Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Cedar Rapids

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cedar Rapids Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

54Reviewed

35Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1520 Midland Ct NE Suite 300, Cedar Rapids, IA 52402
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Based in Cedar Rapids, Mitch Valentine is a State Farm insurance agent that serves clients in the local metro. He links renters, homeowners, and condo owners to carriers that offer the insurance products that protect their assets against losses. He also provides individuals and families life, health, auto, and motorcycle insurance, as well as income protection policies. Aside from insurance products, Valentine also offers retirement and investment planning services. In addition, he helps clients with mutual funds and annuities.

License Verified:

License: 16620734

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (134)
Facebook
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
240 Wiley Boulevard SW, Suite E, Cedar Rapids, IA 52404
  • Home and Auto Insurance

Why choose this provider?

Doug Valentine provides various insurance products in Cedar Rapids, including policy plans for tenants. His agency guides consumers in understanding the coverage of renters' insurance, which offers basic protection for personal belongings damaged in fire or theft. He and his team help people select additional features to add. They also offer home, business, property, and home indemnity products, as well as pet, life, and health insurance. Valentine became a State Farm agent in 1986 and established his agency in 1992.

License Verified:

License: 6855657

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (111)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3726 Queen Ct. SW Ste. 106, Cedar Rapids, IA 52404
  • Multiple Policy Types

Why choose this provider?

Chad Johnson is an insurance specialist who serves families and individuals in the Cedar Rapids metro and nearby areas. He offers renters' insurance plans, which include personal property, liability, and loss of use coverages. He helps clients secure reimbursements for lost and damaged valuables due to unexpected events like theft, vandalism, and fire. The agent also provides other personal lines of insurance, such as life, health, and car policies. Johnson has been a part of State Farm since 2002.

License Verified:

License: 6904165

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (150)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2750 1st Ave NE #240, Cedar Rapids, IA 52402
  • Multiple Policy Types

Why choose this provider?

Klug Insurance Services offers renters' insurance to the locals of Cedar Rapids. This policy covers dwelling, detached structures, loss of use, personal property, and personal liability. Clients may also opt for other insurance lines such as life, auto, and commercial which covers workers' compensation, commercial umbrella coverage, crime, and surety bonds. This agency works in partnership with Progressive, Secura, West Bend, and Auto-Owners Insurance. Klug Insurance Services is independent and was started in 1982 by father-and-son Ken and Kevin Klug.

License Verified:

License: 1002223290

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.7 / 5 (23)
Google
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5500 Fountains Drive NE Suite 201, Cedar Rapids, IA 52411
  • Home and Auto Insurance

Why choose this provider?

The Accel Group is an independent insurance agency catering to Cedar Rapids and the surrounding areas. With over 80 years in service, the firm has been providing clients with comprehensive insurance solutions, ranging from personal to business and agribusiness policies. Accel Group's renters' insurance policy provides coverage for losses resulting from unexpected events such as theft, fire, and water damages. It also includes liability coverage that pays out a sum in case of damages to the insured rental property.

License Verified:

License: 6848249

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (43)
Google
4.7 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1110 Dina Ct Suite B, Hiawatha, IA 52233
  • Home and Auto Insurance

Why choose this provider?

Established in 1965, Skogman Insurance is an independent agency serving Cedar Rapids. It provides programs tailored to its clients’ needs to help ensure they get the right protection. It offers an array of products from several insurance carriers, such as Foremost Insurance Group and Western National Insurance. One of its core products is renters’ insurance, which helps ensure tenants have proper coverage to protect their personal belongings. Its other products include auto, boat, business, home, life, and motorcycle insurance.

License Verified:

License: 6887965

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (56)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
360 7th Avenue, Marion, IA 52302
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Bouslog Insurance provides its services to the locals of Cedar Rapids. It offers renters' insurance, covering both the structure and the personal items inside. The agency offers other policies as well, such as homeowners', personal property, commercial, health, and life insurance plans. Western National Insurance, State Auto, Liberty Mutual, and Encompass are some of the carriers it works with. This independent agency traces its roots to 1963, when it operated under the name Bouslog-Verhille Insurance.

License Verified:

License: 10970865

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5021 Duffy Dr NE, Ste B, Cedar Rapids, IA 52402
  • Home and Auto Insurance

Why choose this provider?

Jared TeBockhorst is an insurance specialist who serves individuals and families in the Cedar Rapids metro. He offers renters' insurance plans, which include personal property, actual value cash, and replacement cost coverages. He helps tenants file claims for stolen and damaged personal belongings due to perils like theft, fire, and explosion. The agent also processes life, health, and auto insurance. TeBockhorst has been a part of the Farm Bureau Financial Services since 2014. He was given the Farm Bureau PaceSetters Award from 2016 to 2021.

License Verified:

License: 17200688

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Are tenants in Cedar Rapids legally required to have renters’ insurance?

    Iowa has no law that mandates tenants to carry renters’ insurance. However, landlords can require renters' insurance before allowing you to rent their property. It is recommended for tenants in Cedar Rapids to have their insurance as the landlord’s insurance only covers damage to the rented property and the landlord’s belongings. Renters' insurance provides the tenant with replacement funds for damaged or lost personal property due to fire, theft, and natural disasters.

  • How does having an inventory of your personal belongings help when shopping for renters’ insurance in Cedar Rapids?

    Having an inventory of your personal belongings and their values will help you decide how much renters’ insurance coverage you should buy in Cedar Rapids. It will also help make the claims process easier as the inventory will show you which items got damaged or lost and how much you should claim for. When making an inventory, take photos and videos of your belongings, note down model numbers, and keep purchase receipts so you don't underestimate the items' prices.

  • When buying renters’ insurance in Cedar Rapids, what do actual cash value and replacement cost value coverage mean?

    If your renters’ insurance policy has ACV coverage, your reimbursement will be based on the damaged item’s current market value with depreciation considered. So, if your 10-year-old stove gets damaged, you will be reimbursed for what a 10-year-old stove is worth today. On the other hand, having RCV coverage means your insurer will reimburse what it costs to get a brand-new replacement for the damaged stove in Cedar Rapids.

  • Will your renters’ insurance company in Cedar Rapids pay for roof leak damage?

    Since a roof leak is considered property damage, your landlord's insurance should pay for its replacement or repair. However, if your personal belongings get damaged due to the leak, or you have to live elsewhere in Cedar Rapids while the roof leak is being repaired, your renters’ insurance can help. It can reimburse the cost of temporary accommodation and replacements for your damaged belongings.

  • Will renters’ insurance cover your belongings that are inside the mover’s truck during your move to Cedar Rapids?

    No. A standard renters’ insurance will not cover personal belongings under a third party’s responsibility. Since the mover is paid to handle your belongings safely, it will be accountable for any damage on the way to Cedar Rapids. The moving company probably has its own insurance for this purpose. Once your belongings are back under your care, your renters’ insurance coverage will apply.

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