Best Mortgage Brokers in Decatur

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Becky Adcock logo
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License Verified:

License: 1034159

Nationwide Multistate Licensing System and Registry

Becky Adcock

320 Northwestern Avenue, Taylorville, IL 62568
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  • Refinance

Business Description

Becky Adcock is a residential mortgage loan originator with Tiger Loans, Inc., providing specialized mortgage solutions in the Decatur metro. The mortgage professional provides brokerage services to help clients find financing programs that will match their needs. She guides individuals about the selection of mortgage programs they can take advantage of, such as VA, FHA, fixed-rate, adjustable-rate, jumbo, and USDA mortgages. In addition, the agent offers 203k loans. Becky Adcock makes use of online calculators and tools to help clients explore their financial options.

License Verified:

License: 1034159

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Molitor Financial Group logo
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License: 1846654

Nationwide Multistate Licensing System and Registry

Molitor Financial Group

2309 Village Green Pl., Ste. B, Champaign, IL 61822
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Business Description

Molitor Financial Group is a locally owned and operated boutique lending firm that serves the residents of Decatur and the surrounding areas. It provides a wide assortment of home purchase loans, including conventional and jumbo loans. It also assists with government loan products such as FHA, VA, and USDA. Its team guides clients through the home search, underwriting, and appraisal process. Molitor Financial Group has been in business since 2005. The company has closed more than 10,000 loans.

License Verified:

License: 1846654

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (113)
Google
5.0 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pineywoods Mortgage logo
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License Verified:

License: 2227002

Nationwide Multistate Licensing System and Registry

Pineywoods Mortgage

2404 East Empire Street, STE 230, Bloomington, IL 61705
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  • Refinance
  • New Construction

Business Description

Pineywoods Mortgage is a locally owned and operated brokerage firm that serves individuals and families in Decatur and other areas in Illinois. It assists with different types of conventional and first-time homebuyer purchase loans. It also offers government programs such as FHA and VA loans. Additionally, it helps clients refinance existing mortgages. Pineywoods Mortgage is an affiliate member of the Mid-Illinois Realtors Association. Principal broker Arti Casada has more than two decades of experience in the lending industry.

License Verified:

License: 2227002

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Team USA Mortgage logo
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License Verified:

License: 9908

Nationwide Multistate Licensing System and Registry

Team USA Mortgage

1709 Tullamore Ave, Suite D, Bloomington, IL 61704
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Business Description

Team USA Mortgage caters to clients in the Decatur metro and its surrounding localities. The company provides loan and brokerage services to help individuals obtain mortgage programs that will match their needs. Its loan packages include conventional, USDA, FHA, VA, and non-QM loans. The team also aids people who have previously struggled with their credit and are looking for a way to qualify for a mortgage. Team USA Mortgage has been in the lending industry since 2003.

License Verified:

License: 9908

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (26)
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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