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2024

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Best Mortgage Brokers in Boise, ID

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Boise Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

64Reviewed

44Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3597 E Monarch Sky Lane, Meridian, ID 83646
WebsiteLicense: 67180

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Citywide Home Loans is a mortgage brokerage firm that serves clients in Boise. The company offers various loan programs for homebuyers and homeowners, including conventional loans, VA home loans, construction loans, state bonds, USDA rural housing loans, and jumbo loans. Steven J. Goorman founded Citywide Home Loans in 1998 as Citywide Funding. In a span of over 20 years, the company has grown into a lender that employs 800 employees and has more than 55 branches that cover 37 states.

  • New Construction

2965 East Tarpon Drive, Meridian, ID 83642
WebsiteLicense: 15324

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Kelli Manker is a mortgage broker working with Movement Mortgage to help homebuyers in Boise in financing their homes. She walks clients through different loan options and leads them to make decisions that best fit their financial needs. Manker's experience and knowledge allow her to simplify these options for better understanding. Some of the loan programs she offers are conventional, FHA, USDA, VA, and HomeReady loans. Refinancing options are also available to clients who want to improve their financial situations.

  • New Construction
  • Refinance

5303 South Tavistock Avenue, Meridian, ID 83642
WebsiteLicense: 1186583

Expertise.com Rating

Review Sources

Google
5.0 (63)

Why choose this provider?

Mortgage Loans Idaho is owned and operated by mortgage broker Melissa Nelson. It provides mortgage services to individuals in the Boise area. Nelson guides clients throughout the whole home loan process. She assists clients with loan applications, pre-approvals, collecting documentation, and loan closing. Nelson also offers mortgage refinancing solutions to her clients. She is licensed to work in both Idaho and Utah. Clients have praised Nelson for her knowledge of the lending process, thoroughness, and level of communication.

  • Refinance
  • Purchase Transactions

2730 East Franklin Road, Meridian, ID 83642
WebsiteLicense: 806183

Expertise.com Rating

Review Sources

Zillow
5.0 (29)
Google
5.0 (2)
Facebook
5.0 (1)

Why choose this provider?

Sawtooth Mortgage is a mortgage lender that services the residents of Boise and the rest of Idaho. It specializes in conventional, FHA, VA, and jumbo loans. In addition, it also offers home refinance loans and cash-out home loans. The team at Sawtooth Mortgage has been working in the mortgage lending industry for more than 20 years. The firm is a division of First Home Bank and is a member of the Federal Deposit Insurance Corporation.

  • New Construction

800 West Main Street, Boise, ID 83702
WebsiteLicense: 38648

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Mortgage Professionals of Sun Valley utilizes over 20 years of industry experience and its location in Boise to provide local clients with various mortgage products and services. These products range from FHA and jumbo loans to refinancing services for existing mortgages. Its mortgage professionals strive to remain accessible to clients for inquiries and consultation on various mortgage-related topics. Moreover, clients commend the staff at Mortgage Professionals of Sun Valley for their thorough attention to details throughout the mortgage process.

  • Refinance
  • Commercial Loans

10392 Shadybrook Drive, Boise, ID 83704
WebsiteLicense: 1731139

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (2)

Why choose this provider?

Unlimited Mortgage Group LLC is a mortgage brokerage in Boise. Its team of brokers helps clients refinance their loans and find a home purchasing loan that fits their income and mortgage needs. It offers an FHA 203K loan option to clients who want to finance and renovate their homes. With over 20 years of experience, the company also carries VA home loans for veterans and their surviving spouses who want to purchase first or secondary homes.

  • Refinance
  • Purchase Transactions

2318 South Eagle Road, Meridian, ID 83642
WebsiteLicense: 1395767

Expertise.com Rating

Review Sources

Google
4.0 (25)
Facebook
3.0 (3)

Why choose this provider?

Idaho Mortgage Source serves clients in Boise and the rest of the state. The company assists clients throughout the mortgage process, from documentation to the closing stage. Its mortgage programs include conventional, jumbo, FHA, VA, and USDA loans. Clients who want to pay off existing mortgages, lower rates, or generate cash through equities can also avail of the firm’s refinancing options. As a brokerage firm, Idaho Mortgage Source has access to loan programs from multiple providers.

  • Refinance

121 N 5th St, Boise, ID 83702
WebsiteLicense: 1037222

Expertise.com Rating

Review Sources

Google
5.0 (11)
Zillow
5.0 (1)

Why choose this provider?

Jason Hennemuth is a mortgage broker at Future Mortgage. He serves clients throughout Nampa, offering various loan products for new homebuyers and current homeowners, such as FHA, VA, jumbo, 203k, USDA, and reverse mortgage loans. His office also provides 15-year, 30-year, and adjustable-rate mortgages. Additionally, Jason assists homeowners looking to refinance their mortgages and guides them in reviewing their loan term and rate options. He holds more than 16 years of experience in the lending industry.

  • Refinance

7977 West Marigold Street, Garden City, ID 83714
WebsiteLicense: 1850

Expertise.com Rating

Review Sources

Google
4.0 (47)
Facebook
4.0 (5)
Yelp
5.0 (2)

Why choose this provider?

Diversified Mortgage Group is a full-service mortgage company serving home buyers and property investors in Boise for decades. Its mortgage products include housing and finance, VA home loans, FHA home loans, rural development loans, and jumbo mortgages. Diversified Mortgage Group helps find the right mortgages and offers industry-standard technology to its clients. Diversified Mortgage Group was awarded Top 1% Mortgage Originators in America in 2020 and A Top Woman Originator Scotsman Guide 2021.

  • Refinance
  • Purchase Transactions

1857 South Millennium Way, Meridian, ID 83642
WebsiteLicense: 382375

Expertise.com Rating

Review Sources

Google
4.0 (26)
Facebook
5.0 (6)
Yelp
5.0 (3)

Why choose this provider?

Capital Mortgage, LLC, is a mortgage brokerage that serves clients in Boise and across the Treasure Valley. It offers a wide range of home purchase programs, including fixed-rate loans, FHA loans, USDA loans, and VA loans. The company also provides bank statement loans, reverse mortgages, jumbo loans, and section 184 loan options. The Capital Mortgage team specializes in providing loan options for self-employed individuals, entrepreneurs, and commission-based workers. Founded in 2003, the company also offers mortgage refinancing services.

  • Refinance

1087 West River Street, Boise, ID 83702
WebsiteLicense: 858175

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

Shoreline Mortgage Boise has been providing Boise and other nearby areas with mortgage brokerage services for over 15 years. It is lead by Boise native Lindsey Koenig who keeps up with market trends and is always available to discuss the company's services or answer questions by text, phone, or email. It provides new homeowners and seasoned investors with loan programs that include FHA, VA, and conventional loans. It also handles adjustable-rate mortgages, refinances, and investment properties.

  • Refinance

531 South Fitness Place, Eagle, ID 83616
WebsiteLicense: 1871

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
4.0 (6)

Why choose this provider?

Source Mortgage, Inc., is a mortgage brokerage serving homeowners in Boise and the surrounding areas. The firm helps its clients secure conventional, VA, FHA, RD/USDA, and jumbo loans. It also facilitates HARP and other refinancing processes. Additionally, Source Mortgage has its own three-step procedure, which involves discovering how to customize a loan for its clients, matching their profile with various programs, and processing the data through its proprietary system. These lead to three options most suitable to a customer's personal and financial circumstances.

  • Refinance

121 North 5th Street, Boise, ID 83702
WebsiteLicense: 1243537

Expertise.com Rating

Review Sources

Google
5.0 (37)
Yelp
5.0 (1)

Why choose this provider?

Blake Bianchi is a loan officer and founder of Future Mortgage. He provides services to clients in Boise who need assistance with their mortgage needs. He also guides them in obtaining and verifying loan documentation before finalizing their loan rates. Additionally, he gives clients several mortgage options, such as VA, FHA, jumbo, adjustable, and fixed-rate. Blake Bianchi also guides clients in the whole mortgage process to help them resolve issues and receive fundings in under seven days.

  • Refinance

775 South Rivershore Lane, Eagle, ID 83616
WebsiteLicense: 508116

Expertise.com Rating

Review Sources

Facebook
3.0 (190)
Google
5.0 (84)

Why choose this provider?

Mark Onnen is a mortgage loan originator at Homebridge Financial Services, Inc., who serves clients in Boise. He offers a variety of mortgage loan options for homebuyers, homeowners, and new construction projects, including reverse mortgages as well as FHA, VA, fixed-rate, adjustable-rate, and jumbo loans. Mark has more than 19 years of experience in the mortgage industry. In addition, he has won the President’s Club Award from 2020 to 2018. Homebridge Financial Services maintains an office in Eagle to process, underwrite, and fund loans.

  • Refinance

3363 East Presidential Drive, Meridian, ID 83642
WebsiteLicense: 1169

Expertise.com Rating

Review Sources

Google
4.0 (74)
Facebook
4.0 (34)
Yelp
3.5 (3)

Why choose this provider?

Premier Mortgage Resources, LLC, is a private mortgage bank that has been serving the financing needs of first-time and seasoned investors within the Boise area since 1991. It offers FRM, FHA, USDA, REFI, and VA mortgages through its 31 licensed locations in West Mississippi. With the assistance of over 120 loan officers, the company has streamlined mortgage solutions and simplified the loan process for its clients. Furthermore, it has added managing partners who are experienced in mortgage lending to its team.

  • Refinance
  • Reverse Mortgages

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Citywide Home Loans - Overland
3597 E Monarch Sky Lane, Meridian, ID 83646
Kelli Manker
2965 East Tarpon Drive, Meridian, ID 83642
Mortgage Loans Idaho
5303 South Tavistock Avenue, Meridian, ID 83642
Sawtooth Mortgage
2730 East Franklin Road, Meridian, ID 83642
Mortgage Professionals of Sun Valley
800 West Main Street, Boise, ID 83702
Unlimited Mortgage Group LLC
10392 Shadybrook Drive, Boise, ID 83704
Idaho Mortgage Source
2318 South Eagle Road, Meridian, ID 83642
Jason Hennemuth
121 N 5th St, Boise, ID 83702
Diversified Mortgage Group
7977 West Marigold Street, Garden City, ID 83714
Capital Mortgage, LLC
1857 South Millennium Way, Meridian, ID 83642
Shoreline Mortgage Boise
1087 West River Street, Boise, ID 83702
Source Mortgage, Inc
531 South Fitness Place, Eagle, ID 83616
Blake Bianchi
121 North 5th Street, Boise, ID 83702
Mark Onnen
775 South Rivershore Lane, Eagle, ID 83616
Premier Mortgage Resources LLC
3363 East Presidential Drive, Meridian, ID 83642

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.