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Best Life Insurance Companies in Chicago

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A L Jaber Insurance Agency logo
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A L Jaber Insurance Agency

10139 S Harlem Ave Ste A2, Chicago Ridge, IL 60415
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Business Description

In operation since 2017, A L Jaber Insurance Agency provides its clients with more than 30 years of insurance experience. The company partners with a variety of providers to deliver a customized life or health insurance package. Its agents discuss client requirements and assess personal data, such as age and health, to determine the most effective plans for individual circumstances. A L Jaber Insurance Agency offers PPO and HMO health plans as well as term and whole life policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Beyer Insurance Agency, Inc. logo
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License Verified:

License: 100299118

Illinois Department of Insurance

Beyer Insurance Agency, Inc.

70 E Lake St, Chicago, IL 60601
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  • Life Insurance

Business Description

Beyer Insurance Agency, Inc., is an independent company serving families, individuals, and business owners in the Chicago metro. It offers an array of insurance products, including life policies. The agency helps clients acquire term, whole, universal, final expense, and mortgage protection insurance. Its agents also provide home, auto, general liability, and workers' compensation coverages. Beyer Insurance Agency has been in the industry for over 25 years. Its president Steve Foster was recognized as a Top Insurance Professional Under 40 by the National Underwriter in 2015.

License Verified:

License: 100299118

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
––
Erie Insurance logo
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Erie Insurance

4806 N Milwaukee Ave, Chicago, IL 60630
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Business Description

Erie Insurance began its journey of providing comprehensive insurance solutions in 1925. The independent life insurance agency in Chicago tailors its term, whole, and universal policies to meet its clients' needs. The company represents a variety of providers to offer future coverage for the home, income and debt, children's education, and final expenses. Erie Insurance also offers Medicare supplement, personal catastrophe liability, and long-term care rider insurance in addition to auto, home, and business options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Ferrell Insurance Agency logo
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Ferrell Insurance Agency

4219 W 95th St Ste A, Oak Lawn, IL 60453
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Business Description

Ferrell Insurance Agency has provided quality individual and business insurance solutions for more than 40 years. Its health insurance options are tailored to meet clients' needs. The company represents a variety of top-quality carriers with a range of co-pay, deductible, and annual limit plans. It also delivers term and whole life insurance plans that are designed to cover the future individual and family requirements, such as mortgage payments, education, earnings, and debts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (7)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gallagher and Murphy Insurance Agency Inc. logo
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Gallagher and Murphy Insurance Agency Inc.

10236 S Kenton Ave, Oak Lawn, IL 60453
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Business Description

Gallagher and Murphy Insurance Agency Inc. is an independent agency that's delivered individual and business insurance options since 1991. Representing a variety of carriers allows the agency to offer its clients individual term, whole, and universal life insurance policies tailored to meet their needs. The company's agents also work with individuals to assess the health insurance options available and determine the most effective choice for specific circumstances, evaluating co-pays, deductibles, and annual limits.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
GB Group, Inc. logo
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License Verified:

License: 100297850

Illinois Department of Insurance

GB Group, Inc.

3932 N. Lincoln Ave., Chicago, IL 60613
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  • Life Insurance

Business Description

GB Group, Inc., is an independent insurance agency that has been serving Chicago since 1989. It assists English and Spanish-speaking individuals in securing their futures by offering term, whole, and universal life insurance policies. With death and living benefits, the coverage helps families in the near future in terms of expanding a business, providing financial assistance to a parent, or purchasing a new home. Its team of independent agents also provides vehicle, property, business, and health insurance.

License Verified:

License: 100297850

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hallberg Insurance Network logo
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Hallberg Insurance Network

6112 S Western Ave, Chicago, IL 60636
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Business Description

Hallberg Insurance Network is an independent agency representing over 50 companies. The life insurance company in Chicago offers a variety of options to meet its clients' needs. Its individual simple issue life insurance covers up to $25,000 without a physical exam or medical records evaluation requirement. The company's other individual plans include health, dental, and disability. Additionally, Hallberg Insurance Network offers group coverage, encompassing a range of health and life insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Illinois Insurance Family logo
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License Verified:

License: 100721274

Illinois Department of Insurance

Illinois Insurance Family

3906 W North Ave Ste S, Chicago, IL 60647
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  • Life Insurance
  • Health Insurance

Business Description

Illinois Insurance Family serves communities throughout the Chicago metro. It offers term life, whole life, and universal life insurance packages and extends its services to cover trucking, business, home, and auto insurance. Through partnerships with a variety of carriers, it can better provide its clients with the coverage they need. The full-service agency facilitates its application process by offering 15-minute telephone inquiry services and an option to sign up at its local office. Its site is also equipped with online features that simplify account access.

License Verified:

License: 100721274

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Insurance Trade Solutions logo
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Insurance Trade Solutions

1905 W Chicago Ave, Chicago, IL 60622-7860
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  • Individual Plans
  • Life Insurance

Business Description

Insurance Trade Solutions is an independent insurance company that has been serving clients in Chicago and the surrounding communities for more than a decade. It carries term life insurance plans for temporary needs and permanent life insurance policies for lifelong protection. It also provides other types of insurance solutions, including home, condo, boat, motorcycle, and renters' insurance. For businesses, it handles commercial auto, general liability, condominium association insurance programs, as well as business owners' policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jessica Rhee logo
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License Verified:

License: 3779752

Illinois Department of Insurance

Jessica Rhee

453 W North Avenue, Chicago, IL 60610
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  • Life Insurance
  • Health Insurance

Business Description

Jessica Rhee is a second-generation State Farm insurance agent that has been serving Chicago for more than 20 years. She provides term, whole, and universal life insurance coverage options to help clients in securing their futures. Policies are also available for small businesses for different purposes such as business continuation, employee benefits, and key employee incentives. Rhee hones her skills in establishing relationships with individuals, families, and local businesses through active community involvement.

License Verified:

License: 3779752

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kane Insurance Group logo
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License Verified:

License: 100294365

Illinois Department of Insurance

Kane Insurance Group

4016 N Lincoln Ave, Chicago, IL 60618
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  • Life Insurance
  • Commercial Insurance
  • Apartment Insurance
  • Group Benefits
  • Home and Auto Insurance

Business Description

Kane Insurance Group offers products and services to business owners, families, and individuals in the Chicago metro. It provides a range of personal plans, including life insurance. The company helps clients acquire individual and group life coverages to protect them from financial losses caused by funeral expenses and other debts. It also deals with health, homeowners', flood, workers' compensation, and general and cyber liability insurance. Kane Insurance Group is an independent agency that represents multiple carriers like Progressive and Mercury Insurance.

License Verified:

License: 100294365

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
5.0 / 5 (13)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Kocher Insurance Group logo
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Kocher Insurance Group

1165 N Clark St Ste 700, Chicago, IL 60610
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Business Description

Kocher Insurance Group is an independent brokerage offering business clients the options they need to make informed decisions. The life insurance company in Chicago works with all major life and disability carriers to structure the program that best fits its clients' needs. It offers large life and disability programs as well as employee buy-up options. Kocher Insurance Group also provides group health programs for a diverse range of industries and company sizes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
KSA Insurance Agency logo
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KSA Insurance Agency

7158 W Grand Ave, Chicago, IL 60707
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Business Description

KSA Insurance Agency is an independent agency providing its clients with a variety of options from top-level carriers. The company's agents deliver individual and group coverage for life and health insurance concerns. They offer life insurance packages that include mortgage protection, long-term care, disability, second-to-die, and key person insurance plans. KSA Insurance Agency also ensures its individual and group clients receive optimal health coverage that may encompass supplemental plans, such as dental, vision, and prescription packages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
LR Windsor logo
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LR Windsor

180 W Washington St Ste 500, Chicago, IL 60602
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Business Description

LR Windsor has provided clients with insurance solutions since 2003. The independent life insurance company in Chicago works with a variety of quality providers to tailor a plan that specifically meets its clients' needs. The company's agents assess each person's situation to provide the appropriate policy and coverage. In addition to mortgage protection, the company offers final expense insurance. LR Windsor also delivers individual and family health plans with any requested supplemental insurance, such as dental and disability coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Melendez Insurance logo
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License Verified:

License: 100487015

Illinois Department of Insurance

Melendez Insurance

1655 S Blue Island Ave, Suite 319, Chicago, IL 60608
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  • Term Life Insurance
  • Permanent Life Insurance Policy
  • Personal Insurance
  • Multiple Carriers

Business Description

Melendez Insurance is an independent agency that offers a range of products and services to families, individuals, and business owners in the Chicago metro. It accommodates clients who want to acquire life insurance plans, which include term and permanent coverages. The full-service company also provides other personal and business policies, such as health, homeowners', auto, general contractor, and workers' compensation insurance. Owner Jose Melendez worked at the Martingale National Insurance Company from 2008 to 2014.

License Verified:

License: 100487015

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (12)
Facebook
5.0 / 5 (5)
Yelp
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Polec Joan Insurance Agency logo
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License Verified:

License: 3000241528

Illinois Department of Insurance

Polec Joan Insurance Agency

212 South Milwaukee Avenue, Wheeling, IL 60090
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  • Life Insurance
  • Health Insurance

Business Description

Joan Polec Insurance Agency is a Wheeling-based insurance agency that works with clients in and around the local communities, including Chicago. Its insurance professionals can assist clients in choosing a variety of life insurance products, ranging from group and individual life insurance to second-to-die policies and long-term care insurance. The agency partners with an array of insurance providers, such as The Hartford and Victoria Insurance, to ensure clients can acquire the insurance products that suit their needs.

License Verified:

License: 3000241528

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Robert Slayton & Associates, Inc. Insurance logo
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License Verified:

License: 100289110

Illinois Department of Insurance

Robert Slayton & Associates, Inc. Insurance

1979 N Mill St, Ste 205, Naperville, IL 60563
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  • Life Insurance

Business Description

Robert Slayton & Associates, Inc. Insurance offers products and services to families and individuals in Chicago. It provides an array of personal lines of insurance, including life policies. The company helps clients acquire term, whole, universal, and final expense coverages to protect their families from financial losses caused by mortgage debts and funeral expenses. Owner Robert Slayton is a Certified Identity Theft Risk Management Specialist. He received the Golden Eagle Award from the Leading Producers Round Table of the National Association of Health Underwriters in 2007.

License Verified:

License: 100289110

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rosenwinkel Insurance logo
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Rosenwinkel Insurance

7114 Calumet Ave, Hammond, IN 46324
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Business Description

Rosenwinkel Insurance is a family-owned independent agency that's delivered a full range of insurance services since 1946. Partnering with a variety of insurance providers, the company offers customized life and health plans to meet its clients' needs. Working with individuals and businesses, Rosenwinkel Insurance helps clients navigate their health insurance options, including fee-for service, HMO, PPO, and POS packages. It also assists with determining the most comprehensive life insurance coverage to protect family and assets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sharon Robles Agency LLC logo
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License Verified:

License: 1492121

Illinois Department of Insurance

Sharon Robles Agency LLC

1655 S Blue Island Ave Ste 320, Chicago, IL 60608
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  • Life Insurance
  • Health Insurance
  • Term Life Insurance
  • Whole Life Insurance

Business Description

Sharon Robles Agency LLC provides an array of insurance products and services in the Chicago metro. It accommodates families and individuals who want to acquire life insurance plans, which include universal, whole, and term coverages. The independent agency also offers other personal and commercial lines of insurance, such as homeowners', rideshare, car, and BOP coverages. It represents multiple carriers like Safeco, Travelers, and Grange Insurance. Owner Sharon Robles has been delivering insurance solutions for more than 20 years.

License Verified:

License: 1492121

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (7)
Google
4.8 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Venamex Insurance logo
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License Verified:

License: 100288865

Illinois Department of Insurance

Venamex Insurance

5746 W 63rd St, Chicago, IL 60638
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  • Life Insurance

Business Description

Venamex Insurance is an independent company serving individuals, families, and business owners in the Chicago metro. It offers an array of personal lines of insurance, including life policies. The agency helps clients acquire term, whole, and universal coverages to protect them from financial losses caused by funeral expenses and estate taxes. Its specialists also deal with homeowners', car, umbrella, health, workers' compensation, and general liability insurance. Venamex Insurance is a family-owned business that has been operating since 2009.

License Verified:

License: 100288865

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (17)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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