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Best Life Insurance Companies in Elgin

2024

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Providers

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Website
PO Box 370, Hampshire, IL 60140
  • Life Insurance

Why choose this provider?

Elgin South Insurance is a life insurance company serving clients in Elgin. The firm provides a wide range of life insurance packages such as term, whole, and universal. Insurance policies with various coverage options for vehicles, classic cars, business owners, homeowners, renters, and workers' compensation are also available. It has partnered with major insurance carriers to provide its insurance solutions, including Falcon Insurance, American Freedom Insurance Company, and Blue Cross Blue Shield Association.

License Verified:

License: 100681936

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
81 Market Street, Elgin, IL 60123
  • Life Insurance
  • Health Insurance

Why choose this provider?

Epic One Insurance Group is an agency servicing Elgin and the surrounding communities. It offers life insurance and financial solutions to help individuals, families, and businesses secure their future. Personalized plans are also available for automobile, fleet auto, business, and homeowners' insurance needs. With more than 50 years of combined experience, its team of independent agents partners with multiple insurance carriers to make various options available for tailored solutions that are based on clients' needs and financial goals.

License Verified:

License: 100655648

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
19 South Spring Street, Elgin, IL 60120
  • Life Insurance
  • Health Insurance

Why choose this provider?

Kirkpatrick, Jones & Herzog Insurance Agency, Inc., provides insurance services for clients in and around the Elgin and Fox Valley area. It offers a wide range of insurance products and solutions for individuals, families, and businesses. The agency provides various types of life insurance products, including term life insurance and universal or whole life insurance. As an independent agency, the company offers a comprehensive selection of plans from various carriers. Kirkpatrick, Jones & Herzog Insurance Agency has been serving clients since 1987.

License Verified:

License: 100292600

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (29)
Facebook
4.7 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
680 East Chicago Street, Elgin, IL 60120
  • Life Insurance

Why choose this provider?

C.V. Gordon Insurance Agency, Inc., is a family-owned and family-operated company that was established by Clarence Gordon, a war veteran, in the early 1950s. This full-service independent agency provides Elgin residents with varied insurance options by working with several carriers. It specializes in life insurance products encompassing term, universal, and whole life insurance. C.V. Gordon Insurance also offers individual disability, dental, and vision insurance as well as fixed annuities and Obamacare assistance. Additionally, this agency provides individual and family health insurance.

License Verified:

License: 100294595

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
25 South Grove Avenue, Elgin, IL 60120
  • Life Insurance

Why choose this provider?

Ryan Braden Insurance Agency offers comprehensive personal and commercial insurance solutions for individuals, families, and businesses in Elgin and its surrounding areas. This independent life insurance agency offers whole, term, and indexed life insurance options. It has access to a wide range of insurance products through its partnership with numerous insurance carriers, such as MetLife, Progressive, and Mercury Insurance. Other available types of insurance products offered by the agency include homeowners', commercial, health, and long-term care insurance.

License Verified:

License: 17909127

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1070 Dundee Avenue, East Dundee, IL 60118
  • Life Insurance
  • Health Insurance

Why choose this provider?

Headquartered in East Dundee, Connect Insurance Group Inc. is an insurance agency that provides insurance services to residents and businesses in Elgin and the surrounding communities. With licenses in all 50 states, it serves local families, small businesses, and large corporations that operate internationally. It is an independent insurance firm that carries insurance plans like life insurance, health, dental, and personal umbrella insurance. Additionally, it provides commercial insurance packages. Juan Urzua is the founder and CEO of the firm.

License Verified:

License: 3000251110

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1250 Larkin Avenue, Elgin, IL 60123
  • Life Insurance
  • Term Life Insurance

Why choose this provider?

Amy True Flota is an insurance agent with New York Life who serves Elgin and the surrounding communities. She provides life insurance solutions that help clients plan for long-term care, retirement, and eventualities that may cause disability. Apart from insurance and business planning, Amy has experience in several disciplines, including law and accounting. Her experience provides her with a unique insight she could use to assist clients in choosing a policy that would suit their needs and circumstances.

License Verified:

License: 6840991

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
790 Fletcher Drive, Elgin, IL 60123
  • Life Insurance
  • Health Insurance

Why choose this provider?

LifeSmart, LLC has been providing life and medical insurance solutions to clients in Elgin, West Lafayette, and surrounding areas since 2005. The independent and family-owned insurance agency works with a variety of carriers, including Aetna, Humana, United Healthcare, and John Hancock. Its life insurance options are available in whole life, term life, universal, indexed universal, and long-term care options. LifeSmart, LLC also specializes in Medicare insurance options, such as supplement, Part D, and advantage. Families and individuals may also seek dental, final indemnity, and final expense coverage.

License Verified:

License: 100359781

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (7)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
522 West Main Street, St. Charles, IL 60174
  • Individual Plans
  • Life Insurance

Why choose this provider?

America's Insurance Agency has served clients in Elgin and the surrounding area for over 16 years, catering to the insurance needs of its residents and local businesses. It helps clients gain access to individual and business plans from various insurance companies. This connection also allows it to create custom packages to meet the unique needs of its clients. It carries life insurance plans, auto insurance, home insurance, and business insurance. Julie Fearer—with 33 years of experience in the industry—is the company owner.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
303 East Main Street, St. Charles, IL 60174
  • Life Insurance
  • Health Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

Why choose this provider?

Koehler Koehler Inc. is a three-generation family-owned company that has been providing insurance services to Elgin residents since 1952. It partners with major life and health insurance carriers, such as The Hartford, Metlife, and ING. The agents from this firm use their industry knowledge to find the types and amounts of life insurance policies that match the long-term goals of clients. Additionally, they provide comprehensive insurance products covering employee benefits, healthcare, individual benefits, and annuities.

License Verified:

License: 100289339

Illinois Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
707a Davis Road, Elgin, IL 60123
  • Life Insurance
  • Health Insurance

Why choose this provider?

ADH Insurance Agency, Inc., is an independent insurance company that has been providing for the financial needs of people in Elgin since 1986. The firm offers its customers coverage on life, health, short-term medical needs, dental, vision, and travel. It offers term life, universal life, whole life, and final expense insurance. It also provides Medicare and annuities assistance. Some of the insurance carriers they represent include Cigna, Metlife, and Prudential. ADH Insurance Agency's agents have over 150 years of combined industry experience.

License Verified:

License: 100296215

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2250 Point Boulevard, Elgin, IL 60123
  • Life Insurance
  • Health Insurance

Why choose this provider?

Founded in 2018, Key Retirement Solutions is a full-service insurance brokerage that assists residents and businesses in Elgin. It specializes in providing life insurance as well as health, home, and automobile coverage. Additionally, it offers other risk management solutions, including Medicare plans, critical illness and dental coverage, and final expense policies. The brokerage also has an office in Wisconsin and Arizona, and it is licensed to operate in 50 states. Clients can book appointments online or visit the agency's offices for on-site services.

License Verified:

License: 3000854932

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
368 Sundown Road, South Elgin, IL 60177
  • Life Insurance
  • Health Insurance

Why choose this provider?

Gina Gonzalez is a State Farm insurance agent who serves clients in Elgin. She offers term and whole life insurance policies, which provide financial security to beneficiaries in the event of an untimely death. Gina also covers insurance products and services for automobiles, homes, properties, and pets. The agent has been a State Farm agent since 2001, and she has qualified for the Legion of Honor and Ambassador Travel awards. She also has experience as an insurance claims representative.

License Verified:

License: 2134786

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (25)
Facebook
5.0 / 5 (13)
Yelp
1.0 / 5 (1)

Website
1331 Dundee Avenue, Elgin, IL 60120
  • Life Insurance

Why choose this provider?

Valentine Insurance Agency, Inc. is a full-service company that has been serving the life insurance needs of Elgin customers since 1970. Some of its life insurance options include universal, term, preferred whole, and transitional life insurance programs. It also makes home, auto, health, as well as property, and general liability insurance policies available for its customers. The Hartford, Hastings Mutual, Travelers, and Bristol West Insurance Group are some of the insurance carriers that the company represents.

License Verified:

License: 100293910

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6N343 East Ridgewood Drive, St. Charles, IL 60175
  • Life Insurance
  • Health Insurance

Why choose this provider?

Rak Agency, Inc., provides insurance services to Elgin. It caters to clients needing insurance plans for themselves and their loved ones by offering several insurance policies. These include life, individual health, short-term medical, accident, and critical illness insurance. It also offers group health plans for businesses that cover dental, vision, and disability benefits. Its owner, Richard Kaufmann, has been working in the insurance industry since 1989. In addition, the agency handles insurance products from Blue Cross, Aetna, Humana, and United Healthcare.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1109 Randall Court, Geneva, IL 60134
  • Life Insurance
  • Health Insurance

Why choose this provider?

Matt Holm is a State Farm insurance agent who serves individuals, families, and businesses in Elgin. Since joining the company, he has helped clients with finding and selecting insurance plans that provide coverage for their specific needs. One of the services he offers is life insurance, where he advises clients regarding the different types of life insurance policies like term life, whole life, and universal life insurance. Matt also assists clients with auto insurance, home insurance, and health insurance.

License Verified:

License: 15950155

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What should you do if you already have life insurance in Elgin?

    You should review your current life insurance policy in Elgin to see if it still meets your coverage and financial needs. This old policy's cash value can be used to purchase a new policy. You are also encouraged to review your policy on a regular basis to ensure that your wishes are still carried out as planned.

  • What should you do if your Elgin term life insurance policy is about to expire?

    If your term life insurance in Elgin is about to expire, you should not be concerned because your coverage will not end prematurely. You will be given the option to continue your coverage at a different rate. If, for example, you purchased a 10-year policy at the age of 30 and then decided to renew it, you can do so for another 10 years but must pay the premium rate for a 40-year-old policyholder.

  • Why should you add life insurance to your financial plans in Elgin?

    If you have financial plans in Elgin, it is recommended that you include life insurance to protect you and your loved ones from out-of-pocket expenses in the event of unforeseen events such as loss of income, debt, or death. Depending on your circumstances, you can select from a variety of insurance options, including term, permanent, disability income, and long-term insurance.

  • How do you purchase life insurance in Elgin?

    You need to talk to local insurance agents in Elgin if you want to buy life insurance. First, you can look around for the best and cheapest insurance premiums. If you know which insurance company you want to work with, you should fill out an insurance application and take a medical exam.

  • What factors affect life insurance rates in Elgin?

    In Elgin, as a general rule, life insurance rates are lower for people who are younger and healthier. The cost of life insurance depends on a person's marital status, gender, where they live, and their family's health history. If the policyholder smokes and drinks alcohol, they might have to pay more for insurance.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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