers benefits associated with a wide range of accidents and illnesses that may occur in a place of work. This can include:

  • Medical benefits, such as payments for treatments, hospitalizations, or surgeries
  • Compensation for lost wages while not working
  • Coverage for ongoing care, such as physical therapy
  • Continued access to benefits, including insurance provided through an employer
  • Disability benefits, if an injury results in a permanent loss of functioning in some manner
  • Death benefits and funeral expense coverage

How and when workers' compensation coverage applies depends on the illness or injury in question and the results of a medical exam. An unsatisfactory ruling by an insurer can be appealed with help from a workers' comp attorney.


What does a workers comp defense attorney do?

A workers' compensation defense attorney is a legal professional who represents the employer in a workers’ comp case. Typically, the defense attorney works to minimize the employer’s liability and reduce the amount of benefits to be paid out.

When does workers comp start paying?

How and when workers' comp starts paying can depend on both the circumstances and the state in which an injury took place. In most areas, benefits related to medical care start paying out immediately, even before a claim is formally processed or accepted. Once a case is approved, injured workers may be entitled to other benefits, including coverage for lost wages.

How much is workers comp insurance for self-employed people?

Workers' compensation isn't required for self-employed individuals, but those working in dangerous industries, such as construction or manufacturing, may choose to purchase policies. In some cases, employers may request this coverage when hiring a contractor. While costs will vary based on industry and location, most freelancers can expect to pay around $25 to $50 per month.

How do I file a workers comp claim?

A workers' comp claim is best filed as soon as an injury occurs. In some states, there are time limits, such as one month following an incident.

After an injury, an employee must notify their employer. The employer must then provide access to the necessary forms and offer guidance. Employees must fill out all forms and return them to the employer who then files them with the insurer. Some states have additional requirements, including assessment by a medical provider. Once the paperwork has been filed, the insurance provider issues a ruling. If the ruling is unfavorable, the employee may choose to appeal the decision with the support of an attorney.

Read all FAQs