Best Car Accident Lawyers in West Des Moines

FAQs

• What is the non-emergency contact number for the local police station in West Des Moines, Iowa?

  The non-emergency contact number for the local police station in West Des Moines is (515) 222-3321.

• Where can I get a copy of police reports for incidents related to my case in West Des Moines, Iowa?

  You can get a copy of the police report for the accident in West Des Moines by completing the online form found at https://www.wdm.iowa.gov/government/police/online-police-services/police-records-request or mailing a written request to the local police department through this address:

  West Des Moines Police Department ATTN: Information and Records 250 Mills Civil Parkway West Des Moines, Iowa 50265

• What happens if a person gets involved in a car accident in West Des Moines and is unable to show proof of insurance?

  Motorists who fail to show proof of insurance following a car accident in West Des Moines will face driver’s license and vehicle registration suspension for up to 12 months. The vehicle involved may be impounded, and the registration suspension may also apply to other vehicles registered under the driver’s name. Since the uninsured driver cannot compensate the injured based on their contribution to the accident, the injured party can seek benefits through uninsured motorist protection if the person has one.

• Who will pay for the damages if an individual is hurt in a car rental accident in West Des Moines?

  It depends on several factors, including the insurance coverage the renter carries and who was at fault in the West Des Moines accident. If the renter bought collision insurance from the rental company, they will be covered unless found to have engaged in reckless driving or violated rules in the rental agreement. Their personal insurance may also provide some coverage depending on the limits and deductibles.

• What are the possible compensatory damages for people who sustained dental injuries in a car accident in West Des Moines?

  People who suffered dental injuries after a car crash in West Des Moines can seek compensation for past and future medical costs, lost income, physical pain, and emotional suffering. Other expenses may also be covered depending on the circumstances, which plaintiffs can go over with their lawyers for a more accurate estimate.

• What are some common mistakes people should avoid in case an insurance adjuster calls them after a car accident in West Des Moines?

  The things people tell the insurance adjusters can make or break their car accident claims in West Des Moines. To protect their claims, the injured parties must insist that negotiations go through their personal injury lawyers. Plaintiffs should be very careful not to tell the adjusters that:

  • They are fine.
  • They may have been tired or drowsy during the crash.
  • They will take the settlement.

• What are the pros and cons of using an insurance company-preferred auto body shop following a car accident in West Des Moines?

  Typically, vehicle owners can choose where to have their cars fixed after a collision in West Des Moines. They can bring them to insurance-approved auto body shops or other facilities where their vehicles may have a history. If you have been in a car crash, weigh the pros and cons of using an insurance company-approved auto body shop:

  Pros: -Warranties -Nationwide access -Fast turnaround

  Cons: -Possibility of low-quality workmanship -Technicians’ unfamiliarity with the history of your car

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.