Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Boise

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Boise Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3870

Reviewed

2329

Curated

18

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1650 South Albright Lane, Boise, ID 83709
WebsiteLicense: 380687

Expertise.com Rating

Review Sources

Google
4.8 (51)
Facebook
5.0 (9)

Why choose this provider?

Idaho Insurance Agency is a full-service firm operating in Boise. It offers individual health plans by partnering with insurance carriers that are acknowledged by the Idaho Department of Insurance, including Blue Cross of Idaho, UnitedHealthcare, and PacificSource. Its team of independent agents also assists employers in choosing group health insurance plans depending on their needs and preferences. The agency's owner, Charlotte Hildebrandt, started her career in the health insurance industry in 2007. She previously worked in the banking industry as an operations officer for 25 years.

  • Individual Plans
  • Group Plans
  • Life Insurance

1308 North Meridian Road, Meridian, ID 83642
WebsiteLicense: 84512

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Review Sources

Google
5.0 (32)
Facebook
5.0 (2)

Why choose this provider?

Medical Plans of Idaho is a health insurance agency that serves clients from Boise and its surrounding areas. The company offers a wide range of health insurance products, such as Medicare, dental, vision, and long-term or short-term care. Some of its insurance carriers include Blue Cross of Idaho, PacificSource Health Plans, Mountain Health CO-OP, and SelectHealth. The firm is led by Steve Marsh, an insurance professional who has been working in the industry since 1994.

  • Life Insurance
  • Small Group
  • Individual Plans

1650 South Albright Lane, Boise, ID 83709
WebsiteLicense: 81119

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Review Sources

Google
5.0 (4)
Facebook
5.0 (4)

Why choose this provider?

Started in 1981, Intermountain Agency is a health insurance business that brokers policies for customers in Boise. Along with universal life and long-term care insurance, the company offers prescription drug plans, coverage for disabilities, and Medicare Advantage Plans. Its network of health insurance carriers also includes Blue Cross of Idaho, Mountain Health Co-op, and Your Health Idaho. The agency's president, Mark Skelton, has been tailoring health insurance solutions for individuals and businesses for over 16 years.

  • Individual Plans
  • Group Plans

6307 West Interchange Lane, Boise, ID 83709
WebsiteLicense: 30997

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Review Sources

Google
5.0 (5)
Facebook
5.0 (3)

Why choose this provider?

Christensen & Associates Insurance Agency is a locally owned insurance agency based in Boise. With access to many insurance carriers, the agency offers a comprehensive list of health insurances that may include coverage on medical and hospital expenses as well as prescription drugs. Its products include individual plans, health benefits packages for employers, and specialized packages with dental and vision coverage. Additionally, it carries other options, such as long-term care, supplementary, disability, and travel insurance.

  • Individual Plans
  • Group Plans

800 West Main Street, Boise, ID 83702
WebsiteLicense: 309894

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Review Sources

Google
5.0 (25)
Facebook
5.0 (1)

Why choose this provider?

Preferred Senior Benefits is an insurance agency providing its services to the residents of Boise. It offers various Medicare products to clients that are 65 years old and older or people under 65 with certain medical conditions. The agency handles different parts of Medicare, such as medical insurance, hospital insurance, Medicare Advantage Plans, and prescription drug coverage. Its Medicare Advantage Plans include preferred provider organizations, health maintenance organizations, and Medicare Medical Savings Account. Founder and president Reese Phillips II also hosts The Boise Business Podcast.

  • Individual Plans

3380 Elder Street, Boise, ID 83705
WebsiteLicense: 121437

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Review Sources

Google
5.0 (28)
Facebook
5.0 (12)

Why choose this provider?

Associated Insurance Services is a locally owned independent agency that has been operating in Boise since 2005. It offers individual and family health insurance plans along with dental and disability insurance. Its team of professionals also specializes in handling different types of personal and business lines of insurance, including condominiums, rental property, workers' compensation, and business owners' package. Moreover, risk management strategies are available for businesses. The agency's health insurance advisor, Mandy Rush, has been assisting people with their insurance needs since 2003.

  • Life Insurance

324 Caldwell Boulevard, Nampa, ID 83651
WebsiteLicense: 24893

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Health Insurance Associates Inc. serves individuals and businesses in Boise with a variety of health insurance plans. These include HMOs, EPOs, PPOs, point-of-service, and high deductible health plans. Furthermore, the agents from the company offer annuities, life, final expense, and disability insurance. They represent different insurance companies, including Assurant Health, Nationwide Insurance, Blue Cross of Idaho, Delta Dental, BlueCross BlueShield, and Mutual of Omaha. Clients can also contact these carriers directly through the company's website.

  • Individual Plans
  • Life Insurance

6663 North Glenwood Street, Boise, ID 83714
WebsiteLicense: 620834

Expertise.com Rating

Review Sources

Google
5.0 (12)

Why choose this provider?

Premier Insurance Group is a health insurance provider in Boise. It offers assistance in Medicare eligibility. For clients who are on Medicare, it helps with health and prescription drug analysis, optional supplemental needs analysis, and annual review of insurance. It also gives year-round client support and guidance. Medicare coverage may be in the following ways: Original Medicare, Medicare Advantage plan, Medicare prescription drug coverage, or Medicare Supplement insurance. Additionally, Premier Insurance Group provides life insurance, and dental and vision insurance.

  • Individual Plans
  • Life Insurance

13177 Persimmon Lane, Boise, ID 83713
WebsiteLicense: 2987

Expertise.com Rating

Review Sources

Google
4.0 (100)
Facebook
5.0 (14)

Why choose this provider?

Ricketts Insurance Services is a Boise-based independent insurance agency that serves clients throughout Idaho. Serving individuals and businesses since 1980, the company offers a wide range of insurance products. It offers health insurance plans, providing clients with various policy options and tailoring health plans to suit their needs. Company owner Bob Ricketts served as the previous president of the Boise Association of Independent Agents and Brokers and the Independent Insurance Agents and Brokers of Idaho.

  • Life Insurance

1602 West Franklin Street, Boise, ID 83702
WebsiteLicense: 87598

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Google
5.0 (1)

Why choose this provider?

Alliance Insurance, Inc., is an independent brokerage that assists clients in Boise and the rest of Idaho and Oregon with their insurance and financial needs. It offers its customers assistance regarding which policies to get among its insurance products, including health, life, automobile, business, homeowners', and worker's compensation insurance. Its team also provides a range of coverage for bonds, flood, and farm insurance. The company was previously known as Alliance Insurance & Mortgage until it changed its name in 2012.

  • Life Insurance

14261 West Talon Creek Drive, Boise, ID 83713
WebsiteLicense: 792947

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Boise Medicare Broker is an independent health insurance agency owned and operated by Andrew Rexroat. The agency works with multiple insurance carriers to provide a health insurance plan that covers the client's needs. It offers individual health plans, Medicare Advantage Plans, and Medicare Supplements Insurance. Its Medicare products can include medical insurance, hospital insurance, and prescription drug coverage. Boise Medicare Broker works with insurance companies such as United Health Care, MediGold, and Your Health Idaho.

  • Individual Plans

3380 West Americana Terrace, Boise, ID 83706
WebsiteLicense: 107570

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (7)

Why choose this provider?

Based in Boise, the Shandro Group has been providing insurance services since 2001. The agency offers health, life, vision, and dental insurance to individuals, families, and businesses. It assists employers with the health insurance needs of their employees. The Shandro Group is an independent insurance agency that works with several insurance carriers. It keeps itself updated on the changes the insurance companies may implement on the plans that they offer. Additionally, the agency helps clients looking for a Medicare plan suitable for their needs.

  • Individual Plans
  • Life Insurance

1608 North Meridian Road, Meridian, ID 83642
WebsiteLicense: 265092

Expertise.com Rating

Why choose this provider?

Health Benefits of Boise, LLC, is an independent agency providing health insurance solutions to residents in the area. Its team offers health insurance services that include dental and vision, as well as Medicare options. In addition, they cater to employers who are looking for health insurance. The company is affiliated with different insurance carriers, like Blue Cross of Idaho, Delta Dental, and PacificSource Health Plans, helping its clients in choosing policies according to their needs. Health Benefits of Boise also provides pet insurance.

  • Individual Plans
  • Life Insurance

6126 West State Street, Boise, ID 83703
WebsiteLicense: 292811

Expertise.com Rating

Review Sources

Google
5.0 (239)

Why choose this provider?

Craig Parker Independent Medicare Insurance Broker provides health insurance services to clients in the Boise area. It offers comprehensive health protection policies, such as standalone part D plans, dental insurance, Medicare supplements, and Medicare advantage plans. Final expenses, hospital indemnity, and ancillary health coverages are available as well. Its principal agent, Craig Parker, conducts thorough reviews on clients' annual needs and coverage to make sure that they are given the right policies available. Parker has been in the Medicare industry since 2008.

  • Life Insurance

1111 South Orchard Street, Boise, ID 83705
WebsiteLicense: 679519

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Heaven Sent Insurance, Inc., is a service provider in Boise that carries annuities and Medicare insurance solutions in the area. It works with different carriers, including UnitedHealthcare, to help clients find appropriate health insurance coverage. Kimberly Morlock, its independent insurance agent, helps clients explore Medicare Supplement and Medicare Advantage plans and their benefits, such as special needs and medical savings accounts. Murlock has been in the industry for 15 years. He is working towards becoming a Retirement Income Certified Professional.

  • Individual Plans
  • Life Insurance

800 West Main Street, Boise, ID 83702
WebsiteLicense: 468313

Expertise.com Rating

Review Sources

Google
5.0 (73)

Why choose this provider?

Cover Medicare offers health insurance solutions to clients in Boise. Its principal agent, Alex, aims to assist the clients through the insurance process, providing various Medicare options, including Part A, B, C, D, and Supplement insurance. His interest in Medicare began with his personal experience of having hemophilia. Alex started navigating the complex healthcare system and has since catered to over a thousand clients. He also served as a counselor for the Hemophilia Foundation of Oregon’s annual summer camp.

  • Individual Plans

1818 West State Street, Boise, ID 83702

Expertise.com Rating

Review Sources

Facebook
4.6 (8)
Google
4.8 (5)

Why choose this provider?

Insurance Professionals is a Boise-based agency that has served the insurance needs of residents and businesses for 15 years. The professionals at this firm shop from various insurance carriers for products that will protect the assets of their clients. They carry health insurance plans like individual and family health insurance, individual dental insurance, and vision insurance. Additionally, the agency provides commercial and group insurance packages for business owners. Bruce Kniefel and JoEllen Schneider started the agency in 2006.

  • Life Insurance
  • Individual Plans

5240 West Fairview Avenue, Boise, ID 83706
WebsiteLicense: 408752

Expertise.com Rating

Review Sources

Google
4.0 (12)
Facebook
5.0 (5)

Why choose this provider?

Fredriksen Health Insurance has been serving the residents and businesses of Boise since 1980. The family-owned company specializes in Medicare supplements, individual life and health insurance, and employee benefit plans. It offers group health insurance plans for employees, which provide short-term and long-term disability, vision, and dental coverage options. Its individual health insurance plans help mitigate financial risks associated with bodily injuries and dental problems. An accounting and business management graduate, Eric Fredriksen worked as a KPMG auditor before joining the company in 2015.

  • Individual Plans
  • Group Plans

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Which health insurance expenses are the responsibility of Boise patients?

    Boise residents are accountable for covering deductibles, coinsurance, and co-payments when they access healthcare services. A deductible represents the initial amount you pay before your insurance plan initiates reimbursement. Coinsurance signifies the percentage of your eligible healthcare expenses you are obliged to contribute. Essentially, a deductible serves as the initial financial obligation that you, as the insured person, must fulfill before your insurance coverage comes into effect.

  • Are non-U.S. citizens living in Boise eligible for ACA health insurance in Idaho?

    Residents of Boise who hold worker or student visas and are not U.S. citizens can purchase ACA health insurance from Your Health Idaho once the open enrollment period commences. The open enrollment window for coverage in 2024 will kick off on October 15, 2023. Individuals experiencing a qualifying life event like marriage or divorce can also enroll during the special enrollment period.

  • Can Boise residents use Medicare coverage when they are out of state?

    Boise residents can access medical services in other states thanks to the comprehensive nationwide coverage provided by Original Medicare to its members and beneficiaries. In contrast, a Medicare Advantage Plan's coverage is exclusively within the policyholder's residing state, although it does offer in-network health services when seeking care outside the state.

  • What are the essential health benefits for Boise residents covered by all plans in the Your Health Idaho exchange?

    Boise residents with health plans from insurers participating in the Your Health Idaho exchange receive essential health services, such as access to hospitalization, physician consultations, prescription medications, and emergency room services. Health exchange insurers are obligated to accept individuals with illnesses, and there is a limit to charging middle-aged and older adults no more than three times the rate charged to younger individuals.

  • How do Boise residents choose the Medicare coverage that fits their health insurance needs and budgets?

    Residents of Boise have the option to choose between Original Medicare or a Medicare Advantage plan such as an HMO or PPO. Original Medicare comprises hospital coverage (Part A) and medical insurance (Part B), while Medicare Advantage provides an alternative for combined health and prescription drug coverage. Additionally, individuals can make a choice regarding whether to obtain supplemental coverage.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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