Expertise.com

Best Renter's Insurance Companies in Iowa City

2024

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Providers

Last updated:

Website
1929 Keokuk Street, Iowa City, IA 52240

Why choose this provider?

Chad Burtch offers renters' insurance for individuals and families residing in Iowa City. Serving the community for almost two decades, he and his team bring 90 years of combined experience to protect clients' future and give them a helping hand in reaching their goals through insurance solutions. A State Farm agent, Burtch also provides insurance policies that cover automobiles, homes, and businesses, as well as other products such as banking, mutual funds, and annuities.

License Verified:

License: 7528535

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
815 E Jackson, Sigourney, IA 52591
  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Century Insurance provides a complete array of insurance services for clients throughout Iowa City. It offers renters' insurance plans for clients seeking coverage for their personal belongings. It also provides coverage for loss of use in case the rented property is deemed uninhabitable due to repairs. The company also provides home, recreational vehicle, auto, general and professional liability, and commercial insurance products. Century Insurance has offices in Fairfield, Kalona, and Sigourney and is licensed in 14 states.

License Verified:

License: 16999962

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1003 50th Street Suite 2, Marion, IA 52302
  • Multiple Policy Types

Why choose this provider?

Lindsay Lange offers State Farm insurance policies to clients in Iowa City. She provides renter's insurance for tenants who want more protection than what their landlord's property insurance provides. The policy covers injuries inside the residence, along with living expenses in case the rental property is no longer habitable. Lindsay also offers policies for homes, autos, properties, and businesses. Clients who want to invest their money can get her help with getting into mutual funds and annuities.

License Verified:

License: 19175986

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1110 Dina Ct, Hiawatha, IA 52233
  • Multiple Policy Types

Why choose this provider?

Skogman Insurance assists families and individuals in Iowa City with their insurance needs. It provides renters' insurance solutions that protect clients' assets in the event of fire, vandalism, or theft. Its agents work with clients to determine the appropriate insurance product based on their needs. The agency also offers life, health, home, auto, and recreational vehicle insurance products. Chad Smeby, Skogman Insurance's vice president, has been working for the agency since 2012. He has over 18 years of experience.

License Verified:

License: 1001002959

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (57)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What are the benefits of having renters' insurance in Iowa City

    Purchasing renters' insurance in Iowa City is a wise move for residents looking to safeguard their belongings in rental properties. Should unforeseen incidents like theft, fires, or water damage occur, having this insurance ensures that personal belongings can be replaced promptly. Given the high cost of immediate replacement, renters' insurance offers an inexpensive means of protecting one's investments.

  • What should residents of Iowa City consider before purchasing renters' insurance?

    Before purchasing renters' insurance in Iowa City, residents should determine the appropriate coverage limits and deductibles. Opting for lower coverage limits may reduce monthly premiums but can lead to inadequate protection during claims. Weighing the value of one's possessions and personal living habits is crucial to ensure comprehensive coverage.

  • How can renters in Iowa City ensure they receive a fair renters' insurance premium?

    Iowa City renters should catalog their possessions and keep receipts to determine an accurate insurance premium. It's important to document each item's value and take into account its worth. For added security, they can create a visual record of their belongings, stored digitally or in a secure location like a fireproof box. These measures ensure one's assets' values are not undervalued.

  • What additional coverage options can tenants in Iowa City add to their renters' insurance policy?

    Iowa City tenants can personalize their renters' insurance plans with options, including replacement cost coverage for personal belongings, scheduled item riders for specific valuables, and umbrella liability coverage. Additionally, pet liability can be added to safeguard against incidents involving animals. Tenants can also include specific natural disaster endorsements for natural disasters like floods, earthquakes, and windstorms.

  • Why should Iowa City tenants get renters' insurance even though it's not federally mandated?

    In Iowa City, securing renters' insurance is crucial, as it provides coverage for personal belongings and rental spaces against theft, water backup damage, and certain natural disasters. Although not federally required, landlords may demand it as a lease condition. It fills in the coverage gaps a landlord's insurance doesn't address, ensuring tenants' possessions are protected from unforeseen events.

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