Best Mortgage Refinance Companies in Boise

7 Best Boise Mortgage Refinance Companies

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We scored 114 Mortgage Refinance Companies in Boise, ID and Picked the Top 7

1st Choice Mortgage Company LLC is a locally owned and operated finance agency that has over 25 years' experience helping homeowners in Boise and the surrounding area reduce monthly payments and lower interest rates by refinancing their home loans. Its loan advisors and mortgage experts work with various types of financing, including Preferred Low MI, Preferred No MI, FHA, Rural Development, and conventional refinancing with down payment assistance for qualifying homeowners in all Idaho counties. 1st Choice Mortgage Company LLC also handles VA and USDA home loans and can help clients with home buyer grants and first-time home buyer mortgages and down payment assistance.


Capital Mortgage LLC has been providing home mortgage refinance near Boise and the surrounding communities since 2003. Its loan officers work with dozens of different lenders and shop around to find homeowners the best rates on 15-year and 30-year refinance loans to meet their circumstances. The agency also handles cash-out refinancing and has experience with the 2009 Home Affordable Refinance Program. Capital Mortgage LLC specializes in helping self-employed borrowers, including small business owners and commission-based workers, maximize their loan amount and chances for approvals. The agency offers special programs for VA loan borrowers with good credit for high-value mortgages.


Hunter Creek Mortgage Inc. is a mortgage broker that's been providing refinancing services for homeowners for over 15 years. The mortgage refinance lenders near Boise explain the process and different types of financing to their clients. They walk borrowers through all the steps of refinancing to lower monthly loan payments or interest rates to save money. Its mortgage specialists also work with property owners to secure first-time home buyer's loans and prequalification to help buyers purchase their dream homes. Hunter Creek Mortgage uses the latest technology to expedite loan documentation reviews and close on a new home or refinancing transactions quickly.


Idaho Central Credit Union is a full-service, state-chartered credit union that's been providing home mortgage refinance in Boise and surrounding communities since 1940. Its loan officers work with local underwriters for fast approvals and closing most refinancing transactions within 30 days to save members time and money. The finance organization has several programs to help homeowners get shorter loan terms with no fees, have more flexible payment schedules, lock into one rate for the duration of their mortgage, or secure adjustable rates. It also handles jumbo refinancing needs for clients purchasing a larger home. Services are available in English and Spanish.

The Idaho Housing & Finance Association is a mortgage refinance company in Boise that helps homeowners save money by reducing their loan's interest rate or monthly payment. It works with single-family, townhouse, condo, and manufactured housing owners with a maximum income of $110,000 and a minimum middle credit score of 620 to secure refinancing with a conventional, FHA, VA, Rural Housing Development, and USDA home loan. All Idaho Housing & Finance Association mortgages are serviced in the state. It also offers project and business financing, down payment and closing assistance, yearly tax credits, and realtor training. Services are available in English and Spanish.


Pacific Residential Mortgage focuses on helping clients in Boise and the surrounding communities save money with home loan refinancing services. Its mortgage specialists handle cash-out refinancing to get homeowners a payment from their equity, standard refinancing to lower interest rates or reduce monthly balances, and reverse mortgages for retiring clients who want to use their home's equity for their retirement. Pacific Residential Mortgages has experience with conventional limited cash-out, FHA, VA, and USDA refinance solutions. The company supports the Boys & Girls Clubs of America, the Oregon Food Bank, Bridge Meadows, and the Veterans Association of Real Estate Professionals.

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Premier Mortgage Resources is a privately held mortgage bank that underwrites loans for clients throughout Boise and the surrounding areas. Founded in 1991, it has over 30 locations and more than 125 loan specialists west of the Mississippi that focus on helping homeowners save on monthly payments or shorten the duration of their loan with a lower interest rate. The bank offers a wide range of loan programs, including fixed-rate, adjustable-rate, hybrid, FHA, VA, interest-only, and balloon mortgages. Premier Mortgage Resources also has a special division for homeowners that qualify for the FHA's Home Equity Conversion Mortgage or reverse mortgages.

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