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2024

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Best Mortgage Brokers in Chesapeake, VA

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Chesapeake Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

75Reviewed

52Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4461 Cox Road, Glen Allen, VA 23060
WebsiteLicense: 67717

Expertise.com Rating

Review Sources

Zillow
5.0 (584)
Google
4.6 (293)
Facebook
4.5 (31)

Why choose this provider?

CapCenter is a mortgage brokerage firm serving Chesapeake and nearby areas. Its mortgage brokers and Realtors help borrowers seeking to acquire their first homes or sell their current properties, as well as those who want to refinance their existing loans. Among the lending programs they handle are FHA, VA, jumbo, conventional, and adjustable-rate mortgages. The company's president, Gary Piacentini, has amassed more than 20 years of legal practice. While working as counsel for different banks' mortgage banking units during this time, he gained a comprehensive understanding of the mortgage sector.

  • Realty Sell
  • Insurance
  • Mortgage Refinance
  • Purchase Mortgages
  • Realty Purchase

Chesapeake, VA

Expertise.com Rating

Why choose this provider?

Need help contacting a Mortgage Broker in Chesapeake? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

3 Commercial Pl, Ste 1410, Chesapeake, VA 23510
WebsiteLicense: 1405934

Expertise.com Rating

Review Sources

Google
5.0 (52)

Why choose this provider?

Chris Bufis is a Senior loan officer with RW Towne Mortgage. Serving Chesapeake and its nearby communities, Chris works with different clients, including military veterans, and carries a range of mortgage products, such as USDA, jumbo, FHA, and conventional loans. He simplifies clients' home financing experience, whether for home purchase or refinancing purposes. Chris has been in the mortgage industry since 2015. He also served as a store director of SUPERVALU prior to his mortgage banking career.

  • Purchase
  • Refinance

1612 Centerville Turnpike, Virginia Beach, VA 23464
WebsiteLicense: 212405

Expertise.com Rating

Review Sources

Google
4.9 (371)
Zillow
5.0 (40)

Why choose this provider?

CMS Mortgage Solutions Inc. is a locally owned and operated full-service lender serving clients in Chesapeake and nearby areas. It provides mortgage loan options for home purchasing, refinancing, and renovation, including 30-year fixed mortgages, adjustable-rate mortgages, FHA, and VA loans. Being a homegrown company has given CMS Mortgage Solutions the flexibility and product mix that suits the homeownership plans of clients. The company has adopted a customer-centric mindset that allows it to utilize a common-sense approach to delivering mortgage solutions.

  • Refinance

628 Cedar Road, Chesapeake, VA 23322
WebsiteLicense: 1078215

Expertise.com Rating

Review Sources

Google
5.0 (45)

Why choose this provider?

Tim Lee is a mortgage professional from Advance Financial Group catering to residents of Chesapeake. He is experienced in VA loans, which are tailored for veterans and those on active duty. Tim also specializes in conventional loans for clients with substantial down payments and FHA and VHDA loans for first-time homebuyers. He majored in Marketing and International Studies in college and graduated with honors. Tim enjoys coaching youth basketball in the Great Bridge area during his free time.

  • New Construction
  • Refinance

1436 S Independence Blvd.‚ Suite 140, Virginia Beach, VA 23462

Expertise.com Rating

Review Sources

Facebook
5.0 (12)

Why choose this provider?

VA Mortgage Corp provides assistance to homebuyers seeking new loans or refinancing in Chesapeake and the surrounding areas. The firm helps clients choose from a variety of mortgage products, such as VA, 30-year fixed, 15-year fixed, VA refinance, jumbo, and FHA streamline loans. It also assists clients with applying for refinancing to consolidate debt, lower payments, get cashback from home equity, or pay off loans. Based in Virginia Beach, VA Mortgage Corp caters to first-time and experienced home buyers.

  • New Construction

397 Little Neck Rd, 3300 South Building, Suite 310, Virginia Beach, VA 23452

Expertise.com Rating

Review Sources

Google
5.0 (102)

Why choose this provider?

Dolfin Home Loans has been serving clients in Chesapeake since 2019. This independent firm offers a variety of mortgage programs, including fixed-rate, FHA, VA, and jumbo home loans. Its clients include first-time homebuyers as well as homeowners who are looking to refinance their mortgage or buy a vacation or investment property. The company's founder, Jason Andrews, began his career in the mortgage industry in 2006. Dolfin Home Loans gives back to the community by donating to ocean cleanup and conservation projects.

  • Multi-Family Loans
  • Refinance

600 22nd street, Suite 205, Virginia Beach, VA 23451

Expertise.com Rating

Review Sources

Google
4.9 (46)

Why choose this provider?

Coastal Towne Mortgage is a local broker that has been serving residents in Chesapeake since 2007. It assists homeowners and homebuyers in securing loans for buying a new home, refinancing, or investing in a commercial property. Its team guides clients in choosing a variety of loan programs, such as fixed-rate or adjustable-rate for conventional and jumbo loans on primary, secondary, or investment properties. It also offers FHA and conventional financing options, which allow clients to complete the purchase and renovation in one loan.

  • Refinance

249 Central Park Ave, Suite 300, Virginia Beach, VA 23462

Expertise.com Rating

Review Sources

Google
4.7 (30)
Facebook
5.0 (9)

Why choose this provider?

VA Wholesale Mortgage is a firm that serves clients in Chesapeake and its surrounding areas. It has a wide range of options, such as 15 and 30-year fixed rates, adjustable rate mortgage, and jumbo loans. Its fixed-rate loans have monthly payment schemes. The company also has other financing solutions, such as FHA 203(k) and USDA loans. Its loan officer, James Grandy, caters to clients seeking information to support their home refinancing projects.

  • New Construction
  • Refinance

1108 Eden Way North, Chesapeake, VA 23320
WebsiteLicense: 41552

Expertise.com Rating

Review Sources

Google
4.0 (67)
Facebook
5.0 (9)
Yelp
5.0 (6)

Why choose this provider?

Tidewater Home Funding, LLC has been brokering mortgage programs for Chesapeake residents for over 20 years. The company's loan programs include conventional loans, VA loans, FHA loans, jumbo loans, construction loans, and renovation loans. Its staff also specializes in loan refinancing and reverse mortgages. Another featured program is the Family Opportunity Mortgage, an option designed for unique family situations such as property financing for the elderly or differently abled adult members of the family. Tidewater Home Funding performs in-house processing, underwriting, funding, and closing of loan transactions.

  • Refinance

2476 Nimmo Parkway Unit 118 B, Virginia Beach, VA 23456

Expertise.com Rating

Review Sources

Facebook
4.3 (24)
Google
3.8 (6)

Why choose this provider?

United Atlantic Mortgage serves the Chesapeake metro and neighboring communities. The firm focuses on providing full-service mortgage broker solutions for individuals, professionals, and military service members. Its lending specialists collaborate with various mortgage sources to help clients find the right loan for their specific goals and needs. Its mortgage programs include FHA, VA, USDA, and conventional loans. The company also offers financing with downpayment assistance and lending solutions for people with low credit scores.

  • Refinance

223 East City Hall Avenue, Norfolk, VA 23510
WebsiteLicense: 2073866

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (1)

Why choose this provider?

The Elite Team is a mortgage broker company under AnnieMac Home Mortgage, a nationwide home loan provider. It provides mortgage services and after-sales support to homebuyers in Chesapeake and other nearby communities. Its product options include VA, FHA, USDA, and Conventional loans. In addition, it provides clients 24/7 access to information and updates through its mobile app. The agency also volunteers in various charitable organizations in the community such as Habitat for Humanity and Toys for Tots.

  • Refinance

249 Central Park Avenue, Virginia Beach, VA 23462
WebsiteLicense: 265183

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

Eric Tan is a VA Wholesale Mortgage expert serving the residents of Chesapeake. He helps his clients find and apply for residential loan programs under a broad range of mortgage options, including fixed-rate mortgage, ARMs, conforming loans, jumbo loans, 203k loans, as well as FHA, VA, and USDA loans. He simplifies the mortgage process and assists his clients in obtaining pre-approval letters. He also conducts refinancing analyses and provides refinancing options that suit his clients' needs.

  • Multi-Family Loans

4532 Bonney Rd Suite A, Virginia Beach, VA 23462

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Dragas Mortgage Company is a brokerage that serves homeowners in Chesapeake and neighboring areas. Its president, Wayne Zubyk, has worked as a loan officer and manager for over 35 years. He and his staff calculate potential mortgage rates and annual fees for each client. They also educate first-time customers about different mortgage plans, such as conventional and VHDA loans. In addition, the firm assists closing attorneys by finalizing mortgage deals. It also helps potential homebuyers get pre-qualified for loans and refinancing plans.

  • Refinance

580 Lynnhaven Parkway, Virginia Beach, VA 23452
WebsiteLicense: 1782212

Expertise.com Rating

Review Sources

Google
4.9 (68)
Yelp
1.0 (2)

Why choose this provider?

VA Choice Home Mortgage is a mortgage broker that serves clients in Chesapeake and its surrounding areas. The company helps individuals who want to buy or refinance a residential property, with the right loan options based on their needs. It offers fixed-rate, interest-only, and adjustable ARM rates. USDA, FHA, and VA loan programs are also available. Clients can utilize the free tools on the company's website, such as the extra payment, refinance, and mortgage calculators.

  • Refinance
  • Commercial Loans
  • Multi-Family Loans

Chesapeake, VA 23322
WebsiteLicense: 272287

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Google
5.0 (1)

Why choose this provider?

Founded in 2005, Cornerstone Home Mortgage, LLC, is a locally owned and operated brokerage that caters to clients in various locations, including the areas of Chesapeake, Virginia Beach, and Norfolk. It offers home purchase and refinance, home improvement, rental property, investment property, and debt consolidation loan programs. Its mortgage brokers also provide fixed-rate and adjustable-rate mortgage types. In addition, Cornerstone Home Mortgage's president has been working in the mortgage industry for more than 20 years.

  • Refinance

1108 Eden Way North, Chesapeake, VA 23320
WebsiteLicense: 1114873

Expertise.com Rating

Review Sources

Google
5.0 (58)
Facebook
5.0 (18)

Why choose this provider?

Shikma Rubin is a mortgage consultant who helps individuals and families located in Chesapeake become homeowners. Rubin guides her clients in the complex mortgage process and educates them about unfamiliar terms and conditions. She offers conventional loans that can be used for different types of properties. Moreover, the other loan programs she deals with are jumbo, FHA, VA, and VHDA loans. Some of her writing has been featured in Inside Business, The Virginian-Pilot, and Redfin.com.

  • New Construction

615 San Pedro Dr, Chesapeake, VA 23322

Expertise.com Rating

Review Sources

Google
5.0 (39)

Why choose this provider?

VantagePoint Mortgage caters to clients in the area of Chesapeake and its nearby communities. Its team of real estate brokers facilitates mortgage loans for clients. The firm aims to make homes affordable through refinancing loans that follow prevailing interest rates. It also provides cash-out refinancing. The company helps clients secure home purchase loans with optimum mortgage rates and assists in choosing a plan using rate comparisons. It also offers fast funding options and property evaluation. VantagePoint Mortgage provides rate quotes within 30 seconds.

  • Refinance

760 Lynnhaven Parkway, Virginia Beach, VA 23452
WebsiteLicense: 1743533

Expertise.com Rating

Review Sources

Google
4.0 (57)

Why choose this provider?

CBM Mortgage is a mortgage broker serving clients from Chesapeake. The company helps clients in finding the right loan options for their unique needs. It offers FHA, VHDA, USDA, and conventional loans. Cash-out and no cash-out refinance programs are also offered. Led by Cory B. Michael, the locally owned firm has been providing its services to the community since 2005. CBM has a mortgage calculator that clients can readily access on the website.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
CapCenter
4461 Cox Road, Glen Allen, VA 23060Free quote
RW Towne Mortgage
3 Commercial Pl, Ste 1410, Chesapeake, VA 23510
CMS Mortgage Solutions Inc
1612 Centerville Turnpike, Virginia Beach, VA 23464
Tim Lee
628 Cedar Road, Chesapeake, VA 23322
VA Mortgage Corp
1436 S Independence Blvd.‚ Suite 140, Virginia Beach, VA 23462
Dolfin Home Loans
397 Little Neck Rd, 3300 South Building, Suite 310, Virginia Beach, VA 23452
Coastal Towne Mortgage
600 22nd street, Suite 205, Virginia Beach, VA 23451
VA Wholesale Mortgage
249 Central Park Ave, Suite 300, Virginia Beach, VA 23462
Tidewater Home Funding - Chesapeake - Corporate
1108 Eden Way North, Chesapeake, VA 23320
United Atlantic Mortgage
2476 Nimmo Parkway Unit 118 B, Virginia Beach, VA 23456
The Elite Team
223 East City Hall Avenue, Norfolk, VA 23510
Eric Tan
249 Central Park Avenue, Virginia Beach, VA 23462
Dragas Mortgage Company
4532 Bonney Rd Suite A, Virginia Beach, VA 23462
VA Choice Home Mortgage
580 Lynnhaven Parkway, Virginia Beach, VA 23452
Cornerstone Home Mortgage, LLC
Chesapeake, VA 23322
Shikma Rubin
1108 Eden Way North, Chesapeake, VA 23320
VantagePoint Mortgage
615 San Pedro Dr, Chesapeake, VA 23322
CBM Mortgage
760 Lynnhaven Parkway, Virginia Beach, VA 23452

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.