Best Home Inspection Companies in Sioux City


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Prudent Property Inspections

1034 1st Street Southeast, Le Mars, IA 51031
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  • Pre-Listing Inspection

Business Description

Prudent Property Inspections offers its services to homeowners and buyers in the Sioux City metro and surrounding communities. Its range of home inspection services covers the property's roofing system, foundation, attics, sinks, and all accessible locations. In addition, the company evaluates the heating and cooling systems, breakers, and electrical panels to ensure that wirings are properly working. Prudent Property Inspections uses camera-mounted drones in performing the services and provides electronic inspection reports with digital photos.


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Frequently Asked Questions

Who verifies repairs after a home inspection?

If repairs need to be made, you can verify the work by ordering a re-inspection. This usually isn't necessary if the repairs were done by a licensed contractor and the correct permits for the work were pulled. If the seller handled the repairs, though, a re-inspection can help ensure that the work was performed correctly.

Do lenders require home inspections?

Mortgage lending companies rarely require a home inspection to give you a loan. Some lenders might request an inspection for specific potential problems, though. These can include termites, septic system issues, and lead-based paint. Federal Housing Administration (FHA) loans expect a basic home assessment that's like an inspection, but not as in-depth.

Do banks require home inspections?

If you're getting a mortgage loan from a bank, a home inspection is not required, and it’s unnecessary to provide the bank with a copy of the results. The bank requires an appraisal, however. This determines the value of the home so the bank doesn't give you a loan for more than it's worth.

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