Best Mortgage Refinance Companies in Elgin

Acclaim Mortgage is a service provider that implements refinancing solutions in Elgin and the neighboring communities. The company assists homeowners in obtaining HARP 2.0 refinancing programs. It guides borrowers in handling refinancing transactions, from paperwork preparation and appraisal to funding. Its professionals, led by owner and broker Andre Lenartowski, advise clients on APR calculations, PMI, and locking-in interest rates. Lenartowski established the company in 2001 and gives back to the community by volunteering for Cornerstone Community Outreach.

Al Martinez is a broker with C&R Mortgage, serving clients in Elgin and the surrounding areas. He helps clients refinance loans to lower their current mortgage payments or switch to fixed-rate loans from adjustable-rate loans. Al also assists in obtaining cash from equity for home improvements and other personal expenses. He offers conventional, VA, FHA Streamline, and USDA loans. Al Martinez has been in the real estate industry since 2002, working with both home buyers and real estate agents.

American Home Enterprises offers mortgage refinancing plans to clients in and around Elgin. Options include lowering fixed rates, shifting to ARMs, and vice versa. Terms are shortened or lengthened depending on the goals set before refinancing. The firm also has mortgage programs including FHA, Conventional, 203(k), HARP, USDA, and VA. Its website also has visitor tools like the mortgage calculator and glossary. Loan officer Monica Bueno has been in the industry for more than 20 years. She founded her own mortgage firm in 2006.

Direct Mortgage Corporation assists residents of Elgin and the surrounding areas who are considering refinancing. It provides a variety of mortgage programs such as jumbo, conventional, VA, FHA, and 203(k) loans. Its refinancing solutions assist customers in achieving various financial objectives, such as lowering their overall monthly expenses or repaying an existing loan. Clients who refinance can also use their equity to purchase additional real estate investments. In addition, the company offers second home financing and reverse mortgages.

Direct Mortgage Corporation works with Elgin clients to craft home financing solutions based on their individual objectives. It offers refinance services to help people save money by lowering interest rates and monthly payments or combining their first and second mortgages. Whether the client is buying their first home or relocating, the company offers different loans to meet their needs, such as conventional, FHA, jumbo, USDA, and VA. Direct Mortgage Corporation closed over 100 loans in 2018 alone and has served more than 5,000 clients.

KeySmart Mortgage Company is a veteran-owned and veteran-operated company that serves clients in the Elgin metro and the surrounding areas. Its loan officers provide clients with refinancing services to help them lower their monthly payments and upgrade their homes to raise their value. They also offer mortgage loans. The company's website has a mortgage calculator that helps clients determine their monthly payments based on their downpayment and interest rate. Its team has more than 30 years of combined experience in the industry.

LifeStone Mortgage Corporation offers mortgage refinancing and solutions to individuals throughout Elgin. It provides comprehensive support to clients seeking to refinance in order to reduce their interest rate and monthly payment or take cash out from their home's equity. The company also informs clients regarding the differences between VA, FHA, USDA, and conforming loans to help them choose the right loan program for their needs. LifeStone Mortgage's senior mortgage advisors have more than 15 years of experience in the industry.

Partners In Mortgage serves clients throughout Elgin and its surrounding areas. It provides mortgage refinancing solutions for existing homeowners looking to reduce their monthly mortgage payments, shorten their terms, or take cash out to obtain extra funds for home renovations or other investments. It guides clients in comparing rates and choosing a loan program from various lenders. Its mortgage brokers also offer loan products for clients purchasing a home and provide them with pre-approval letters.

Roberta Pulse serves clients throughout Elgin and its surrounding cities. She is a senior loan officer at Cherry Creek Mortgage, offering various types of loan programs, such as mortgage refinancing loans. Roberta assists those who are looking to convert their adjustable-rate mortgage to a fixed-rate program or reduce their current interest rates. She also offers cashout refinancing for those who need additional funds for home improvements, debt consolidation, or college tuition payments. Other loan programs she offers include FHA, VA, USDA, jumbo, and conventional loans.

Two Roads Lending is a mortgage refinance company that helps clients in and around the Elgin area. Its team of loan originators assists clients with home purchasing or refinancing needs and offers loan options and solutions that will match their income and lifestyle. Two Roads Lending also aims to create trusted personal relationships with its clients by assisting them through the entire process from the start of the application until closing and moving in.