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Best Mortgage Refinance Companies in Bolingbrook

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2023
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Focus Mortgage Co. logo
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License Verified:

License: 1736153

Nationwide Multistate Licensing System and Registry

Focus Mortgage Co.

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7135 Janes Ave STE 100, Woodridge, IL 60517
  • Reverse Mortgages

Business Description

Focus Mortgage Co. caters to Bolingbrook clientele by providing loan refinancing products. It helps individuals differentiate among home loan types and choose the program that they need. The team offers mortgage options such as fixed and adjustable rates, hybrid ARM, interest only, and graduated payment mortgage loans. Its programs include FHA home, VA, USDA rural development, and jumbo loans. The company’s senior managing director, David Braun, is a mortgage loan originator with a real estate financing experience that spans over 20 years.

License Verified:

License: 1736153

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jim Martin logo
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License Verified:

License: 223872

Nationwide Multistate Licensing System and Registry

Jim Martin

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3100 W Ray Rd Ste 201, Office 209, Bolingbrook, IL 85226
  • New Construction

Business Description

Jim Martin is a mortgage expert who serves people in Bolingbrook. He caters to clients seeking to refinance their loans and provides them with options based on their unique situations and criteria. Martin provides a wide selection of financing options, including FHA, USDA, VA, and jumbo loans, as well as fixed- and adjustable-rate mortgages. He helps borrowers understand the differences between each program, enabling them to choose a plan based on their needs. Martin currently works under Nexa Mortgage.

License Verified:

License: 223872

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (364)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Michael P. Doerr logo
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License Verified:

License: 235349

Nationwide Multistate Licensing System and Registry

Michael P. Doerr

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3100 W Ray Rd Ste 201, Office 209, Bolingbrook, IL 85226

Business Description

Michael P. Doerr serves as a loan officer at Nexa Mortgage. He has over two decades of industry experience, working with borrowers in Bolingbrook refinancing their mortgages to lower their monthly payments and interest rates. His products include adjustable and fixed-rate mortgages and FHA, USDA, and VA loans. Doerr recommends programs based on borrowers' needs and extends his services to those refinancing to obtain funds from their properties' equity or change their mortgage terms. His other offerings involve HARP, 203K, jumbo, and conventional loans.

License Verified:

License: 235349

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Parlay Mortgage & Property, Inc. logo
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License Verified:

License: 218753

Nationwide Multistate Licensing System and Registry

Parlay Mortgage & Property, Inc.

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16612 W. 159th St., Lockport, IL 60441
  • Reverse Mortgages

Business Description

Parlay Mortgage & Property, Inc. handles the needs of home buyers and owners in Bolingbrook. The firm provides clients with various mortgage products and services, including home purchase and refinancing loans, such as cash-out refinance. Its team of mortgage professionals offers customers refinance options to help them reduce their interest rates and lower their monthly payments. The company aims to make the mortgage process better for its clients by remaining true to its core values of transparency, honesty, and integrity.

License Verified:

License: 218753

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (13)
Google
4.6 / 5 (7)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trey McClure logo
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License Verified:

License: 1680562

Nationwide Multistate Licensing System and Registry

Trey McClure

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16612 W 159th St #201, Lockport, IL 60441
  • New Construction

Business Description

Trey McClure is a mortgage professional that caters to individuals and families in the Bolingbrook metro. He provides financial solutions based on the specific financing goals of borrowers, such as home purchases, debt consolidation, or refinancing existing loans. He strives to build relationships with his clients and educate them throughout the loan process. Rate and term refinance loans, FHA, VA, and non-QM mortgages are among his loan options. McClure also serves Indiana, Florida, and Tennessee residents.

License Verified:

License: 1680562

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (4)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.