Expertise.com

2024

Last updated:

Best Mortgage Brokers in Nampa

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Nampa Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

32Reviewed

23Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

950 W Bannock Street Suite#1100, Boise, ID 83702
WebsiteLicense: 855363

Expertise.com Rating

Review Sources

Google
5.0 (10)
Zillow
4.8 (5)

Why choose this provider?

AmeriPro Mortgage, LLC helps clients in Nampa find the right home mortgage loans that meet their needs and budget. Its refinancing services cover single- and multi-family residences, condominiums, townhouses, and manufactured homes. Its available loan programs are VA, FHA, USDA, and jumbo plans. Besides refinancing, the company also works with clients seeking home purchase loans. Some of the mortgage rate options offered by AmeriPro include fixed and adjustable rates, as well as interest-only and graduated payments.

  • Refinance

6223 N Discovery Way Ste 200, Boise, ID 83713
WebsiteLicense: 182954

Expertise.com Rating

Review Sources

Facebook
3.9 (178)
Google
4.9 (48)
Zillow
5.0 (31)

Why choose this provider?

Primary Residential Mortgage, Inc., serves the property financing needs of the people of Nampa. Its local loan officers offer jumbo, conventional, and VA mortgages, as well as FHA and USDA loans tailored to the needs and financial resources of first-time home buyers, homeowners, and real estate investors. In addition, they provide reverse mortgage loans for people aged 62 or older to help them pay for home repairs, medical care, and travel. Primary Residential Mortgage has a mortgage calculator to help clients project their expenses.

  • Reverse Mortgages

5700 E Franklin Boulevard Suite 110, Nampa, ID 83687
WebsiteLicense: 849149

Expertise.com Rating

Review Sources

Zillow
5.0 (3)
Google
5.0 (2)

Why choose this provider?

Goodrich Mortgage Group accommodates first-time homebuyers, seasoned veterans, and real estate investors in Nampa and nearby areas. The company offers a variety of mortgage options, such as VA, reverse mortgages, FHA, adjustable- and fixed-terms, and USDA or rural housing loans. It also provides cash-out refinance programs. Founder and loan officer Greg Goodrich has been working in the real estate sector for more than 30 years. Before establishing Goodrich Mortgage Group, he worked with national brokerage companies and large national banks.

  • Refinance

3959 E. Overland Rd., Meridian, ID 83642
WebsiteLicense: 1429063

Expertise.com Rating

Review Sources

Facebook
5.0 (22)
Zillow
5.0 (15)
Google
5.0 (2)

Why choose this provider?

Piper Andrisek caters to the financial needs of individuals and families in and around Nampa. She assists prospective homeowners and seasoned home buyers looking for mortgage programs to purchase a new house or refinance their current loans. She provides personalized services by working closely with clients through the entire borrowing process, from consultation and selection of the best loan program to property search and funding approval. Before being a mortgage advisor with Fairway Independent Mortgage Corporation, Piper started as a loan officer assistant.

  • Refinance
  • New Construction

10392 W Shadybrook Dr, Boise, ID 83704
WebsiteLicense: 1731139

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
4.2 (6)

Why choose this provider?

Unlimited Mortgage Group LLC helps individuals and families in Nampa achieve their homeownership dreams. The company has access to various lending programs for aspiring homeowners and repeat homebuyers. These products include FHA, VA, and USDA loans, as well as state housing and government-sponsored programs. The agency also offers refinancing options for clients looking to withdraw cash from their equity and save on monthly payments. Its self-help tools, such as pre-approval forms and mortgage calculators, are available on its website.

  • Refinance

800 West Main Street, Suite 1460, Boise, ID 83702
WebsiteLicense: 38648

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Mortgage Professionals of Sun Valley serves residents of Nampa and the surrounding locales who require home purchase loans. It offers conventional options and government-backed choices sponsored by the VA and FHA. These include refinancing programs to rearrange current obligations into manageable debts and jumbo mortgages for high-value assets. Its customer base extends to buyers of commercial properties. This locally owned and operated firm employs a team with over 20 years of collective experience in the lending sector.

  • Refinance

211 E Logan St, Suite B3, Caldwell, ID 83605
WebsiteLicense: 1824975

Expertise.com Rating

Review Sources

Facebook
4.8 (21)

Why choose this provider?

Covenant Reverse Mortgage, LLC, provides Nampa-based borrowers with a variety of tailored lending choices. The firm's selection of loans, including its HECM options and jumbo reverse mortgages, covers different financial goals like new home purchases, debt consolidation, and post-retirement setups for senior citizens. Its consultants use their comprehensive understanding of lending factors and requirements to offer informative guidance to individuals and families throughout the application process. They also compare local interest rates and property values with each applicant's specific mortgage choice.

  • Reverse Mortgages

1895 N Lakes Place Suite 200, Meridian, ID 83646
WebsiteLicense: 114448

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Jim Dildine serves homebuyers in Nampa who require a variety of mortgage solutions. The loan options include fixed and adjustable-rate mortgages with periods reaching up to three decades. The agent offers products aimed at purchasers of vacation assets and second residences. Government-backed programs for military veterans and farmers are also available. Jim Dildine refinances current obligations into manageable forms. His crew operates under the Bank of England Mortgage banner, an institution that has operated since 1898.

  • Refinance

3597 E Monarch Sky Lane, Suite F-240, Meridian, ID 83646
WebsiteLicense: 310671

Expertise.com Rating

Why choose this provider?

Idaho VA Loan provides services to clients across the Nampa metro and the neighboring cities. The company offers a VA mortgage loan program for veterans, active military members, and their spouses purchasing residential properties. These loan programs help clients obtain homes within their budget and goals. Its team members are also available to guide individuals in knowing the value of their homes. The company also serves clients across Boise, Melba, Caldwell, Eagle, Middleton, McCall, and Emmett.

  • Refinance

1243 E Iron Eagle Dr. Suite 130, Eagle, ID 83616
WebsiteLicense: 3696

Expertise.com Rating

Review Sources

Google
5.0 (10)

Why choose this provider?

Hunter Creek Mortgage delivers a variety of solutions for the homeownership and investment goals of the people in Nampa. The company offers mortgage products such as conventional, government-backed, and home equity loans. It assists borrowers in refinancing existing mortgages to acquire cash or secure lower interest rates. Its professionals utilize technology to expedite the review of loan documents and closing of transactions. The team has been serving the real estate financing needs of clients for more than 15 years.

  • Refinance
  • New Construction

896 South Mace Ranch Way, Eagle, ID 83616
WebsiteLicense: 244900

Expertise.com Rating

Why choose this provider?

Christian Walsh is an Eagle-based mortgage broker who deals with clients throughout Nampa. He assists them through the mortgage application process and provides options like VA, FHA, and USDA loans. Walsh provides a variety of other financing solutions for aspiring homeowners, ranging from conforming to jumbo loans. He also has experience working with homeowners refinancing their mortgages for the seventh time. Walsh has spent more than two decades in the lending sector. He holds a degree in finance.

  • Refinance

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.