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Best Bankruptcy Attorneys in Elgin

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2023
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Costello Law logo
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Costello Law

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600 Spring Hill Ring Road, West Dundee, IL 60118
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Costello Law is a bankruptcy law firm in Elgin that has been providing legal services since the early 1960s. Lawyers at the firm handle chapter 7 and chapter 13 bankruptcy filings for individual debtors. They also provide legal representation for businesses in chapter 7 and chapter 11 cases. Additionally, the law firm represents both individual and business debtors in complex bankruptcy lawsuits. Founding lawyer Stephen J. Costello is a former chairman of the Kane County Bar Association's Bankruptcy and Debtor/Creditor committees.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Geraci Law L.L.C logo
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Geraci Law L.L.C

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1885 North Farnsworth Avenue, Aurora, IL 60505
  • Debt Settlement

Business Description

Geraci Law LLC has been catering to the legal needs of Elgin residents and nearby areas since 1977. Founder and consumer bankruptcy attorney Peter Francis Geraci assists individuals, families, and small business owners eliminate all or a large portion of their unsecured debt through chapter 7 bankruptcy liquidation. Geraci also guides debtors in debt consolidation through chapter 13 bankruptcy filing. Geraci also represents injured individuals in pursuing medical claims and settlements. Legal services rating provider Avvo bestowed a Superb 10.0 rating to Geraci, naming him a Top Attorney for Bankruptcy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Avvo
4.9 / 5 (1570)
Google
4.9 / 5 (150)
Facebook
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Kugia & Forte logo
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Kugia & Forte

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711 West Main Street, West Dundee, IL 60118
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

Kugia & Forte is a law firm near Elgin that deals with diverse legal needs. It offers legal representation in several areas such as personal injury, real estate, bankruptcy, and divorce. Martin V. Kugia, its bankruptcy lawyer, has advocated for clients' rights for over a decade. He is well-versed in liquidation bankruptcy guidelines, helping clients determine their eligibility and filing bankruptcy petitions for qualified debtors. Moreover, he aims to obtain debt discharges and address wage garnishment and foreclosure issues.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Office of Timothy Brown logo
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Law Office of Timothy Brown

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63 Douglas Avenue, Elgin, IL 60120
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

The Law Office of Timothy Brown is a local firm dedicated to helping Elgin and the surrounding communities. The team of bankruptcy attorneys offers solutions to help clients obtain debt relief and a new financial start. The company's practice areas include chapters 7 and 13 bankruptcy options, debt collection, foreclosure defense, and bankruptcy litigation. Founding attorney Timothy Brown was recognized in 2016 as one of the "Top 100 Lawyers" by the National Trial Lawyers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Avvo
5.0 / 5 (14)
Google
4.5 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Law Offices of Jay L Dahl Ltd. logo
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The Law Offices of Jay L Dahl Ltd.

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1122 Brigham Way, Geneva, IL 60134
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

The Law Offices of Jay L. Dahl Ltd. has been providing legal services to the Elgin community and nearby areas since 1979. The law firm focuses on helping individuals resolve their financial challenges through chapter 7 and chapter 13 bankruptcy filings. The company also assists clients in foreclosure litigations and in seeking solutions for IRS and other tax-related problems. Lawyers at the firm are experienced in real estate litigation as well. Dahl has been practicing law for over 43 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
4.5 / 5 (3)
Google
5.0 / 5 (2)
Avvo
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Consumers utilizing Expertise.com are free to communicate and contract with any lawyer they choose. Expertise.com is not involved in the confidential attorney-client relationship. Featured lawyers pay a reasonable advertising cost to market their legal services withExpertise.com and must meet similar selection criteria as other lawyers. All cases are different. Prior results do not guarantee a similar outcome.

Frequently Asked Questions

  • What does a bankruptcy attorney do?

    Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

  • What happens when you file bankruptcy?

    Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

    Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

  • Can you file bankruptcy on student loans?

    Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

  • What is bankruptcy fraud?

    Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

    • Hiding assets by transferring them to another person or entity
    • Intentionally omitting assets when reporting to the court
    • Destroying or withholding required documents
    • Knowingly making false statements to bankruptcy trustees or creditors
  • How long is bankruptcy on public record?

    How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

  • Does bankruptcy clear tax debt?

    Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

    • Federal income tax debt related to current properly filed tax returns
    • Honestly incurred with no fraud or evasion
    • At least three years old
    • Assessed at least 240 days before bankruptcy filings

    Existing liens are not eliminated with bankruptcy.


  • Can they take my car in Chapter 7 bankruptcy?

    In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.