Best Bankruptcy Attorneys in Bloomington

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Bankruptcy Attorneys FAQs

Learn more
Charles E. Covey, Attorney at Law logo
Visit Website

Charles E. Covey, Attorney at Law

416 Main Street, Peoria, IL 61602
Visit Website
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Charles E. Covey, Attorney at Law, is a bankruptcy attorney near Bloomington. His services include both Chapter 7 and Chapter 13 bankruptcy as well as business bankruptcy and foreclosure prevention. Charles Covey has over 30 years of legal experience and has spent the last 20 years exclusively practicing bankruptcy law and debt relief law. The attorney is a member of the Illinois State Bar and the Northern, Central, and Southern District Courts of Illinois.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (51)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Charles E. Covey, Attorney at Law

Dunn Law Firm, LLP logo
Visit Website

Dunn Law Firm, LLP

1001 North Main Street, Bloomington, IL 61701
Visit Website
  • Debt Settlement
  • Creditor Representation

Business Description

Dunn Law Firm LLP is a bankruptcy law firm with over 100 years of experience protecting creditors' rights in the Bloomington area. The firm represents small and large business creditors in bankruptcy cases. Dunn Law Firm handles commercial and consumer debt collection, repossession and recovery of defaulted debt, and foreclosure actions. The team litigates in debt collection civil actions in state and federal courts, and it mediates in alternative dispute resolution forums.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.2 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Dunn Law Firm, LLP

Finegan, Rinker & Ghrist logo
Visit Website

Finegan, Rinker & Ghrist

111 West Front Street, Bloomington, IL 61701
Visit Website
  • Debt Settlement

Business Description

Finegan, Rinker, & Ghrist is a family-owned law firm based in Bloomington that leads clients through the bankruptcy process to relieve them of overwhelming debts. The debt relief agency files for bankruptcy relief under all six chapters available, including Chapter 7 and Chapter 13. Finegan, Rinker, & Ghrist still helps indebted clients who aren't able to file bankruptcy by entering civil litigation with creditors in hopes of reducing the amount of debt they owe. The firm also represents clients in establishing wills, trusts, and estates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (58)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Finegan, Rinker & Ghrist

Law Offices of Frank E. Hoffman logo
Visit Website

Law Offices of Frank E. Hoffman

401 North Main Street, Bloomington, IL 61701
Visit Website
  • Debt Settlement

Business Description

The Law Offices of Frank E. Hoffman is a bankruptcy law firm in Bloomington. The firm offers bankruptcy consultations in person or by phone. In addition to offering bankruptcy services, the firm also provides legal counsel for Social Security disability, divorce, family law, and probate law. The firm's attorney, Frank Hoffman, has over 40 years of legal experience. He's a member of the Illinois State Bar, the U.S. Supreme Court, and the U.S. Court of Appeals - Seventh Circuit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Law Offices of Frank E. Hoffman

Back to Providers

Frequently Asked Questions

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

Read All FAQS