Best Mortgage Refinance Companies in Aurora

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Great Mortgage logo
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License: 478647

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Great Mortgage

1754 N Washington St, Ste 128B, Naperville, IL 60563
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  • Multi-Family Loans

Business Description

Great Mortgage has been assisting clients in Aurora and throughout Illinois with their home purchase and refinancing needs since 2011. It offers HARP 2.0, a refinance option for homeowners with underwater mortgages. HARP 2.0 allows homeowners who owe more than the value of their home to have a more stable mortgage. Great Mortgage's loan programs also include financing for conventional, interest only, government, FA, and VHA loans. It is an Arizona, Colorado, Indiana, Florida, Missouri, Ohio, and Tennessee residential licensee.

License Verified:

License: 478647

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (127)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Friendliness
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Reid Mitchell logo
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License: 426724

Nationwide Multistate Licensing System and Registry

Reid Mitchell

4461 Fox Valley Center Dr, Aurora, IL 60504
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Business Description

For more than a decade, Reid Mitchell has been serving clients throughout Aurora. He guides them through the refinancing process. Mitchell maintains a website that contains current mortgage rates to help homeowners with their decision-making. He also sets up a variety of mortgage programs, ranging from FHA and VA loans to jumbo and conventional mortgages, for clients seeking to purchase properties. He provides Chase MyHome, an online tool that allows individuals to check their home values or explore neighborhood sales trends.

License Verified:

License: 426724

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Smart Mortgage Centers logo
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License: 222269

Nationwide Multistate Licensing System and Registry

Smart Mortgage Centers

16151 S. Lincoln Hwy, Plainfield, IL 60586
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  • Reverse Mortgages

Business Description

Smart Mortgage Centers is a lending company that has been helping home buyers in Aurora since 1997. It helps clients pay for and modify existing mortgages by offering various options like HARP, rate and term, debt consolidation, cash out, and home equity line refinancing. The agency also offers FHA, VA, USDA, and conventional loan options as well as bad credit, home renovation, and reverse mortgage options. The company's experts work closely with loaners to keep the refinancing process simple yet personal.

License Verified:

License: 222269

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (284)
Team  Murrell Genao logo
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License: 600113

Nationwide Multistate Licensing System and Registry

Team Murrell Genao

2471 W. Sullivan Road, Aurora, IL 60506
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  • New Construction

Business Description

Team Murrell Genao of First Centennial Mortgage works with Aurora homeowners seeking to refinance their existing property. The office, which is composed of an award-winning business manager and mortgage loan officers, has been practicing a consultative approach to the home loan process for more than 20 years. The professionals customize home financing solutions to aid clients in achieving their home financing goals. Adam Murrell, the manager, is a recipient of the Five Star Mortgage Professional Award.

License Verified:

License: 600113

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (60)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Two Rivers Mortgage Company logo
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License Verified:

License: 1529228

Nationwide Multistate Licensing System and Registry

Two Rivers Mortgage Company

75 Executive Dr. Suite 401 E, Aurora, IL 60504
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  • New Construction
  • Reverse Mortgages

Business Description

Two Rivers Mortgage Company serves potential homebuyers in the Aurora metro and the rest of Illinois. The locally-owned firm assists borrowers looking to refinance their mortgages to find lower rates and repayments. As an independent mortgage company, it represents different lenders, providing clients with various options to find the best mortgage that fits their needs. Its agents offer FHA, VA, USDA, conventional, asset qualifier, and investor loan products. The firm is certified by the NMLS and is an Equal Housing Lender.

License Verified:

License: 1529228

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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