Best Mortgage Brokers in Richmond, VA

We are Kristin and Corey O’Neil; The husband and wife duo behind The O’Neil Mortgage Group at Home Loan Zone, Inc. Our team has over 12 years experience in the mortgage industry and look forward to using our expertise to guide you through the home financing process. Our family is equally passionate about Real Estate and Richmond and are so excited to be on this journey with you. Our mission is to serve our community and be the home financing partner you refer to your family and friends.

Dominion Capital Mortgage Inc. is a full-service mortgage company that serves residential and commercial clients in Richmond and nearby areas. It provides a wide array of mortgage products and services, including fixed-rate, adjustable-rate, conventional, and VA mortgage programs. The company has access to several lenders in the market, allowing clients to choose an appropriate loan program that fits their needs. Dominion Capital Mortgage Inc also assists clients needing refinancing services.

Serving Richmond, 1st Call Mortgage provides a range of services, investment tools, and mortgages to clients in the metro. It offers various loan program options such as FHA home loans, VA loans, USDA loans, and jumbo loans. The company also has mortgage rate selections like fixed-rate, adjustable-rate, interest-only, and graduated payments. 1st Call Mortgage has a strong focus on providing clients with low closing costs and interest rates. Its team also aims to deliver services with integrity, competence, and honesty.

Liberty Mortgage is a mortgage broker based in Richmond. It is an independent mortgage lender for those buying a new home or looking to refinance. It determines how much the customers can borrow, then pre-qualifies them for a loan, assists them in the application process, and secures the funding. It has many lending sources while remaining independent of banks or mortgage lenders. The company bases its customer service policy on the golden rule. The team has more than 100 years of collective experience.

Academy Mortgage, Inc. is a full-service mortgage broker serving the vicinity of Richmond. The company assists first-time homebuyers, relocating homeowners, or people looking to purchase or refinance properties. Its list of services includes conventional mortgage, FHA, VA, and USDA-rural development programs to its clients. The company also has the non-conforming-bank statement program, which is open for self-employed borrowers who have been self-employed for at least two years. Academy Mortgage, Inc. has been in the industry since 1996.

Richmond-based mortgage agency MAK Financial Group, Inc., has served the community in and around the metro with loan options for purchasing a house. Its list of available loans includes conventional loans, high-balance conventional loans, jumbo and super-jumbo loans, home equity line of credit, 30-year fixed-rate mortgage, and 15-year fixed-rate mortgage. Additionally, it provides reverse mortgages for homeowners aged 62 years or older. Mary Kathryn Perkinson established MAK Financial Group in 1997. She now serves as the agency president.

Todd Martin is a mortgage broker that caters to clients in Richmond and its surrounding areas. He also performs as a branch manager of the Fairway Independent Mortgage Corporation office in Glen Allen. He strives to help individuals and families realize their homeownership dreams by offering a wide range of home loan options, such as FHA, fixed-rate, USDA, and VA programs. Clients commend Todd for his ability to respond to their concerns and questions and for walking them through the entire loan process.

Established in 1993, RatePro Mortgage is a mortgage brokerage owned and operated by Rick Gilbert. He earned his designation as a certified residential mortgage specialist and was recognized as one of the 2018 Five Star Mortgage Professionals in Richmond. He works with first-time homebuyers, homeowners, and property owners looking to downsize. Gilbert focuses on the latest resources available for various types of mortgage financing, helping clients navigate the complicated loan transaction process. He strives to balance loans in the clients' best interest.

Brightleaf Mortgage Company offers several types of mortgage loans to clients in Richmond and the surrounding communities. It provides conventional loans from Freddie Mac and Fannie Mae. Additionally, it handles FHA mortgage loans and refinances for first-time homebuyers and low-income to moderate-income families. Veterans and active members of the military and the National Group can also apply for VA mortgage loans. Brightleaf Mortgage Company's team has over 25 years of combined mortgage and real estate experience.

NFM Lending is a multi-state residential mortgage lending firm serving residential clients in the Richmond area. The company assists active military, veterans, first-home buyers, and move-up buyers. They offer loan programs such as USDA, VA, jumbo, FHA, and conventional. They also provide fixed-rate mortgages and ARMs, and assistance with investor loans and refinancing services. The company's website has mortgage payments and comparison calculators for its clients. NFM Lending was founded in 1998 and is currently licensed in 42 states.

Richmond Mortgage, Inc. is a mortgage service company located in Richmond. It specializes in construction loans, commercial lending, and mezzanine lending. It offers loan programs for developing multi-family homes, single-family homes, commercial properties, and land. The company was founded in 2000. It has funded a total of $100 million for home and commercial property projects such as rehab projects, new constructions, or fix-and-flip projects. It provides services for clients in Maryland, Virginia, and Washington, D.C.

Colonial 1st Mortgage is a mortgage broker based in Richmond. The company finds and processes in-house loans with the right bank and the right product for client needs. It has flexible personal service with national lending power. The team accepts online or in-person applications, shops at multiple banks, pre-approves to-be-determined properties, and extends locks. Colonial 1st also offers reverse mortgages for seniors 62 years or older. Colonial 1st Mortgage is available on evenings or weekends.

1st Financial Mortgage Corp. is a brokerage firm that offers its services in Richmond and the surrounding communities. It offers several loan programs for purchasers and refinancers alike, such as conventional mortgages, FHA loans, and VA loans. The company has been helping clients navigate through the mortgage process for over 28 years. 1st Financial Mortgage assists clients from a wide range of credit scores. Some of its programs are available even to clients with a FICO score of 620.

Founded in 1987, Professional Mortgage Corp. is the oldest local mortgage company licensed by the Virginia BFI. It provides clients in Richmond with various home loan options. Whether a borrower is purchasing a new home or refinancing an existing loan, the staff can assist them in obtaining conventional, FHA, VA, and USDA loans. In addition, the team also offers alternative loan programs and reverse mortgages. The company's loan officers have an average of 20 years of experience in the mortgage industry.

Home Loan Zone is a mortgage brokerage company serving homebuyers who want to purchase, refinance and renovate their homes in Richmond since 2014. As an independent broker, the company works with many leading lenders that offer the best loan type program, including Home Possible or HomeReady, jumbo, and flex term loans. It also offers conventional fixed-rate with terms ranging from 10 to 30 years. Home Loan Zone is licensed and regulated by the Virginia Bureau of Financial Institutions.

Chris Parks is a mortgage advisor serving the residents of Richmond and the surrounding communities. He helps first-time home buyers and move-up buyers find the mortgage program that matches their financial goals. Parks offers a wide array of residential loan options, including VA, FHA, jumbo, and conforming loan products. He has been in the industry for six years and is fluent in Spanish and English. Additionally, Chris Parks also assists his clients with their home refinancing needs.