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Best Credit Repair Companies in Champaign

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Credit Repair Companies FAQs

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Champaign, ILChampaign, ILInstagram
  • Credit Monitoring

Credit Repair Ease serves the locals in and around the Champaign metro. After collecting information from the client, it sets to work by increasing credit limit, monitoring any potential changes in the score, and providing education about personal and financial control. It also accesses reports from TransUnion, Equifax, and Experian in order to identify inaccurate or incomplete data. Other services it offers include creditor interventions, identity protection, personal finance tools, cease and desist letters, and score analysis.

Champaign, ILChampaign, IL

InstagramWebsite(888) 803-7889

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

412 S Glenn Dr, Urbana, IL 61802
Urbana, IL 61802
  • Credit Dispute

Enots Affordable Credit Repair and Tax Preparation Services caters to the people of Champaign and nearby areas. Its specialists help clients re-establish their credit profiles by conducting analyses and eliminating erroneous and unverifiable information from their credit reports. They also represent individuals in dealings with creditors, collectors, and credit bureaus. The company walks clients through the entire credit restoration process and provides them with the information they need to keep improving their ratings.

412 S Glenn Dr, Urbana, IL 61802
Urbana, IL 61802

Website(217) 298-8134

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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