Best Mortgage Brokers in Meridian

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1st Choice Mortgage Company logo
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License Verified:

License: 380736

Nationwide Multistate Licensing System and Registry

1st Choice Mortgage Company

3023 E. Copper Point Dr., Suite 101, Meridian, ID 83642
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  • Reverse Mortgages
  • Refinance

Business Description

1st Choice Mortgage Company is a locally owned and operated business that serves customers in Meridian. It offers a variety of home loan products for different types of borrowers, including conventional, HARP, USDA, FHA, and VA. It also assists with loans for doctors, manufactured homes, and renovations. Additionally, it provides down payment assistance. The company has been in the industry for over 25 years and is affiliated with the National Association of Mortgage Brokers and the Association of Independent Mortgage Experts.

License Verified:

License: 380736

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (326)
Facebook
4.8 / 5 (72)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Capital Mortgage, LLC logo
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License Verified:

License: 382375

Nationwide Multistate Licensing System and Registry

Capital Mortgage, LLC

1857 S Millennium Way #100, Meridian, ID 83642
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  • Refinance
  • New Construction

Business Description

Capital Mortgage, LLC, caters to residents of Meridian who need mortgage brokers. Its options include bank statement loans for self-employed individuals who lack the steady cash flow of routine office workers and USDA-backed choices for farmers. The team examines a debtor's current obligations and converts these into more manageable products. The local, independent company was established in 2003. Capital Mortgage, LLC's owner and branch manager, Nicole Chatterton, leads a team of 14 mortgage specialists.

License Verified:

License: 382375

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (26)
Facebook
5.0 / 5 (6)
Melissa Nelson logo
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License Verified:

License: 1186583

Nationwide Multistate Licensing System and Registry

Melissa Nelson

Meridian, ID 83634
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  • New Construction

Business Description

Melissa Nelson is an independent mortgage broker who serves clients in Meridian. She is a part of Barrett Financial, a nationally licensed brokerage. The agent offers assistance in securing USDA, FHA, VA, conventional, and reverse mortgages for her clients. Nelson brings over nine years of mortgage lending experience to every client she assists. She extends her services to clients living in Utah. In addition, the broker helps clients in getting pre-approved and obtain the loan they need.

License Verified:

License: 1186583

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (75)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Michael Heinen logo
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License Verified:

License: 1648013

Nationwide Multistate Licensing System and Registry

Michael Heinen

1775 North Hickory Way Suite 1, Meridian, ID 83646
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  • Refinance

Business Description

Michael Heinen, from Fairway Independent Mortgage Corporation, serves the locals of Meridian and the surrounding areas. He offers tailored advice on mortgage and loan options that match the client's needs. Some of these solutions include fixed and adjustable rates, conventional, jumbo, FHA and VA, USDA, and renovation loans. He also offers reverse mortgages for clients who are 62 and older. Fairway has been in service since 1996 and runs more than 750 branches across the United States.

License Verified:

License: 1648013

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Team Mandi logo
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License Verified:

License: 1169

Nationwide Multistate Licensing System and Registry

Team Mandi

3363 E Presidential Drive #200, Meridian, ID 83642
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  • Refinance
  • New Construction

Business Description

Team Mandi serves clients across the Meridian area. The company helps them fulfill the goal of homeownership through different mortgage program options. These include loans backed by various government agencies, including the USDA, FHA, and VA. The company also offers Xcelerate, a way for borrowers to complete the pre-approval process in a timely manner and acquire properties tailored to their financial needs. Mandi Feely, its namesake, has more than two decades of experience in the lending industry. Mandi Feely Premier Mortgage Resources, LLC LO-NMLS: 38490 CO-NMLS: 1169 Equal Housing Opportunity.

License Verified:

License: 1169

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Zack Nored logo
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License Verified:

License: 1446942

Nationwide Multistate Licensing System and Registry

Zack Nored

1833 S Millennium Way Ste 100, Meridian, ID 83642
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  • Refinance
  • New Construction

Business Description

Zack Nored is a loan originator at Cherry Creek Mortgage who offers various financial options to borrowers in Meridian. He provides FHA, VA, USDA, conventional, low down payment and reverse mortgages. He also has refinancing options for clients seeking to lower their monthly payments, interest rates or loan terms and those who want access to cash from the equity they have built. Nored is licensed to originate in Arizona, California, Florida, Idaho, Indiana and eight other states.

License Verified:

License: 1446942

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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