Best Mortgage Refinance Companies in Cedar Rapids

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
Contract Exchange Corporation logo
Visit WebsiteWebsite

License Verified:

License: 1147555

Nationwide Multistate Licensing System and Registry

Contract Exchange Corporation

425 2nd Street SE, Ste 370, Cedar Rapids, IA 52401
Visit WebsiteWebsite
  • New Construction

Business Description

Contract Exchange Corporation addresses the needs of customers in Cedar Rapids. It offers mortgage refinance services for clients that plan to consolidate debt or cash out for home repairs. It also provides refinancing solutions to individuals with significant equity in their homes. The company guides clients through the home buying process and offers real estate contract valuation services. In addition, it assists individuals entitled to future payments from annuities, estates, and settlements. Contract Exchange Corporation has more than 30 years of industry experience.

License Verified:

License: 1147555

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Dan Hillers logo
Visit WebsiteWebsite

License Verified:

License: 509182

Nationwide Multistate Licensing System and Registry

Dan Hillers

427 1st St SE #200, Cedar Rapids, IA 52401
Visit WebsiteWebsite
  • New Construction

Business Description

Dan Hillers is a mortgage professional with The Home Loan Expert offering services to clients in Cedar Rapids and nearby communities. He guides customers through the mortgage refinance process, helping them understand their options based on their situation and goal. He assists clients that are planning to lower their rates, shorten their loan term, and consolidate debt. Hillers has more than two decades of experience working at several financial institutions and has been in the mortgage industry for over 10 years.

License Verified:

License: 509182

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hall Lending Group logo
Visit WebsiteWebsite

License Verified:

License: 3833

Nationwide Multistate Licensing System and Registry

Hall Lending Group

1918 St Andrews Ct NE, Cedar Rapids, IA 52402
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Hall Lending Group is a mortgage broker providing Cedar Rapids borrowers with refinancing solutions. Its rate-and-term and cash-out refinancing options seek to shorten the loan terms, lower the interest rates, and convert home equity into cash. For over 20 years, company founder Hope Hall has been helping to assist Iowa families in attaining their homeownership goals through simplified lender comparison and suitable loan programs. Hall Lending Group also offers new home and government-backed loans, as well as construction and private mortgage insurance.

License Verified:

License: 3833

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (46)
Google
4.8 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Iowa Mortgage Solutions logo
Visit WebsiteWebsite

License Verified:

License: 37031

Nationwide Multistate Licensing System and Registry

Iowa Mortgage Solutions

4403 1st Ave SE #110, Cedar Rapids, IA 52403
Visit WebsiteWebsite
  • Commercial Loans
  • Reverse Mortgages

Business Description

Iowa Mortgage Solutions is a locally owned and operated brokerage firm that serves the residents of Cedar Rapids and the surrounding areas. It helps clients lower their existing mortgage interest rates or renovate their homes through refinancing programs. Its team assists with refinancing mortgages such as VHA and FHA loans. It also offers different types of residential loan programs. In addition, the brokerage provides commercial and business loans. Iowa Mortgage Solutions has been in business for more than 19 years.

License Verified:

License: 37031

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (76)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Residential Mortgage Network, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 1495

Nationwide Multistate Licensing System and Registry

Residential Mortgage Network, Inc.

1921 51st Street NE, Cedar Rapids, IA 52402
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Residential Mortgage Network, Inc. has been assisting clients with home loans in Cedar Rapids and throughout Iowa since 1987. It helps homebuyers choose the loan option that fits their needs, such as FHA, USDA, and VA. The mortgage bank was initially founded to provide government financing and expanded its offerings to include conventional loans. The company underwrites programs in-house to minimize the waiting period for borrowers. One of the company’s mortgage professionals, Jessica Greving, is a member of the IMA President’s Club.

License Verified:

License: 1495

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (148)
Google
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Universal Lending Home Loans logo
Visit WebsiteWebsite

License Verified:

License: 2996

Nationwide Multistate Licensing System and Registry

Universal Lending Home Loans

1450 Boyson Rd, Ste B3, Haiwatha, IA 52233
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Universal Lending Home Loans is a mortgage banker that helps families in Cedar Rapids make financial decisions. The banker handles FHA refinancing to help clients reduce their current interest rate or loan term to save money for debt consolidation or home upgrades. Additionally, it provides options like conventional, FHA, VA, and USDA rural development loans. The banker manages the pre-qualification, loan application, interest rate lock, loan approval process, and closing steps. The company has been in service for 30 years.

License Verified:

License: 2996

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS