Best Mortgage Brokers in Des Moines

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Brian Houk logo
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License Verified:

License: 1500967

Nationwide Multistate Licensing System and Registry

Brian Houk

2370 Northwest 128th Street, Urbandale, IA 50322
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  • Refinance

Business Description

Brian Houk is a mortgage broker at Homeside Financial, LLC, who serves clients in Des Moines. He offers a wide range of mortgage loan options for homeowners and homebuyers, including adjustable-rate mortgages, 80/20 loan programs, condominium loans, and construction-to-permanent loans. Homeside Financial has been listed in the top 100 mortgage companies and has opened 17 new branches in 2020. The firm's loan officers have closed more than 34,000 loans. Mike Baynes, Grayson Hanes, and Chris Miller are the founders of Homeside.

License Verified:

License: 1500967

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (35)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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––
Brian Swanson logo
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License Verified:

License: 400119

Nationwide Multistate Licensing System and Registry

Brian Swanson

1603 22nd Street, West Des Moines, IA 50266
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  • Refinance

Business Description

Brian Swanson is a branch manager at Inlanta Mortgage, Inc., which serves clients in Des Moines. His team of mortgage loan officers offers various loan programs for homebuyers and homeowners, such as conventional mortgage, construction, FHA, VA, and USDA home loans. Swanson has also previously worked as a bank manager, mortgage consultant, and president of a mortgage company. As an independent lender, Inlanta Mortgage also offers local bond programs depending on the location of borrowers.

License Verified:

License: 400119

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (18)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
First Rate Mortgage logo
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License Verified:

License: 2667

Nationwide Multistate Licensing System and Registry

First Rate Mortgage

1350 Hannah Lane, Waukee, IA 50263
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  • Refinance

Business Description

First Rate Mortgage is a mortgage broker company established in 1998. It offers home purchase and refinancing mortgage services to clients in Des Moines. As an independent mortgage agency, it represents several companies allowing its mortgage professionals to assist clients in exploring loan options and in selecting the plan that fits the clients' mortgage needs. First Rate Mortgage is locally owned and locally operated. It is an equal housing lender with a lending integrity seal of approval from NAMB.

License Verified:

License: 2667

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Helpfulness
Detail
Halo Capital logo
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License Verified:

License: 5853

Nationwide Multistate Licensing System and Registry

Halo Capital

3839 Merle Hay Road, Des Moines, IA 50310
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  • Reverse Mortgages

Business Description

Halo Capital is a mortgage financing company that caters to the needs of the Des Moines community and the surrounding localities. The firm assists first-time and experienced homebuyers in fulfilling their home purchase goals by providing home mortgage loans. Its mortgage brokers partner with several lenders and help clients choose the right home loan akin to their needs. Some of the conventional loans it offers are fixed-rate, adjustable-rate, combination, jumbo, and reverse mortgages. The company has been operating for over 15 years.

License Verified:

License: 5853

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (58)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
HomeServices Lending logo
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License Verified:

License: 490683

Nationwide Multistate Licensing System and Registry

HomeServices Lending

3501 Westown Parkway, West Des Moines, IA 50266
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  • New Construction

Business Description

HomeServices Lending is a full-service mortgage company specializing in residential and refinance loans in West Des Moines. It offers a range of mortgage products, such as fixed and adjustable-rate mortgages, FHA loans, VA loans, jumbo loans, and renovation financing. It also has unique programs like the rapid close program, the good neighbor next door, wedding gift funds, and real estate investor loans. The professionals at HomeServices Lending aim to create a positive customer experience.

License Verified:

License: 490683

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Facebook
4.0 / 5 (38)
Google
1.0 / 5 (3)
Kyra Sommerville Moore logo
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License Verified:

License: 31980

Nationwide Multistate Licensing System and Registry

Kyra Sommerville Moore

10554 Justin Drive, Urbandale, IA 50322
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  • Refinance

Business Description

Kyra Sommerville Moore is a loan originator with Novus Home Mortgage, catering to clients in the Des Moines area for almost two decades. She offers a wide variety of government loans such as FICO 620, FHA, VA, USDA, jumbo, and fixed loan programs. Freddie Mac Home Possible and Fannie Mae HomeReady conventional loans are available. Her team uses a digital five-step loan process for mortgages. Moore is an affiliate of Homes for Heroes and helps the Mosaic Charity.

License Verified:

License: 31980

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (50)
Facebook
5.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Land Home Financial Services, Inc. logo
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License Verified:

License: 1650924

Nationwide Multistate Licensing System and Registry

Land Home Financial Services, Inc.

6917 Vista Drive, West Des Moines, IA 50266
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  • Refinance

Business Description

Land Home Financial Services, Inc., serves Des Moines and its neighboring communities. Established in 1998, it assists homebuyers and clients looking to refinance an existing mortgage. The company offers products including FHA, VA, USDA, and jumbo loans. It also provides down payment assistance and loans for manufactured homes. Renovation loans and reverse mortgages are likewise available. Land Home Financial Services works with mortgage brokers and real estate agents and extends its services across the United States.

License Verified:

License: 1650924

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (70)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Louie Wickett logo
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License Verified:

License: 1212160

Nationwide Multistate Licensing System and Registry

Louie Wickett

2370 Northwest 128th Street, Urbandale, IA 50323
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  • Refinance

Business Description

Louie Wickett is a mortgage lender from Key Mortgage Group. He has been in the industry for nearly a decade, serving clients in his hometown, Des Moines. He offers various loan options, such as conventional, USDA, and FHA mortgages. He also provides VA loans, first-time homebuyer loans, and new construction loans. Louie uploads educational videos on his website. In these videos, he helps clients get updates on Iowa mortgage and other information relevant to the home purchasing and refinancing processes.

License Verified:

License: 1212160

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (184)
Facebook
5.0 / 5 (103)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Midwest Family Lending logo
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License Verified:

License: 4622

Nationwide Multistate Licensing System and Registry

Midwest Family Lending

2753 99th Street, Urbandale, IA 50322
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  • Refinance

Business Description

For over 25 years, Midwest Family Lending has been helping people in Des Moines achieve their homeownership goals. Its local office is open for families and individuals looking for mortgage options, such as conventional, FHA, VA, and USDA loans. In addition, the independent mortgage company works with multiple lenders to offer clients construction, remodeling, and refinancing loans. Midwest Family Lending gives back to the community through its MFLCares program. This initiative allows employees to choose a cause to support each month.

License Verified:

License: 4622

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (241)
Facebook
4.0 / 5 (118)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mortgage Producers Inc logo
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License Verified:

License: 1680

Nationwide Multistate Licensing System and Registry

Mortgage Producers Inc

2755 106th Street, Urbandale, IA 50322
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  • Refinance

Business Description

Mortgage Producers Inc. has been catering to the mortgage needs of Des Moines and its neighboring metros for over 20 years. It helps clients find and access residential home loans across several mortgage lenders. It offers a broad range of loan programs, including VA, USDA, FHA insured loans, as well as conventional and special home-equity loans. It also has serves homeowners who want to refinance their current mortgage. Its founders, Steve Duckett and Nick Tornabane, started as co-workers in the field of banking and after that established the company.

License Verified:

License: 1680

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
One Source Mortgage, Inc. logo
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License Verified:

License: 19081

Nationwide Multistate Licensing System and Registry

One Source Mortgage, Inc.

1200 Southwest State Street, Ankeny, IA 50023
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  • Refinance

Business Description

One Source Mortgage, Inc., is a mortgage brokerage company serving Des Moines and the surrounding communities. It connects clients to loan providers offering 15-year and 30-year fixed, FHA, VA, USDA, and jumbo loans. The company guides homeowners in determining suitable loan options based on their employment and credit histories, savings, debts, and down payment abilities. First-time buyers can take advantage of various loan programs designed to help them acquire their dream homes.

License Verified:

License: 19081

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (19)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sam Leahy logo
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License Verified:

License: 1218416

Nationwide Multistate Licensing System and Registry

Sam Leahy

1408 Locust Street, Des Moines, IA 50309
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  • Refinance
  • Reverse Mortgages

Business Description

Sam Leahy is a mortgage loan officer serving clients in Des Moines and the surrounding areas. He offers mortgage loans like home purchase, cash-out refinance, conventional loans, VA loans, FHA loans, and jumbo loans. Sam Leahy and his team help first-time homebuyers, move-up and second home buyers, refinancing homeowners, real estate investors, and reverse mortgage-seeking seniors. They are committed to making their clients get hassle-free and affordable mortgages. Previous clients have commended Leahy and that they were happy with their responsive and helpful services.

License Verified:

License: 1218416

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (14)
Satori Mortgage logo
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License Verified:

License: 1754621

Nationwide Multistate Licensing System and Registry

Satori Mortgage

5550 Wild Rose Lane, West Des Moines, IA 50266
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  • Refinance

Business Description

Satori Mortgage offers brokerage services to residents of Des Moines and the surrounding communities. It offers several programs for first-time homebuyers and people looking to refinance. Some of its loan products include FRMs, ARMs, hybrid ARMs, FHA loans, VA loans, and interest-only mortgages. People looking to consolidate their debt or reduce their interests or payments can also take advantage of several refinancing programs available. Satori Mortgage also has a mobile app that allows clients to monitor their mortgages and communicate securely with their loan officer and Realtor.

License Verified:

License: 1754621

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.0 / 5 (15)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Shannon Thome logo
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License Verified:

License: 51051

Nationwide Multistate Licensing System and Registry

Shannon Thome

177 South Jordan Creek Parkway, West Des Moines, IA 50266
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  • New Construction
  • Refinance

Business Description

Based in West Des Moines, Shannon Thome is a home loan specialist who is part of Fidelity Bank, a lending firm under the Federal Deposit Insurance Corporation. Whether clients are purchasing their first homes, refinancing outstanding mortgages, or having new homes constructed, she can help them select from a wide range of financing options such as bridge, lot, new construction, home equity, and remodel loans. Shannon also offers a full range of commercial loan products, Purchase, Bridge Loans and Renovation Loans.

License Verified:

License: 51051

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (76)
Facebook
5.0 / 5 (62)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wintrust Mortgage logo
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License Verified:

License: 449042

Nationwide Multistate Licensing System and Registry

Wintrust Mortgage

6750 Westown Parkway, West Des Moines, IA 50266
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  • New Construction
  • Refinance

Business Description

Wintrust Mortgage is a provider of mortgage financing solutions for clients in Des Moines. Located in Rosemont, it has been one of the largest retail mortgage originators and loan servicers in the country since 1979. It offers a wide range of mortgage programs, including conventional loans, adjustable-rate mortgages, VA loans, FHA loans, and down payment assistance programs. Its services are available to first-time homebuyers, existing homeowners, as well as seasoned veterans.

License Verified:

License: 449042

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (93)
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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